A J

A Financial Enthusiast!!

[Money Buddy @MoneyBuddy_]

I have changed my mindset a lot on last 4-5 years.

I have been:
- calmer,
- talking less,
- focussing on growth,
- being minimalist

Are these signs that I m rich ?? 😀

[Money Buddy @MoneyBuddy_]

I started writing each and every expense our family did around 10 years ago.

Soon, the realisations came into picture and u mend the leaks.

It really helps u fixing ur finances !!

Have u tried it??

#Budgeting #PersonalFinances

[Money Buddy @MoneyBuddy_]

I have been debt free from almost 10-12 years now.

I’hv not taken even a single rupee loan since then, not even a credit card.

That gives me an immense peace of mind. It’s much better than any pleasure bought on EMIs.

#ZeroDebt

[Money Buddy @MoneyBuddy_]

Making yourself comfortable with some risk is what gives u return both in your professional and financial life.

#RiskHaiToIshqHai

[Money Buddy @MoneyBuddy_]

Money gives you so much mental strength.

Its the:
-Ability to say NO.
-Ability to walk out where u don't want to stay.
-Ability to spend your time according to you.
-Power which controls this world.

#Money

[Money Buddy @MoneyBuddy_]

Middle class man’s salary is increasing but not the freedom.

Salary increasing but so are the expenses.

Higher rent, higher fees, higher grocery charges, inflation is beating salary increment every single year.

Investing is the only thing which can save u from this chaos.

[Money Buddy @MoneyBuddy_]

The biggest investing advantage isn’t predicting the market.

It’s having the patience to stay invested.

#StockMarket

[Money Buddy @MoneyBuddy_]

❌Always resists Upgrades of:
- Car
- Home
- Gadgets
- Lifestyle

✅Never resist Upgrades of:
- Learning
- Mindset
- Health

Anything to add in any list?

[Money Buddy @MoneyBuddy_]

1⃣Rich people buy Time.
2⃣Poor people buy things.
3⃣Middle class buy the appearance of being rich.

Which category you think you really belong to?

#PersonalFinance

[Money Buddy @MoneyBuddy_]

One thing I learned from life:

Never try to control things, it will slip even more.

Accept uncertainty, don’t seek certainty, u will Never get it.

[Money Buddy @MoneyBuddy_]

When young:
- Invest
- Take term and health insurance.

The cost of regret is too big when u get a bit old and u don’t have money or insurance.

[Money Buddy @MoneyBuddy_]

100 people start the SIPs with 20 years.

Only 1-2 out of those 100 actually stays with their SIPs for 10+ years.

Hard fact, but truth !!

#investing #StockMarket

[Money Buddy @MoneyBuddy_]

If anyone would ask me:

What you would do even for which you won't get paid?

I would be contributing my efforts in cleaning roads, rivers, drainage and clean air.
Help in greener cities.

I wish sometimes I can quit everything and dedicate myself in this.

But family responsibilities keep me away from this as of now. But someday, I will for sure.

[Money Buddy @MoneyBuddy_]

Personal finance is less about finding the “best” investment.

It’s about getting the basics right:

• Spend less than you earn
• Build an emergency fund
• Avoid bad debt
• Get adequate insurance
• Invest consistently
• Give compounding enough time

Boring works.
Consistency wins.

#PersonalFinance

[Money Buddy @MoneyBuddy_]

How I did investing since last 17+ years.

Invested -> Made mistakes -> Learned -> Repeat

That’s how anything is done in life or in investing.

#investing

[Money Buddy @MoneyBuddy_]

You just need 3 money skills:
👉Making money
👉Managing money
👉Multiply money

#Money

[Money Buddy @MoneyBuddy_]

If u keep earning low income, SIPs won’t alone help you.

Try to automate the SIPs and work on your primary skills to increase ur income.

#investing

[Money Buddy @MoneyBuddy_]

Monthly SIP buying of Nifty50 and Next50 ETFs done ✅

Boring investing.

Anybody with me buying index??

#StockMarket

[Money Buddy @MoneyBuddy_]

People say to me that:
- Why u not owning the home in which you are living.
- Why u don't own a big SUV
- Why u not going to foreign every year?
- Why u not partying in a bar every weekend

Because I am building something else, which they won't understand.

17 years of disciplined investing & many more to come.
#investing

[Money Buddy @MoneyBuddy_]

Don’t ruin ur chances of creating wealth,

Invest and claim ur wealth !