BRD Digital

The institutional rail between Brazil and the world.

[BRD Digital @BRD_Digital]

If you need to move in or out of BRL, send us a DM. We'll show you the most efficient, and cheapest, way to do it safely and through regulated channels. 😉

[BRD Digital @BRD_Digital]

🇲🇽 Mexico has pumped $130 billion into Pemex since 2018, first under López Obrador, now under Sheinbaum, nearly 7% of the country's GDP just to keep the state oil company from collapsing.

Result: Moody's downgraded Mexico one notch above junk. Sovereign bonds already trade like speculative grade.

🇧🇷 Brazil tells a different story. 👇👇

[BRD Digital @BRD_Digital]

That's the route BRD enables onchain. USDC or PIX in, converted 1:1 to BRL, backed by Selic linked sovereign instruments.

No custody, no mint or redemption fees, D+1 payout to any Brazilian bank account.

https://t.co/Hde4J19UNl

[BRD Digital @BRD_Digital]

BRD puts that yield onchain. 1:1 BRL, backed by Selic-linked sovereign bonds, live on Solana.

No committee. No summit. Just access.

https://t.co/Hde4J19UNl

3/3

[BRD Digital @BRD_Digital]

Trump gathered crypto's biggest CEOs at the White House today to figure out the basics of stablecoin regulation.

Brazil, home to one of the highest interest rates on earth, has been running yield onchain for a while now.

The US is still crawling. Brazil's already walking.

👇👇

[BRD Digital @BRD_Digital]

Washington is still debating who regulates what. The GENIUS Act barely covers payment stablecoins, yield-bearing ones remain a gray zone.

Brazil skipped the debate:

🇺🇸 Fed rate: ~4-5%
🇧🇷 Selic: 14.00%
🇧🇷 Real interest rate: ~9.5%

And it's already tokenized.

2/3

[BRD Digital @BRD_Digital]

BRD is the only way to hold that gap onchain.

👉 https://t.co/Hde4J19UNl

[BRD Digital @BRD_Digital]

Real interest rates, post-August cuts:
🇧🇷 Brazil → +9.5%
🇺🇸 USA → ~+1.5%

Same direction of travel cutting cycle in both. Same gap that hasn't closed in a decade.

USD/BRL: 5.20
Selic: 14.00%

[BRD Digital @BRD_Digital]

Highest real interest rates in the world today (policy rate minus annual inflation, latest available data, Aug/2026):

🇳🇬 Nigeria +10.6% (rate 26.5% / CPI 15.9%)
🇧🇷 Brazil +9.4% (Selic 14.0% / IPCA 4.64%)
🇷🇺 Russia +8.0% (rate 14.0% / CPI 6.0%)
🇺🇿 Uzbekistan +7.6% (rate 14.0% / CPI 6.4%)
🇰🇿 Kazakhstan +6.1% (rate 16.75% / CPI ~10.7%)
🇨🇴 Colombia +5.9% (rate 12.0% / CPI 6.1%)
🇹🇷 Turkey +5.3% (rate 37.0% / CPI 31.75%)
🇪🇬 Egypt +4.2% (rate 19.0% / CPI ~14.8%)
🇿🇲 Zambia +3.9% (rate 13.25% / CPI ~9.4%)
🇲🇽 Mexico +3.4% (rate 6.5% / CPI 3.12%)

For comparison — the three major developed economies, all well outside the top 10:

🇺🇸 USA +0.25% (Fed 3.75% / CPI 3.5%)
🇪🇺 Eurozone -0.5% (ECB 2.4% / CPI 2.9%)
🇯🇵 Japan -0.7% (BoJ 1.0% / CPI 1.7%)

Brazil's real rate is roughly 9 points above the US and over 10 points above Japan and the Eurozone, both of which are running negative real rates right now.

[BRD Digital @BRD_Digital]

A BRL pegged stablecoin isn't a currency conversion. PIX into a real denominated token is BRL changing form, not currency. No FX operation, no 3.5% IOF. R$37 to 41 billion a year isn't about high rates.

It's about a rail most people don't know exists. https://t.co/h4XBZArXR6

[BRD Digital @BRD_Digital]

Brazil's IOF tax on outgoing FX hit R$1.73 billion in January 2026 alone, up 200% year over year. The government's full year target from this single rate hike: R$37 to 41 billion.

Most of that gets paid by people who don't realize they're paying it.

🧵

[BRD Digital @BRD_Digital]

The 3.5% IOF applies to any currency conversion: buying cash dollars, sending money abroad, or converting BRL into a dollar pegged stablecoin. Over 90% of stablecoin demand in Brazil today is in USDC or USDT.

That crosses currencies. That triggers the tax.

[BRD Digital @BRD_Digital]

A BRL pegged stablecoin isn't a currency conversion. PIX into a real denominated token is BRL changing form, not currency.

No FX operation, no 3.5% IOF. R$37 to 41 billion a year isn't about high rates. It's about a rail most people don't know exists. https://t.co/h4XBZArXR6

[BRD Digital @BRD_Digital]

Brazil's IOF tax on outgoing FX hit R$1.73 billion in January 2026 alone, up 200% year over year. The government's full year target from this single rate hike: R$37 to 41 billion.

Most of that gets paid by people who don't realize they're paying it. 🧵

[BRD Digital @BRD_Digital]

The 3.5% IOF applies to any currency conversion: buying cash dollars, sending money abroad, or converting BRL into a dollar pegged stablecoin.

Over 90% of stablecoin demand in Brazil today is in USDC or USDT. That crosses currencies. That triggers the tax.

[BRD Digital @BRD_Digital]

In the last 24h, 94.75% of crypto volume traded in Brazil sat in two stablecoins, USDT and USDC. Bitcoin: just 2.2%.

The reason is simple: stablecoins are now the fastest, cheapest way to pay or transfer internationally. No bank spread, no days of waiting.

Paying or transferring to the US? Talk to BRD and save on the process.

https://t.co/nfS2ubC0zG

[BRD Digital @BRD_Digital]

This is the exact demand BRD was built for: dollar-denominated, onchain, without the friction the traditional system keeps adding.
https://t.co/h4XBZArXR6

[BRD Digital @BRD_Digital]

Brazilians bought $14.8B in stablecoins abroad in H1 2026.

That's more than double the $6.5B from the same period last year, according to Brazil's Central Bank.

And it happened while regulators were actively trying to slow it down.

🧵

[BRD Digital @BRD_Digital]

The pattern is simple: every new friction point (fees, holds, paperwork) makes the case for stablecoins stronger, not weaker.

People aren't buying stablecoins to speculate. They're buying dollar exposure and moving money efficiently, and no rule so far has changed that math.