@dmuthuk How can Livspace fire due to AI, doesn't make sense. What will AI do, do site visits and finalize designs. The market is competitive, let's not blame AI for everything.
@ValueWithPrem Well term insurance isn't always win win against attachment insurance (sold with loan), Some scenarios are:
1. If you are short of funds, you can get it funded. In my experience, there are folks who can't afford
2. Attachment insurance is relatively lenient on medical checks.
@anshgupta64 Bandhan was Microfinance institution before getting banking license, they continued with their rural touchpoints, but that network can't be called branches. Bandhan reports 1190 branches and rest as "banking unit". Banking units are like bank correspondent network of other banks
@anshgupta64 Bandhan bank don't have so many branches, they are more of banking touch points, actual branches are about 1k. Their branch network certainly isn't bigger than icici bank.
@datta_arvind This has all ingredients of Telco fiasco, today we are proud of our digital payments numbers, but in no time it won't have takers. Data monetization is tough nut to crack, not everyone's cup of tea.