TheLokalProperty

a wife. a daughter. a sister. a friend. above all, a servant of Allah.

[TheLokalProperty @AtikahAdam]

"Bersangka baik dgn ALLAH dan menyerah diri pdNYA dlm apa jua keadaan adalah kunci kpd kebaikan ,ketenangan dan kekuatan dlm kehidupan" -WA-

[ًِ @bckupacc99]

✨

[The Futurizts @TheFuturizts]

This how much you’re currently paying PERKESO every month:

• Salary: RM2,000 → RM28.30 (RM339.60/yr)

• Salary: RM3,000 → RM42.80 (RM513.60/yr)

• Salary: RM4,000 → RM57.30 (RM687.60/yr)

• Salary: RM5,000 → RM71.80 (RM861.60/yr)

• Salary: RM6,000 → RM86.30 (RM1,035.60/yr)

• Salary: RM7,000 → RM86.30 (RM1,035.60/yr)

^ Includes SOCSO, EIS, and the new SKBBK deduction.

RM6,000 salary is the ceiling for PERKESO deductions, meaning you’ll pay the same amount even if you earn more.

[KONGSI VIRAL🇲🇾 @kongsiviralje]

Actually benda ni tak lawak ya, tapi agak sedih dan berdosa.

Kamu semua ambil nota yang saya dah bangunkan dan tampal laluan yang korang kerap lalu.

Anak - anak kita kena tahu asas maklumat Nabi Muhammad. Ini bukan lagi pasal perjanjian hudabiyyah. Ini basic Rasulullah.

Macam mana kita nak selawat setiap hari kalau kita tak kenal orangnya. Semoga ini membantu.

Kredit : nabihaariff

[The Futurizts @TheFuturizts]

This is true, and here's a step-by-step on how you can do it:

1) Open an EPF account (min. age is 14 years old).

2) Apply for i-Saraan.

3) Once approved, you'll receive 20% bonus on your voluntary contributions, capped at RM500/year, and RM5,000 for lifetime.

The bonuses will be credited to your Account 1.

[Xavier Naxa @XavierNaxa]

WhatsApp Akhirnya Memperkenalkan Nama Pengguna, Tidak Lagi Perlu Berkongsi Nombor Telefon

Selepas sekian lama dinantikan, WhatsApp akhirnya memperkenalkan ciri Nama Pengguna (username).

[ًِ @bckupacc99]

Saya pun terus terkesima bila Prof ini bercakap.

[The Futurizts @TheFuturizts]

Malaysian to Malaysian. 🇲🇾

If you’re keeping money in traditional banks, it is getting eaten away by inflation.

Digital banks offer daily profit, cashback, and are still PIDM protected.

I ranked them from A to F.

🧵👇

[KONGSI VIRAL🇲🇾 @kongsiviralje]

Korang tahu tak, bila Al-Quran sebut pasal burung Hud-hud, saya cuma nampak ia sebagai ilustrasi sahaja.

Tak pernah terfikir saya dapat tengok burung yang sebenar di halaman rumah di kampung halaman saya sendiri.

Makhluk yang sangat anggun dan mempesonakan.

Kalau nak tahu burung ni juga haram dibunuh. Ada hadis Nabi s.a.w pasal dia.

Kredit : frd.zzl

[The Futurizts @TheFuturizts]

SSPN’s tax relief (RM8,000) is unmatched.

Just think about it: If your tax bracket is 10%, you’ll get RM800 from tax refunds.

On top of that, your savings will grow at 3-4% per year.

If I have any children, the first thing I’ll do is to open an account and start contributing.

[Dayu Dolma @gektimbul]

Pls, this is the most unique and creative way to keep your plastic bag into another small plastic bag 🛍️😍🥰🫶
Let's try it 🔥🔥🔥

[The Futurizts @TheFuturizts]

By 29, try aiming for these things:

1. RM15-20k emergency fund.

2. No high-interest debt (credit card, personal loans, etc.).

3. Can comfortably survive 3-6 months without income.

4. Only buying things that bring value to you, not to impress others.

5. Saving 10-20% of your pay.

6. Every single ringgit is earning profit for you (ie. ASB, ASM, cash apps, digital banks).

If you have already achieved this, you’re ahead of most people. 🫡

[The Futurizts @TheFuturizts]

My friend’s father went for a dental appointment, booked through MySejahtera.

• Registration: RM1

• Dental scaling: RM2

Total cost: RM3

If you do it in private clinics, it’s easily RM120-150. 😬

[The Futurizts @TheFuturizts]

Notable tax reliefs for 2026:

1. Vaccine: RM1,000

2. Dental checkup: RM1,000

3. Medical checkup / mental health: RM1,000

4. Any books (physical or electronic), laptop, phone, tablet, internet bill: RM2,500

5. Sports equipment, rental fees, gym membership: RM1,000

6. EPF voluntary contribution: RM3,000

7. PRS: RM3,000

8. Medical insurance: RM4,000

9. EV Charger + Home CCTV + Food composting machine: RM2,500

10. Entrance fees to zoos, museums, theme parks: RM1,000

Did I miss any? 😅

[The Futurizts @TheFuturizts]

If you ever get audited (and you don't have receipts), here's what you can do:

1. Look at your bank statements

2. Go to each merchant to reprint receipts.

- Medical/Dental Checkup: They can reprint for you if you provide the date of visit.

- Insurance / EPF: Login to the website and download the statement.

- Lifestyle: If bought online (Shopee, Lazada), go to your purchase history and download them.

If bought at a shop, you can reach out to them with the transaction date and card number to reprint.

[Iman @ImanAbdulRahim]

Checklist untuk maximize tax relief 2026 yang orang selalu terlepas pandang:

- Vaccine (1k), dental (1k), mental health consultation / medical checkup (1k)
- Buku, laptop, phone, bill internet (2.5k)
- Alatan sukan, gym membership (1k)
- PRS (3k)
- Medical / edu takaful (4k)

[The Futurizts @TheFuturizts]

Here’s something not many people notice. 👀

As long as you’re employed, you actually save more than 20% of your pay.

This is automatic, and half of it doesn’t even come from your own pocket.

Allow me to explain. 🧵

[ًِ @bckupacc99]

Info bermanfaat, thankyou.

[ThreadStory @ThreadStoryMy]

Parent anti sungguh dengan YouTube Short. Jom block.

[SEPOSEN @seposenys]

Jangan bagi chef wan start bercakap ye. Dia ni memang full of energy. Episode ni sampai Amelia tak tahu bila boleh mencelah dah macam tak perlukan host dah. Seronok dengar episode ni dengan mulut laju chef wan tu 🤣🤣

[𝘀𝗼𝗳𝗲𝗮 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 @goodlucksofea]

Korang please tengok podcast ni 😭 Banyak ilmu first aid yang kita selalu ambik ringan padahal boleh selamatkan nyawa.

Cara nak bantu orang tercekik pun dia ajar. Selama ni I memang tahu cara gumpal nasi tu je, petua orang lama. Respect betul dengan akak apm ni 🫡