Rajeev Bahuguna

Passionate about Personal Finance,Mutual Fund. Focused on Financial Independence. Inspired by Arun ( 80-20 Money Makeover), Mohnish Pabrai, WB, Ramdeo sir

[Rajeev Bahuguna @Bahuguna4u]

@prabhakarkudva Thank you soo much
It was a great learning

[Nithin Kamath @Nithin0dha]

When we started the discount brokerage (flat fee per trade) model in India in 2010, we decided to charge the same fee regardless of trade size. The logic was simple: if the effort to execute a trade is the same, why should customers pay differently? We applied the same logic to mutual funds. We didn't launch MFs until we could sell exclusively direct plans.

You can't call yourself a discount or a low-cost broker if you charge a percentage fee on transactions, because there's no incremental effort in executing a larger order. This logic has informed all our product and pricing decisions from day one.

Anyway, @CoinByZerodha today is the largest direct mutual funds platform in India, with nearly ₹1.6 lakh crores in direct MF AUM, and all our customers have saved thousands of crores in commissions. Direct mutual funds are a no-brainer if you're a DIY investor.

It's interesting that most of the direct MF platforms that started when we launched Coin have either disappeared or pivoted to something else. The few remaining platforms are also rethinking their choice of offering direct plans. However, at Zerodha, we will continue to offer direct mutual funds for free.

A lot of investors still don't know the difference between direct and regular plans. If you are investing in mutual funds, it's worth checking if your investments are in regular or direct plans. If you are in regular plans and want to switch to direct, we can help.

[Rajeev Bahuguna @Bahuguna4u]

@kendheswapnil What's the problem here it looks conservative to me 1-2 years of money in debt and 2-4 in hybrid is more than enough
Remaining all should be in equity that too small cap funds

[Rajeev Bahuguna @Bahuguna4u]

@jagoinvestor_ True Manish sir

[Rajeev Bahuguna @Bahuguna4u]

@suru27 That time has come so fast again sir it just started in April this year

[Nooresh Merani @nooreshtech]

4 Interesting Charts

1) Nifty Housing Finance Index

Knock Knocking Knocking on..

2) Nifty 500 Equal Weight

New 52-week highs. Maybe ATH too.

3) Nifty India Manufacturing Index.

Fresh breakout

4) Nifty Smallcap 50.

Not really smallcaps, but ATH.

[Rajeev Bahuguna @Bahuguna4u]

@Iamsamirarora @IndiaHelios Sir superb performance till date

[Rajeev Bahuguna @Bahuguna4u]

@HandaUncle Superb video sir
Saw it yesterday

[Rajeev Bahuguna @Bahuguna4u]

@SriramMadras @Soumajit1978 But sir I don't think they have a single combination of D3 + K2

[Rajeev Bahuguna @Bahuguna4u]

@Iamsamirarora Well put sir
Gr8 way you avoid IT and protected us

[Rajeev Bahuguna @Bahuguna4u]

@InvesysCapital So sir are you bullish on small caps now , pls reply

[Rajeev Bahuguna @Bahuguna4u]

@Keval_IM Everyone has the same problem

[Rajeev Bahuguna @Bahuguna4u]

@Keval_IM Ok thanks

[Rajeev Bahuguna @Bahuguna4u]

@Keval_IM Whey but it would be max 30g but what about remaining ?
Nothing from food
I understood bodybuilding is 80% food and 20% exercise

[Rajeev Bahuguna @Bahuguna4u]

@Keval_IM Great achievement

[Rajeev Bahuguna @Bahuguna4u]

@ravihanda Thanks for all the wonderful videos I think I mentioned before also 20X video which you published 2-3 months back was an eye opener and relieved lots of unnecessary stress

Waiting for 3rd part and more videos ,

[Rajeev Bahuguna @Bahuguna4u]

@ravihanda Also sir I was just checking the BITs pilani fees it's coming around 35.5 lakhs ( for 4years considering 5.5% inflation mentioned in official fees broucher) , yes inflation wise your numbers are right it's mostly 5 to 6 %

[Rajeev Bahuguna @Bahuguna4u]

@ravihanda I mean the 7 crore is a life time spending required is today's value right ?( assuming 0 inflation and 0 returns ) so education amount should be there for today's value and it becomes 7.5 crore why 50lacs is distributed for 40 years ( 1.25 lacs per year ) not clear
Pls answer

[Rajeev Bahuguna @Bahuguna4u]

@ravihanda Wonderful Video sir ,
It makes life so easy & less stressfull to see the realistic & data backed numbers rather than a generalise numbers sir but one thing I did not understood that why education cost is not a part of 7cr say suppose I want to retire today I need 7.5 crore right