@elonmusk_VP At their first missed payment... You cut off stop the line of credit until they pay it off. That simple. If they don't pay the first payment what makes then think they'll pay the second or third?
Rule: credit given 1st missed payment taken away. Simple fix
@elonmusk_VP A trustworthy person DOESN'T NEED to be LIKED.. but APPRECIATED. They do not become USABLE to the world, but become a rare ASSET... to the world. More opportunities DO NOT FLOW through them.. because opportunities are DESERVED Therefore OFFERED..