I got a new @fnb business credit card (after 3 weeks - the SLA said 3-4 days). It was picked up at a branch and activated. Trying to transfer funds into the card has an error message. Two days later, five different departments and I find out the Forex Dept has put a restriction on the card. This is now being 'expedited' to have the hold removed. @fnb - voted the most innovative bank?!
We trade jokes and hard truths about stablecoins, surveillance, and why “self-custody” means very different things depending on who holds the off switch. We move from BTC Prague and Europe’s privacy-first Bitcoin culture to South African capital controls, then finish with a hands-on tour of tools like silent payments and Start9 for anyone who wants more real-world sovereignty.
• BTC Prague highlights and why European Bitcoiners feel more cypherpunk
• DAC8 as automated KYC data sharing and why Bull Bitcoin takes it to court
• On-chain spam arguments and why virtue signalling does not fix technical problems
• Rwanda and South Africa regulatory pressure through the lens of property rights
• Why capital controls undermine a free and open society
• Party politics scepticism and why “a saviour” narrative fails
• Silent payments in Sparrow Wallet for better Bitcoin privacy
• Progressive web wallets as a path around app store gatekeepers
• Nostr VPN, decentralised tools and peer-to-peer messaging under censorship
• Start9 OS 0.40, remote access and making self-hosting usable
• Private AI trade-offs, data retention and why cloud convenience has a cost
• Mining centralisation, Stratum V2 and the nation-state angle
If you've got any SATS lying around, please donate to property https://t.co/2BXgydYBe9. Send some SATS over to us, please.
@OKIN_17@Ricki_Allardice@vryfokkenou
https://t.co/nQkvAXECKi
Owning Bitcoin is easy. Using it in the real world, without wrecking your savings plan, is where things get interesting. We chat with Nick Darlington, a South African freelancer and builder who went from travel and a self-made writing career to launching Bitcoin Friendly SA, a project focused on growing Bitcoin payments and a local Bitcoin circular economy. @NickDarlington@BitcoinFrndlySA
https://t.co/zeUuUvmqBx
AI agents are starting to feel less like chatbots and more like little workers you have to raise. We talk about OpenClaw, Start9, and what it actually takes to run self-hosted AI on real-world hardware, from a Raspberry Pi to an old laptop that should have been retired years ago. The “grown-up Tamagotchi” idea sticks because these agents only become useful when you feed them context, tools, and boundaries and when you keep them away from anything that can wreck your life, like Bitcoin keys.
From there we push into the fun part: what happens when AI agents can pay. With Lightning Network primitives like L402, you can paywall API calls, charge per read for data, and let software procure services in real time with instant settlement. We connect that to a practical builder story: an agent that turns voice prompts into clean dev tickets, then gets packaged behind WhatsApp with Lightning payments so small teams can ship faster without hiring extra layers.
We also go straight at the uncomfortable topics: AI-driven layoffs, the split between people who use these tools well and people who never start, and the risk of outsourcing your thinking to centralised models. Then we zoom out to money and power: CBDCs pushed through “free” perks, stablecoin freezes as a warning, and why Bitcoin still matters as censorship-resistant, spendable money especially as war and energy shocks reshape incentives around the world.
If you get value from this kind of grounded Bitcoin and AI talk, subscribe, share it with a friend, and leave a review. What’s one thing you want an AI agent to handle for you without giving up your sovereignty?
@OKIN_17@vryfokkenou@OrangeSaaS
https://t.co/xR3Vb6pARz
Imagine telling a stranger your most personal message so they can walk it across the room to your partner—then watching them copy it into a company database. That’s how most digital communication works today. We unpack why privacy is not secrecy, why “I have nothing to hide” is a trap, and how to build a tech life that works in your interest rather than mining it.
https://t.co/qhXOPTa7GG
There are a ton of AI-generated tweets making the rounds, purporting to be Iranians begging the U.S. to intervene, with an implied or expressed call for regime change.
No patriotic Iranian is begging for the U.S. to go kill their friends and relatives.
Regular South African citizens are told how much debt they are "allowed" to have (for their own safety, of course), and yet our government that is increasing the country's debt levels, and wastes all the resources it has, continues to receive loans. We are all equal, but some are more equal than others.
How is Bitcoin Adoption Progressing in South Africa? 🇿🇦
South Africa is a key player in the global Bitcoin ecosystem, with strong momentum in adoption driven by innovation, education, and community growth.
The country is witnessing a surge in merchant adoption, and this shift is transforming Bitcoin from a speculative asset into a widely used functional currency for everyday commerce.
Several thriving grassroots projects and communities contribute to this vibrant ecosystem across education, business, and social impact sectors:
🔷Bitcoin Witsand @BitcoinWitsand
Community-driven circular Bitcoin economy in Witsand, promoting Bitcoin acceptance among local businesses as a hedge against economic instability.
🔷Bitcoin Ubuntu @BitcoinUbuntu
Volunteer organization in Swellendam focused on Bitcoin-only education, merchant onboarding, and community workshops to foster financial inclusion in rural South Africa.
🔷Bitcoin Ekasi @BitcoinEkasi
Non-profit initiative in Mossel Bay townships paying staff in Bitcoin and onboarding vendors to create a local circular economy for empowerment.
🔷Bitcoin Loxion @BitcoinLoxion
Circular economy project building sustainable Bitcoin communities through education, meetups, and real-world use cases like farming and events.
🔷Bitcoin Plett @BitcoinPlett
Local adoption group in Plettenberg Bay supporting Bitcoin payments at businesses, hosting events, and mapping accepting merchants to strengthen the regional economy.
🔷Bitcoin Johannesburg @BitcoinJHB
Organizes bi-monthly meetups in Johannesburg for Bitcoin enthusiasts to network, share knowledge, and discuss adoption strategies in urban South Africa.
🔷SimplB @simplbitcoin
Provides advanced Bitcoin security training and multi-signature wallet setups to help individuals and businesses secure their digital assets effectively.
🔷Tri Bitcoin @tri_bitcoinza
Promotes Bitcoin awareness and adoption through triathlon events in South Africa, combining fitness with educational sessions on Bitcoin.
🔷SowetoBtc @SowetoBtc
Delivers financial education and merchant onboarding in Soweto, empowering youth and businesses with Bitcoin literacy.
🔷Bitcoin El Zera @BitcoinElZera
Youth empowerment program teaching Bitcoin literacy and financial sovereignty to underprivileged South African teens through interactive workshops and resources.
🔷MoneyBadger @MoneyBadgerPay
Enables Bitcoin Lightning payments across South African stores like Pick n Pay via QR codes, settling in ZAR for seamless merchant adoption.
🔷BitcoinOnly @BitcoinOnlyZA
Bitcoin services provider offering payment solutions, hardware/software sales, and consulting to facilitate secure Bitcoin integration for users and businesses.
🔷Bitcoin For Business @BTC_4_Biz
Guides South African businesses on Bitcoin adoption, to leverage Bitcoin for growth and financial resilience.
🔷Cardware Wallet @CardwareWallet
An air-gapped hardware wallet for secure offline storage of Bitcoin and EVM assets, featuring transparent design and QR-based signing.
🔷Orange @OrangeSaaS
SaaS solutions for remittance businesses, integrating Bitcoin for low-cost cross-border transfers and financial services in emerging markets like South Africa.
🔷Bitshack @Bitshack
Fosters a Bitcoin community in South Africa, through education and local economy building to encourage Bitcoin adoption.
🔷Bitcoin Zar @BitcoinZAR
Bitcoin community offering Bitcoin education, meetups, and resources to welcome newcomers and promote widespread use in South Africa.
🔷Proof of Bitcoin @bbn_21M
Connects South African businesses for Bitcoin commerce, facilitating networking, partnerships, and adoption to create a robust crypto-friendly ecosystem.
🔷WeDoBitcoin @wedobtc
Maps Bitcoin-accepting small businesses across South Africa via an interactive directory, helping users spend Sats and encouraging merchant sign-ups.
🔷Bit-Fitness @BitFitness21M
Combines Bitcoin education with health and social activities, hosting fitness events to promote wellness alongside Bitcoin awareness in communities.
🔷Simply Sow @SimplySowBtc
Raises Bitcoin awareness, promoting adoption and growing a circular economy through local initiatives, education, and sustainable spending practices.
🔷Bitcoin In The Wild @BitcoinITWild
Drives conservation with Bitcoin, protecting wildlife, spreading education, and empowering communities sustainably.
🔷Bitcoin Karoo @BitcoinKaroo
Bitcoin Circular Economy in the heart of the Karoo, onboarding local merchants to Lightning-only payments, Bitcoin education initiatives, spreading adoption.
🔷Bitcoin Sisonke @sisonkeBTC
A Bitcoin circular economy focused on educating individuals and onboarding merchants, providing Bitcoin use cases and its economic benefits.
These initiatives illustrate South Africa’s rich and multifaceted Bitcoin ecosystem accelerating financial inclusion, fostering innovation, and promoting sovereignty.
👇Dive deeper into this growing African Bitcoin economy and discover more initiatives here:
https://t.co/DC4D8v9Hx8
Can Grok or some other AI agent not kill / block all bots on this app. I constantly get messages I don't even have to open to know they are bot spam. I won't believe we are close to AGI until this very basic thing can be achieved.
Monthly Round-Up 4: We trade war stories about AI coding that dazzles then stalls, and show how self-hosted LLMs and agents can reclaim privacy and time. The talk shifts to real-world Bitcoin: QR payments across South Africa, M-Pesa bridges in Kenya, community custody with FediMint, and a world-first open secure element from Trezor.
• AI tools that impress early then hit walls
• Self-hosted LLMs on Start9 for privacy and resilience
• Defaults and data: using AI to summarise terms
• Local hosting versus cloud trade-offs
• FediMint community custody experiments and limits
• Money Badger scaling Bitcoin at 700k+ South African merchants
• Safety gains with Tando bridging Bitcoin to M-Pesa
• How Bitcoin scales via existing rails and “change in sats”
• Breez Time To Build challenge and OpenSats grants
• Trezor Safe 7 with open secure element
• China’s e-CNY, BRICS, and why neutral money matters
If you haven’t bought your tickets yet, what are you doing?
You can get 10% off your ticket if you use the code OKIN
https://t.co/Y1QGUOU6qT
When the only cleanup of Jhb is because of visitors, and not for the benefit of paying customers (tax payers), then it's pretty clear to other governments that ours is not serious, or able to take care of itself. So why should they bother?
This guy needs to visit South Africa. We have over 700 000 stores accepting bitcoin. I just paid for beers and coffee this evening, at one of these stores.
What does freedom look like when it’s not a slogan but a daily practice? For Dirk Roeder, it starts with owning his time—and he stress‑tests that idea by circling the globe with his wife, mapping an eight‑month route through 21 wonders across four categories. The stories are vivid and honest: planning around seasons, securing the rare Machu Picchu slot, and discovering that people are kinder than headlines suggest. El Salvador’s transformation becomes a standout moment, not as a hot take but as a lived encounter with safer streets and proud citizens.
https://t.co/HrFTD2rQFC
If money is freedom, what happens when 600 000 stores switch on bitcoin? @MoneyBadgerPay
I had a great chat with Carl from Moneybadger to find out what is the story behind the story.
https://t.co/4UBouM3CcH
Currency failures are sweeping the globe at an alarming rate. In August alone, we witnessed the North Korean Kwon collapse, Iran's real lose 99% of its value, and multiple countries hacking zeros off their denominations in desperate attempts to mask hyperinflation. These aren't isolated incidents—they're symptoms of a fundamental breakdown in the fiat system. @vryfokkenou@OKIN_17@OrangeSaaS
https://t.co/lYKn9lQard
Many have heard about @BitcoinEkasi and the work being done there, but not many have heard the story that started it all - The Surfer Kids.
Hermann talks about how this all began and how an informal township on the southern tip of Africa is showing that bitcoin is every day money.
https://t.co/C1DnCQUTye
The Utility of Bitcoin
I speak to many business owners about how bitcoin could be useful in their businesses. A common response is ‘but, what’s the utility value of bitcoin? What makes it valuable? I can’t see it or touch it.’
I enjoy this question because it means the person asking is trying to think of bitcoin as money, which is exactly what it is. But because the money everyone is used to working with has a physical aspect in the cash of cash, paper notes or coins, or gold & silver which has commercial applications too, this can make it hard to apply the same thinking to bitcoin.
The answer to the question about utility value to is understand what bitcoin does:
Bitcoin is a protocol that has a higher network uptime than any financial institution, bank, reverse bank, trading desk, etc.
Bitcoin is issued every 10 minutes together with the new block of transactions added to the blockchain.
Transaction blocks (the blockchain) cannot be altered.
The full issuance schedule of bitcoin is already known from now until the last bitcoin is issued in over 100 years from now.
Bitcoin is open source, and can be verified by anyone.
Bitcoin can also be used by anyone, anywhere in the world, and at any time of the day.
So, what am I saying here? Bitcoin is certainty. And who values certainty? Well, EVERBODY.
The international businesses want to know they can invest in a foreign country at a large scale without having laws change, policy changes, wars, regime changes, etc that could affect their investments.
Countries want to know that their trading partners can be relied upon to honour trade agreements.
Financial sectors want stability. They want to know that no sudden changes to laws and regulations can be expected.
Local businesses want to know that the tax laws and labour laws won’t change overnight, and that the price they paid for materials last month is the same price they can expect to pay this month.
Citizens want to know the price of fuel won’t double overnight, or the price of food. Or that their savings and investments won’t be nationalised.
Financial markets price in certainty. See how quickly stock exchange indexes adjust to even a rumour or hint of uncertainty – think tariffs for a recent example.
So that is the utility value of bitcoin. Absolute certainty, all the time.
It’s like building your house on the proverbial rock, as opposed to building on the shifting sands.
Name one other thing that we depend upon to make our living and raise our families that that can give you that level of certainty.
In a world that we know is changing, and more rapidly all the time, for the first time in human history we have certainty.
Absolute certainty, forever.