Tyler Atkinson, CFP®

Goals, Values, Aspirations™ | Wealth Strategies for Professionals with Equity Compensation- Securities offered through LPL Financial Member SIPC

[Tyler Atkinson, CFP® @AtkinsonFinance]

Remember to enjoy the journey

[Tyler Atkinson, CFP® @AtkinsonFinance]

@EconomPic Most fixed income peeps live by it

[Tyler Atkinson, CFP® @AtkinsonFinance]

@markcecchini An easy one to add if you aren’t already doing it. Make sure you are eating healthy. Sign up for meal delivery service (at least for lunch)🥗.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@MarkTMeredith I remember early in my career sitting down with people in the early 2010’s just sitting fully in cash in their 401k’s. Conversations were drastically different than today.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@egr_investor School bus driver, summers off. Full health/medical benefits

[Tyler Atkinson, CFP® @AtkinsonFinance]

@LASERindexmgmt @Fred_Abyss @ThierryBorgeat $20 ish million I think were the estimates of what they paid for him to switch platforms

[Tyler Atkinson, CFP® @AtkinsonFinance]

@LASERindexmgmt @Fred_Abyss @ThierryBorgeat Mixer from Microsoft shows how tough this is to do (for any company). Attempted to take on twitch, paid out big money for top talent to move. Still lost

[Tyler Atkinson, CFP® @AtkinsonFinance]

Just saw the July jobs numbers. Payrolls actually fell by 23k, a real miss and they revised the prior two months down by over 100k combined.

Unemployment ticked down to 4.1%, but that was mostly people dropping out of the labor force, not strong hiring. Wage growth also cooled a bit.

Feels like the labor market is finally showing some clear cracks after looking surprisingly resilient earlier this year. Takes some pressure off the Fed for now.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@markcecchini https://t.co/u9HgbMFcFQ

[tweet davidson @andyreed]

“we sandboxed the agent”

meanwhile the agent:

[Tyler Atkinson, CFP® @AtkinsonFinance]

Most households just need term insurance vs. IUL, VUL, Whole Life.

[Tyler Atkinson, CFP® @AtkinsonFinance]

New client high annual income + $3.7 million in Apple stock, excellent single stock performance. Doing full financial planning and changing the portfolio to target their goals values and aspirations in life. Always a rewarding process for the household to uncover what they really want from life and legacy.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@MrNQDC @KurtSupeCPA Absolutely, I agree in always asking.

I have just found some people think it’s a simple check box to add onto the plan for thr HCE’s and there is more that goes into it.

[Tyler Atkinson, CFP® @AtkinsonFinance]

Caveat is that people need to actually use it for it to pass testing.

Because these after-tax contributions heavily benefit high earners, plans must pass strict IRS nondiscrimination compliance tests to ensure they do not unfairly favor highly compensated employees (HCEs).

This is easy if tons of high comp employees, gets more difficult if not.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@EricCrossMLB I get why he did. But I wish he would have rested and not played in the world baseball classic during the mlb offseason.

[Brian Feroldi @BrianFeroldi]

In bull markets, investors are blind to the risks.

In bear markets, investors are blind to the opportunities.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@LeveredVinny I’d put the: if you did what you should have done $5 million, if you had a little bit of education or guidance (which not everyone could get) $10 million. $20 million+ if you had mentorship, biz education or right place right time while grinding.

[Tyler Atkinson, CFP® @AtkinsonFinance]

While very true in hindsight, the way people thought was drastically different and the world was a different place. There was no internet; information moved at a snail's pace compared to today. Large institutions held the keys to the information and data. The stock market wasn’t digital.

Hence the name “wire house.” It meant they had a telephone line across the country to access stock quotes. You used to get charged long distance if you called a phone number outside your local town.

In addition, retirement investing was a pension plan from your employer. The 401(k) didn’t really start until the 1980s.

I’d argue people now have more ability to create generational wealth and see the world than at any time in the past. The access to information and opportunities has never been better.

[Tyler Atkinson, CFP® @AtkinsonFinance]

@ZaStocks Similar things have happened way more than people realize throughout history.

“Thanks for playing”

[Tyler Atkinson, CFP® @AtkinsonFinance]

Microsoft just disclosed ~$24.1B in revenue from OpenAI last fiscal year roughly 70% of its entire AI business (which was running at ~$37B annualized).

That’s some high concentration risk in the high-growth AI segment + high correlation risk: Microsoft’s AI/Azure numbers move tightly with OpenAI’s success, spend, and decisions.

OpenAI also still represents a big chunk of the commercial cloud backlog.

Overall company impact is smaller (<10% of total revenue), and Microsoft is diversifying with Copilot + multi-model support, but the AI growth narrative remains heavily tied to one partner.

[Tyler Atkinson, CFP® @AtkinsonFinance]

Most investors obsess over asset allocation.

They ignore asset location.

One decides what you own.

The other decides how much of it the tax man gets to keep.

Get both right and you keep more of what you earn.