We are a unique company on the path to AI, advising community banks on capital/strategic planning, M&A, and CECL. Disruptive intelligence driven by BankGenome.
Community banks should begin to understand the physical risks in their loan portfolios from climate change. The Invictus Group has created a climate risk analytical division to give banks a place to start. https://t.co/5Y9F7rASRM #climatechange#riskmanagement#communitybanks
There will be at least one smart director on every board who will ask why banks aren't modeling for stagflation. Don’t be that CEO without a good answer, writes Invictus CEO Adam Mustafa @BankGenome https://t.co/DFWaOCKXJ3
Community bankers share how stress testing is helping them manage capital, risk, strategy and the COVID-19 fallout. Don't miss the Invictus Group's webinar tomorrow. https://t.co/9CeFWQBOtY
Bank exams during COVID-19: Get ready for loan downgrades and requests for pandemic stress tests. A cautionary tale. https://t.co/7oDrAbqbf1 #communitybanks#stresstesting#capitaladequacy
The community bank #deposit dilemma will eventually lead to curtailed growth, margin compression, #liquidity stress or any combination of these challenges. https://t.co/5JdEBxOydi @BankGenome#BDAudit19
https://t.co/2IhYLVxe5A Andrew O'Keefe shows banks why the quality, not just the quantity, of their earnings matter when it comes to valuation. This is important reading for community banks, where M&A is the only solution that overnight changes their balance sheet.
#valuation
We've been preaching this old banking adage for the past few years and it still holds true. Note that there is increased risk among community banks which typically collateralize with real estate versus inventories/cash flows. https://t.co/F35HjalcsR
"The best leaders, be they visionary or operationally oriented, will seize this moment to lead their organizations through the most disruptive period they will experience in their professional lives." #AI
https://t.co/i2k868xjEO
Great article from @BankMergers. Notes a key factor we've seen firsthand driving deals and premiums: "Key markets matter and, theoretically, the values of unsold banks rise every time a competitor cashes out." https://t.co/OjKd2AMpjs
Read our chairman, Kamal Mustafa, on how #CommunityBanks must adapt their strategic planning processes for deposit gathering in a rising rate environment @BankDirector https://t.co/faVtl4Rpz7
#CommunityBanks should focus on methods designed to meaningfully change the mix, rate and duration of their asset portfolios. https://t.co/ajqIniMGBF #growthstrategy
Check out the latest edition of @InvictusGrp Bank Insights, which includes an article from our CEO on "The Biggest CECL Mistake Most Banks Will Make - And How to Avoid It" #cecl#bankregulations https://t.co/9S2PXxro2d