Had a very disappointing experience @Chennai while moving with spouse from Ola drivers. I was about miss my flight back to Patna. The drivers are brazenly asking 2-3 times of bill else refusing to pick up. On a 300 bill asking 800 and when there is a counter they start shouting, don't know abusive or something else.
It's countrywide phenomenon to misbehave strangers.Thank you Chennai 😊
@Olacabs@Ola_chennai
We often hear the word *MERIT* being discussed among common masses, mainly in respect of jobs and to some extent in educational institutions but rarely beyond these.
Now what constitutes MERIT for a financial institution ?
Is it ROE/ROI ?
Is it Top or Bottom Line CAGR ?
Is it miniscule set of impaired assets ?
Is it having highest CRAR ?
Is it having the highest number of individual annual paychecks crossing 10 million INR ?
Is it something like place to go to work ?
The above results are possible through excellent operational efficiency having all sets of check and balances internally but only through engagement of customers or businesses having a sizable income and scale and not by those living on paycheck to paycheck .
So the big question comes as to how much is the trickle down effect in society as a whole through the Top Notch FIs or they are simply adding to the prevalent inequality .
To obviate this , we need to expand the horizon of assessment metrics and any financial institution should also stand tall on the following services-
1. How much new to banking customers were added for assets as well as liabilities.
2. How much customers were added by the concerned bank having per capita income below national average .
The weightage assigned to parameters should be sufficient enough to provide level playing field to all FIs irrespective of their respective outreach capabilities.
Opinions and takes are always enriching in nature!!!
@bsindia@TamalBandyo@DFS_India@ETMONEY@businessline
@divyamittal_IAS जीवन्तता को और ज्यदा धार मिलेगी। जो लोग किसी सेवा को राजा होना मानते हैं, वह केवल और केवल जनसेवा का अच्छा विकल्प भर है, जीवन नहीं है।
जीवन के आयाम बहुत हैं और आप इसकी प्रणेता हैं।
One of the major challenges in PSBs is cadre management and is in shambles due to-
1. Not spreading vacancies evenly creating uneven opportunities.
2. Calling zones and service requirements not uniform across years.
3. No preference ststem for seniority. @bsindia@DFS_India
@RTIExpress कुछ भी अनायास नहीं होता इस दुनिया में। हां इतना जरुर है कि हमारा अनुमान सही नहीं हो सकता है क्यूंकि लोग-बाग अपनी सोच परदे के पीछे रखते हैं।