Credit card interest rates are way too high.
What if you could create a credit card that had an interest rate below 10% to solve the problem.
This is what @SadiSKhan and Aven have done. Fascinating business & discussion.
Can you use your Bitcoin without selling? Yes. Now you can.
Introducing The Aven Bitcoin Card.
Terms apply. See https://t.co/94pCNHlCqt for terms and conditions.
Up to 10 year fixed plans.
Starting at 7.99% Variable & Fixed No Teaser APR.
Up to $1M Line Size.
Apply now at https://t.co/FBFwEvA4c4
“Aven accounts are arranged by Aven Financial, Inc., dba Aven (or AvenCard in AR, ID,
and PA). NMLS #2042345. See https://t.co/GzYSGrt7kO for licensing info. Aven accounts are
issued and held by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS
#462289. Aven cards are issued pursuant to a license from Visa U.S.A., Inc. Coastal
Community Bank's privacy policy. For additional information or to submit complaints to
Coastal Community Bank, visit https://t.co/rfRzkGgzKI. Coastal
Community Bank is not the issuer or custodian of Bitcoin, and Bitcoin is not FDIC-insured.
Bitcoin is held with BitGo Bank & Trust, National Association. Insurance is maintained by
BitGo through a syndicate of insurers in the Lloyd's of London and European
Marketplace, covering certain losses in instances where BitGo holds all private keys. This
coverage does not protect against all losses. Rates, terms and loan product information
were collected on April 7, 2026, from publicly available sources, including lender
1
websites and other published materials. “up to 10x industry standard” is based on a
comparison of the maximum available loan term (Aven: 10 years vs. certain competitors:
1 year). Terms may change without notice. Review each loan provider’s website or loan
agreement for the latest loan terms and offers. All company names mentioned are the
property of their respective owners. Sources: Arch Lending: Loan size tiers table, Arch
Lending: Origination fee, Figure: How are loan rates set?, Figure: Origination fee, Ledn:
Our rates table, Ledn: Administration fee, SALT: Standard rates table. SALT: Origination
fee. Aven allows borrowers to convert a draw from the line of credit into a plan with a
fixed-rate and fixed-term of up to 10 years. See https://t.co/FBFwEvA4c4 for Terms &
Conditions
Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289 (NMLS Consumer Access Page). For additional information or complaints to Coastal Community Bank, visit https://t.co/rfRzkGh7Ag. For more information, you can also visit Coastal Community Bank’s privacy policy. Coastal Community Bank is not the issuer or custodian of pledged Bitcoin, and Bitcoin is not FDIC-insured. Bitcoin is held with BitGo Bank & Trust, National Association. Insurance is maintained by BitGo through a syndicate of insurers in the Lloyd’s of London and European Marketplace, covering certain losses in instances where BitGo holds all private keys. This coverage does not protect against all losses. Industry average for a crypto-backed loan is 1 year, according to “What is Crypto Loan and How Does It Work?” Experian, 2025. Aven allows borrowers to convert a draw from the line of credit into a plan with a fixed-rate and fixed-term of up to 10 years. See https://t.co/94pCNHmag1 for more details and disclosures.
Have Bitcoin? Unlock up to $1 million at 10X longer than the industry standard with the Aven Bitcoin Visa Card. Apply now.
Terms Apply. See the Aven website for more details and disclosures.
Aven Bitcoin Card is a variable rate revolving line of credit with fixed-rate, fixed-term plans, or interest only plans to certain applicants, each with its own annual percentage rate (“APR”). APR is the cost of credit as a yearly rate and does not include costs other than interest. The variable APR for the revolving line of credit is based on the prime rate published by the Wall Street Journal in its Money Rates section (“Index”) plus a margin. The margin is determined based on multiple factors, including the loan-to-value ratio you select at the time of account creation. The Index as of Jan 8th, 2026 EST was 6.75%. The APR will not exceed 14.99%. The fixed APR for a fixed-term loan (aka Aven Simple Loan) is based on your variable APR and other factors, including the loan-to-value ratio you select at the time of account creation. The APR for either of these plans are fixed for the term of the plan. For cash outs and balance transfers, there is a 1% fee on the amount transferred.
A 2% liquidation fee applies in a full liquidation. See Pricing & Terms for details. Terms are subject to change.
Aven accounts are arranged by Aven Financial, Inc., dba Aven (or AvenCard in AR, ID, and PA). NMLS #2042345. See https://t.co/GzYSGrtFam for licensing info.
Aven accounts are issued and held by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289. Aven cards are issued pursuant to a license from Visa U.S.A., Inc. Coastal Community Bank's privacy policy. For additional information or to submit complaints to Coastal Community Bank, visit https://t.co/rfRzkGh7Ag.
Unlock your Bitcoin without selling - offering up to 10-year fixed loans starting a low as 7.99% APR. Apply now - Get up to $1,000,000 Credit Limit.
Terms Apply. See the Aven website for more details and disclosuresUnlock your Bitcoin without selling - offering up to 10-year fixed loans starting a low as 7.99% APR. Apply now - Get up to $1,000,000 Credit Limit.
Terms Apply. See the Aven website for more details and disclosures.
Have Bitcoin? Unlock up to $1 million at 10X longer than the industry standard with the Aven Bitcoin Visa Card. Apply now at https://t.co/oDl7Mb8wMs.
See https://t.co/oDl7Mb8wMs for more details and disclosures.
Even in the tech industry, young talent is sometimes overlooked.
Keith Rabois, an Aven board member and managing director at Khosla Ventures, and Sadi Khan, founder and CEO of Aven Financial, Inc weigh in.
View the full conversation here: https://t.co/v84mHGHk5O
Keith Rabois, an Aven board member and a managing director at Khosla Ventures, shares the common mistake many startup founders make.
Watch the full conversation here: https://t.co/vPNts0N6NO
Views expressed are the participants' own and do not reflect those of Aven Financial, Inc. or its affiliates. For educational and informational purposes only; not investment, tax, legal, or other professional advice.
We're proud to share that Fast Company has recognized us as one of their Most Innovative Companies in finance. Our team has been hard at work building our machine banking platform to rethink how consumer credit is built and delivered. This feature reflects how we've tripled our customer base in the last year, issued more than $3 billion in credit lines and helped homeowners save over $215 million in interest. Read more in Fast Company: https://t.co/G0u7nnpw0i
Aven Financial, Inc. dba Aven. NMLS # 2042345. https://t.co/GzYSGrt7kO The Aven Card is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven Accounts are made by Coastal Community Bank, Member FDIC, NMLS #462289. Subject to credit approval. Certain terms and conditions may apply. Visit https://t.co/QLVY5fF59s for details. Equal Housing Lender.
For the second time, Forbes has picked us as one of the hottest fintech startups of the year. Aven is only one of two companies to be recognized in the Fintech 50’s real estate category this year. We appreciate the recognition and the support of our mission to reduce the cost of capital for consumers. https://t.co/I2PXYSBJzB
Congratulations to Kevin Warsh on his nomination to be Chair of the Federal Reserve.
Having known Kevin for many years as a friend and someone who cares deeply about public service - his deep economic expertise and strong sense of responsibility to others will serve the country well.
https://t.co/tVmXQcQwPM
Last week, we brought together @SadiSKhan, @mvernal, and the top engineers to answer what the road to VP or CTO actually looks like.
Check out some of the top moments from the event 👇
Don't miss this week's @uncapped_pod and @vkhosla@rabois on #fintech:
46:36 @khoslaventures track record in financial services
47:01 Why Aven will be the next surprise Stripe
47:38 How the Aven Card works
48:25 What it takes to be an iconic fintech
https://t.co/aRj20Ixazt
New Uncapped with two of the greats, @vkhosla and @rabois. I don't think I've seen them on a podcast together so I was especially excited about this.
I asked them about how they work together, how they see the world, what's changed in tech, and of course a little bit about their politics. Enjoy.
(0:00) Intro
(0:58) The working relationship
(4:26) Pie chart on what’s discussed
(7:11) Ethos of investors today vs the past
(10:42) Comparing FF and KV
(12:46) What makes a great founder
(22:56) Alpha in today’s market
(30:05) Themes in AI
(38:23) How AI companies are built
(46:23) Interests outside of AI
(53:12) Their politics on X
(58:24) Evolution of political leanings
In what Forbes calls an “unprecedented move,” we’ve taken a stand in the finance industry by helping launch a new federal credit union: Haven FCU.
This reflects our deep commitment to reducing the cost of capital for consumers and expanding homeownership. Credit unions put members first and are truly customer-centric financial institutions, closely aligning with Aven’s vision and goals.
https://t.co/Oas8BXyXpD
In an apparently unprecedented move, Sadi Khan, the 40-year-old CEO and cofounder of fintech startup Aven, says he and the company are donating "a few million dollars" to launch a new federal credit union.
Read more: https://t.co/g8mGGLFWbd
Photo: Cody Pickens for Forbes
Join our fireside chat with @SadiSKhan@avichal@mvernal at the @ComputerHistory Museum this Thursday.
Get a behind-the-scenes look into what it takes to rapidly accelerate your engineering career.
https://t.co/DJ0HKaVoVf
@Jamies_Hat A recent system update impacted some card transactions. We apologize for the inconvenience. If you’re experiencing issues, please contact us at [email protected]