some of my financial tips and hacks;
1. your monthly income x 120 = the total you should have invested to replace your income without having to work. for eg: $10,000 x 120 = $1.2m
2. your monthly income x 0.1 = the minimum amount that you should aim to invest every month. for eg: $10,000 x 0.1 = $1,000
3. your monthly salary x 6 = the money you should have invested for emergency on a high-yield savings account, treasury bills or mutual funds. for eg: $10,000 x 6 = $60,000
4. your monthly salary x 0.55 = the maximum that you should spend on needs like housing, food, transportation and bills. for eg: $10,000 x 0.55 = $5,500
save, bookmark and share with others. don't always make financial mistakes, you need peace of mind. learn from me always, buena suerte 👍
Morning.
Read Jeremiah 33:3 out loud
& then ask God to reveal everything you need to know. Pray for discernment, clarity, and the courage to accept whatever He reveals.
You are a DIGITAL MARKETER and you don’t use SNAPCHAT for lead gen, you are sleeping on a lot of money😊
I personally crossed $10k on NESTUGE using SNAPCHAT
I will make a post tomorrow on how you can start making money from snapchat by selling your products
STAY TUNED📌📌
1. Suno = Creates songs from your words
2. ElevenLabs = Creates realistic AI voices
3. PicWish = Removes photo backgrounds
4. Canva = Makes posters, flyers, and designs
5. Grammarly = Fixes grammar and spelling
6. ChatGPT = Answers questions and helps with almost anything
7. Runway = Edits videos with AI
8. NotebookLM = Explains your notes and documents
9. Perplexity = Finds information on the internet
10. CapCut = Edits videos easily
11. Gamma = Makes beautiful presentations
12. Grok = Answers questions and explains trending topics on X
13. Descript = Edits videos by editing the text
14. RecCloud = Summarizes YouTube
these are times you should pray immediately:
1. when you receive bad news. philippians 4:6-7
2. before making a major decision. proverbs 3:5-6
3. when temptation becomes strong. matthew 26:41
4. when fear takes over. isaiah 41:10
5. when you're about to lose your temper. james 1:19-20
6. when someone hurts you. luke 6:28
7. before starting your day. mark 1:35
8. when you don't know what to do. james 1:5
9. when god blesses you. 1 thessalonians 5:18
10. before going to sleep. psalm 4:8
save, bookmark and share with others. buena suerte. 🫱🏼🫲🏾