Be honest.
Has your salary ever finished before the month ended — even though you planned to budget?
Nobody teaches us self-control with money. You get paid once, then fight temptation every day.
I’m building Dripend a WhatsApp-based budgeting tool that releases your money gradually, so overspending becomes harder by default.
We’re inviting a small group of early beta testers to validate this idea and help shape it.
👉 Join the waitlist if this sounds like something you’d actually use.https://t.co/HwYYONreff
It's true that breaking a budgets seldom break your finances all at once. Instead, they break with grace.
Here's one drink.
There's one favour.
"It's not that bad to get this".
Then, all of a sudden, it's week three, and you have to rely on one mobile loan app to get by for the remainder of the month. same cycle. each month. Each year. In the background, tension is subtly building.
With Dripend, we hope to bridge that calm gap before things get out of control.
"Just budget better" seems like a good idea, but it assumes that people can always exercise perfect self-control.
Willpower gradually wanes when all of your money is available at once.
That isn't a weakness in character. It's an issue with system design.
Any significant effort to address this, such as the one we're trying with Dripend, must be constructed using actual banking infrastructure rather than just good intentions.
For this reason, as we validate, we are conducting preliminary discussions with platforms such as Anchor.
What's your take? Is this a systemic issue or a discipline issue?
Dripend is still modest. I'm still listening. Validation is still ongoing.
@simplyFera Start budgeting first.
1 more successful person pushes Nigeria forward gradually.... Do what is within your ability first and see the ripple effect.
@bahdboiMike can your income cover all ur monthly expense?
If not, you need dripend to stand a better chance at bargaining better.
Ibit does, you just need dripend to help you plan you day. One day at a time.
@ifunanya_xpert Complaining about Tinubu won't change anything.
This isn't even a problem peculiar to Nigerians, it everywhere, it's a pandemic, we just don't know it yet.