Brandon R. Amaral, CFP®, EA

Amaral Financial Planning | Fee-Only CFP® & Enrolled Agent | 📍Financial Planning | 💵Taxes | 📈Investments 📑Stock Options |👩🏽‍💼Small Biz | Tweets≠advice

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

With the debt ceiling deadline around the corner and the Fed seeking to curb inflation, there is much speculation about which direction interest rates will go.

I spoke with @CBSNews about my thoughts and what we can expect from recent rate hikes.

https://t.co/vuedWwcYhi

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

The average savings account earns $1 of interest for the WHOLE YEAR. What if you were able to earn $1 of interest PER DAY instead?

https://t.co/UqHgCW6bLs

Here is an overview of high-yield savings accounts:

#hysa #savings #interest

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

@aaronegraham We both learned this well from that one guy..

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

While the Inflation Reduction Act of 2022 extended EV tax credits, it also added a few changes and restrictions that can be confusing to navigate.

https://t.co/FoLLZQb00x

Here is a guide to understanding EV tax credits in 2023:

#taxes #electricvehicles

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Have you heard the secret to beating the stock market with little to no risk for the cheapest cost possible?

Me either! The truth is – there is no crystal ball when it comes to investing.

https://t.co/vnGaWuaApv

Here is how to build a recession-proof portfolio:

#investing

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Do you need health insurance? Do you hate paying tax penalties?

Tomorrow (1/31) is the deadline to enroll in Covered California for 2023!

https://t.co/S5xOgyjfa5

Here is what you should know about Covered California:

#CoveredCA #healthinsurance

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Energy drinks will be an ordinary and necessary expense this tax season.

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

If you live in California, you likely received a random direct deposit or debit card in the mail.

Not sure what this payment was for or whether you will owe taxes on it?

https://t.co/DwhynRBPuN

Here is what you should know about the MCTR payments:

#mctr #taxes

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Taxes are due April 15th - right? Not this year!

Knowing the various tax dates can not only alleviate stress but also help you avoid late penalties and interest.

https://t.co/xB0BGfMNML

Here are important dates to know about this tax season:

#taxes

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Now that the holidays have ended, it’s time to start focusing on your 2023 goals. Before you can get started, it’s important to note some significant tax law changes that were passed a few weeks ago.

https://t.co/BGjuCjAGw6

Here are the top changes you should know:

#taxes

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Before you choose what to INVEST IN, you must first know what you are INVESTING FOR

Your goals and timeline determine your investments, not the other way around

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

There's nothing more irritating than realizing you owe taxes to the IRS. Before taking action, you must first be able to identify what is causing the tax bill.

https://t.co/2qXXB5Wvjm

Here are common reasons you owe taxes in April:

#taxes #taxplanning #taxpreparation

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Whether you’re a proactive planner or a chronic procrastinator, one item you can check off your to-do list is finding a tax preparer to partner with.

AFP is now accepting clients for the 2022 tax season.

https://t.co/8mIhspreSq

Learn more here:

#taxpreparation #taxes

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

🚨 Student Loan Update 🚨

The Biden administration just extended the student loan repayment pause through June 30, 2023!

Be on the lookout for emails from the Department of Education approving your application for student loan forgiveness.

#studentloanforgiveness #studentloans

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Have you thought about combining finances with your partner? Understanding the basics can help avoid stress and achieve your goals.

https://t.co/gPGN0jwoup

Here are some steps to take to combine finances with your partner:

#personalfinance #marriagetips

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Reach out to me now to lock in your spot!

Schedule a FREE consultation here: https://t.co/xAT6g0eiai

#taxes #taxprep

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

As we prepare for the holiday season, it’s also a great time to start thinking about your 2022 taxes.

If you’d like to work with someone that:

⏳ Files returns timely
🤝 Has transparent pricing
👔 Is knowledgeable & professional
📞 Maintains constant communication

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

With many reports of layoffs over the past few weeks, it's important to understand what will happen to your equity compensation if you're impacted.

https://t.co/5jrinY7uN3

Here are some considerations for your equity compensation if you are laid off:

#layoff #stockoptions

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

@RC2Point0 I always ask prospects if they think my fees are fair after I quote them! Most clients joke that they’d be willing to pay more.. and then I kick myself for not having higher fees lol 😂

[Brandon R. Amaral, CFP®, EA @AmaralFinancial]

Am I in favor of protecting the environment? Yes.

Do I want to provide middle-class families with the same opportunity to save on taxes as the ultra-wealthy? Also yes.

https://t.co/PHz8RpnoyQ

Here are tax considerations for Prop 30:

#prop30 #taxes #california