Andy5730

[Brad Garlinghouse @bgarlinghouse]

I've been in crypto long enough to know when a moment is real. This is one of them.

10 years of Swell converging with real scale, institutional adoption, and Swell + Apex together for the first time this fall. We've been building toward this moment — see you in New York! @RippleSwell

https://t.co/Kzzcpb9NIB

[Stuart Alderoty @s_alderoty]

Proud to cheer on Team Clarity at last night’s Congressional Baseball Game with the Ripple team. Whether on the diamond or in digital assets, everyone wins when everyone knows the rules and plays by them. The need for clear rules isn’t partisan. It’s a prerequisite to America winning.

[Stuart Alderoty @s_alderoty]

Excited to share that Ripple is expanding its presence in Washington, D.C.

Our larger D.C. office reflects our long-term commitment to constructive engagement, clear rules of the road, and responsible financial innovation.

Read more: https://t.co/gAyewDYcdo

[Brad Garlinghouse @bgarlinghouse]

14 years later – still the honor of a lifetime to be part of the XRP family!

[Stuart Alderoty @s_alderoty]

The Clarity Act isn't about protecting an industry. It's about protecting everyday Americans who deserve clear rules when they participate in the multi-trillion dollar crypto economy.

67 million Americans already hold crypto. The data is in. It's time.

See how many holders are in your state: https://t.co/mQb3pbyK7g

[Stuart Alderoty @s_alderoty]

This is the moment the crypto industry has been fighting for. A 15-9 bipartisan vote is a monumental outcome - and a clear signal that Washington gets it. Thank you @SenTimScott, @SenAlsobrooks, @SenBernieMoreno, @RubenGallego and all the members of the Senate Banking Committee for getting this done.

[Brad Garlinghouse @bgarlinghouse]

Over a decade in the making, under a minute to explain. $XRP

[Stuart Alderoty @s_alderoty]

67 Million Americans hold crypto today–and every U.S. Senator on the Senate Banking Committee represents them.
The @natcryptoassoc’s new 2026 State of Crypto Holders Report makes the stakes clear. These are millions of everyday Americans: construction workers, retirees, small business owners, and parents. They span every income level, every industry, and every state in this country. See here for a breakdown of exactly where they live: https://t.co/mQb3pbyK7g
They deserve clear rules. They deserve strong consumer protections. And they deserve a regulatory framework that allows responsible innovations to grow here in the United States.

The Clarity Act markup tomorrow is a meaningful step forward. The data shows what is at stake: https://t.co/CDmD4KmKkQ

[Brad Garlinghouse @bgarlinghouse]

The Senate Banking Committee is putting in the work as it moves the Clarity Act forward… incredible leadership!

Millions of Americans are already in this market. Ripple stands behind this bill because they deserve the same rules and protections as every other asset class. If the largest economy in the world is going to lead on crypto - and it must - this is the moment. Let's get it done!

[Brad Garlinghouse @bgarlinghouse]

Even when our backs were against the wall, we refused to fold.

Always great to be back for XRP Las Vegas, and even BETTER to see $XRP up in lights.

[Brad Garlinghouse @bgarlinghouse]

Leaders attract leaders…

Proud to be expanding in the UAE

[Brad Garlinghouse @bgarlinghouse]

100%
All roads lead back to Ripple’s North Star, $XRP.

[Brad Garlinghouse @bgarlinghouse]

The SEC’s first mission is to protect investors. Under Gary Gensler, the SEC clearly lost its way. He declared war on a technology.. It was an unlawful power grab…and the courts said as much.

By comparison, @SECPaulSAtkins is a breath of fresh air and sanity. He is a model of what leadership at the SEC should look like… he’s focusing on what matters - protecting investors and fostering innovations that help those investors and the markets.

[Brad Garlinghouse @bgarlinghouse]

Yesterday, I celebrated 11 years at Ripple. Back then, I couldn’t have predicted that we’d still be fighting for regulatory clarity.

The fight has been worth it. After a day in DC having great conversations with @SenatorHagerty, @berniemoreno, @SenatorTimScott, @JohnBoozman and @patrickjwitt - and on stage at @Semafor World Economic Summit - I know we are closer than ever.

The CLARITY Act window is open. And now is our moment to act.

[Andy5730 @Andy57303]

@UpholdInc Uphold

[Brad Garlinghouse @bgarlinghouse]

The secret sauce is simple 1/ give Corporates a trusted, regulated entry point embedded in workflows they already use, 2/ remove the friction between managing different accounts (fiat or digital). Both of those are now solved today with Ripple Treasury.

Ripple Treasury is on a tear – last year facilitating $13T in payments for customers. This year, with the addition of native digital asset capabilities? LFG!

[Brad Garlinghouse @bgarlinghouse]

Great to join @FIIKSA and @MariaBartiromo this week to discuss the crypto landscape.

We’ve seen a shift in the perception of the industry from "rat poison" → "pet rock" → rewiring the financial system. Fast forward to today and some of the biggest companies around the world are asking, “Are we using stablecoins and digital assets?”

Ripple strategically focused our deal-making outside the echo chamber to bridge the gap between traditional finance and the crypto ecosystem, and those bets are paying off.

[Stuart Alderoty @s_alderoty]

The conversation around crypto is often shaped by sensational headlines and hype, instead of the focusing on the everyday people actually using it.

Follow @NatCryptoAssoc to hear the real stories of how crypto is being used and its positive impact.

[Brad Garlinghouse @bgarlinghouse]

3 continents, 4 global office visits, 5 days. Crossed too many time zones to count...
Recently, @MonicaLongSF and I (along with others on the Ripple leadership team) traveled to Dublin, London, Singapore and Sydney to meet with the Ripple Team (many of whom joined from our acquisitions of GTreasury, Hidden Road, Rail, Palisade and Solvexia).

A few notes from the road -
1/ centers of gravity (business and/or employee) are never stagnant, and getting out of the US coastal mindset is imperative. It was incredibly energizing to hear from new and longtime Ripplers on what moves the needle where they are.

2/ Culture cannot be taken for granted. More than ever, we’re championing a maniacal focus and eliminating bureaucracy for employees to be owners. Don’t confuse activity with progress.

3/ Adoption doesn’t happen overnight. Platforms > point solutions. Meet customers where they are, not where they might be in a couple years.

4/ AI is becoming a fundamental part of our products – especially in cash forecasting and liquidity management in real-time for the office of the CFO. Employee productivity may be where AI starts, but the end goal is much bigger.

5/ 2026 is shaping up to be another defining year. We’re in the right markets with the right capabilities across payments, custody, liquidity and treasury management. There's a huge opportunity ahead, and we are making sure XRP is at the center of it.

[Brad Garlinghouse @bgarlinghouse]

It’s time! It's happening at XRP Australia! Excited to be here in Sydney