Mariam Badidu

Midnight florist 💐

[Mariam Badidu @BadiduMariam]

Soaking it all in. We are doing as many adventures as we can squeeze in cos theyre 3 and 6! and snacks fixed everything!

[Saidah Asilah CFP® @Saida_CFPCertTm]

Been there, represented WSB, As-Salihin since 2016. Now no longer biased towards these two, so this is my take:
1. Wasiyyah :
Pros : fee upfront. There are 3 packages, with monthly/annual payment fee if couldn't afford pay lumpsum. Depends on size of assets.
Pro : beneficiaries don't need to fork out money after deceased passed away for administrative process.
Cons : affordability for an individual either to pay lumpsum or yearly.
How to determine which one suits you best? Hibah comprehensive for example, the best product from them, the cost depends on market value of property. In 2015, quoted for one RM20K. Would someone prioritise this? How about the other life goals or priorities?

2. As-Salihin : fee RM1.5K minimum upfront. Unlimited clause. Cheaper for a couple package. Suitable for complexity, bigger sizeable assets and asset lists.
Pro : cheaper , pay one sum in lifetime. Harta Sepencarian different documents, with proof of assets (salinan geran,sijil nikah, etc). Boutique. Can request staff come to your house/online discussion.
Cons : after death event, beneficiaries put aside fee minimum RM5-10K for legal, administrative process. Yearly annual estate admin fee, depends if list and documents are intact/ well prepared. First RM1 mil the annual rate is 1.80% combined value of immovable and movable assets. Next excess RM1mil, is 1.00%.

Tips : kene check ada tanah yang ada undang2 tanah seperti Sabah/Sarawak. Tanah orang Kelantan/ Terengganu. Semua tu berkait perwarisan.

Paling penting sebenarnya walau dah buat will writing. Adalah waris tahu apa assets (dokumen2, mana nak cari) si mati dan apa hasrat si mati.

[Mariam Badidu @BadiduMariam]

At my heaviest non-pregnant weight…

[Mariam Badidu @BadiduMariam]

Kathmandu, here we go 🇳🇵🇳🇵

[Mariam Badidu @BadiduMariam]

Eat light to look light

[✩ Wani🍉 ✩ @Syazwanizzatii]

that gold "necklace" on the mascots actually exists on the real adorable sun bears! 😊

[AirAsia @airasia]

🗓️ Repost, bookmark, and share this post! ✈️✨️

[Mariam Badidu @BadiduMariam]

Turns out, baking frozen chicken in the oven is a thing! Legit. Thanks, TikTok!

[Mushtaq Bilal, PhD @MushtaqBilalPhD]

Dr. Ally Louks's PhD thesis is set to be one of the most influential theses of 21st century. Puts forward an original argument with remarkable clarity.

Already has 85M+ views on X/Twitter.

Most people criticizing her don't understand her argument at all.

I have a PhD in literary studies, and in this thread, we'll do a close reading of her abstract to understand her argument in simple English.

[Inside Scoop @myinsidescoop]

Dah launch dah ni. Pi la try hari ni 🙌🏼 Stock limited ❤️

[Mariam Badidu @BadiduMariam]

Current mode, me watching all these shows with culinary war chefs cos season 2 isn’t coming till next year

[Mariam Badidu @BadiduMariam]

Pasni adaptations boleh petik jari!

[Adeniji Abdullahi A. @akingGraphics]

Adobe ain't taking a chill pill, this is the feature of design. I'm loving it already. 🥰😍😎

[Mariam Badidu @BadiduMariam]

Tried electrotherapy for the first time, life changing!!

[🍂 @Lovandfear]

Alice in Responsibilityland.

[non aesthetic things @PicturesFoIder]

These were actually so good

[jynx @jynxbby]

i wish i could shazam a perfume

[The Figen @TheFigen_]

Grandpa always won, he wasn't even in the room!😂

https://t.co/FG8OuHkvK3

[AirAsia @airasia]

Game on, travellers! ✈️

This October, #AirAsia and @SEGA_OFFICIAL are levelling up your travel experience. 🎮

Ready for an epic journey? ✨

Stay tuned! 😉