Bank Policy Institute

The Bank Policy Institute is a nonpartisan research and advocacy group representing the nation’s leading banks.

[Bank Policy Institute @bankpolicy]

In the vast majority of cases, loan losses and AML fines aren’t correlated, so why does the Basel proposal treat them as if they are?

BPI’s Greg Baer breaks down how the proposal's correlation assumptions will overstate capital needs.

[Bank Policy Institute @bankpolicy]

BPI, @TCHtweets and @ConsumerBankers commend @USTreasury for proposing to reduce paper check disbursements, a critical step to curb fraud and deliver faster, more secure federal payments.

Read the comment letter: https://t.co/CVyP6Y7r1e

[Bank Policy Institute @bankpolicy]

ICYMI in BPInsights:

➡️ Four flaws in the GENIUS Act stablecoin framework that put consumers at risk.
➡️ What’s next for Basel?
➡️ Why an effective illicit finance framework is essential.

and more. https://t.co/d5trnypuHQ

[Bank Policy Institute @bankpolicy]

Read our 5 policy solutions to stop fraud at the source: https://t.co/8cgO3mhRbQ

[Bank Policy Institute @bankpolicy]

Today is World Elder Abuse Awareness Day, and BPI is spotlighting the Elder Justice Coordinating Council’s Never EVER campaign to expose how sophisticated criminal enterprises impersonate trusted institutions.

Learn how to spot the signs of an imposter scam so you can avoid them: https://t.co/bZl5bOdfAP

[Bank Policy Institute @bankpolicy]

This evening, FinCEN issued guidance to help financial institutions eliminate fraud through information sharing.

Read BPI's statement: https://t.co/JALrOdn6ni

[Bank Policy Institute @bankpolicy]

Comments on the latest Basel capital proposal are due June 18. Where do things stand after 10+ years of rulemaking?

We break down the full timeline: from the 2023 proposal to the March 2026 revision and what comes next. https://t.co/VMl8jfyJTN

[Bank Policy Institute @bankpolicy]

Congress is currently debating legislation that could extend AML obligations to all digital asset service providers.

Tuesday's hearing made the case for why it should.

Read more: https://t.co/XOxLFpStim

[Bank Policy Institute @bankpolicy]

Tuesday's @FinancialCmte/@USHouseFSC subcommittee hearing on Chinese money laundering networks made one thing clear: bringing crypto into the AML framework isn't just about closing a loophole — it's about giving law enforcement better tools to follow the money. 🧵

[Bank Policy Institute @bankpolicy]

Chinese-language money laundering networks now account for 20 percent of known on-chain illicit money laundering activity, which is exactly why law enforcement needs visibility into crypto transactions.

[Bank Policy Institute @bankpolicy]

The GENIUS Act creates a stablecoin framework built on four fundamental flaws — leaving consumers exposed to runs, failed issuers, unclear legal rights and protracted resolution chaos.

Read BPI’s latest blog: https://t.co/oAijwDwiPe

[Bank Policy Institute @bankpolicy]

RELEASE: A More Effective AML Regime Puts Flexibility First

Read the letter from BPI and The Clearing House: https://t.co/t3HREzmvUP

[Bank Policy Institute @bankpolicy]

Missed last week's prudential regulators hearing?

Here are the 9 takeaways from the House hearing, covering capital, novel charters, fraud and more. https://t.co/W5F59IYJlL

[Bank Policy Institute @bankpolicy]

With the Basel capital proposal comment deadline in mid-June, now is a good time to brush up on the basics. 

Bank Reg 101 breaks down how capital and liquidity requirements work, and why getting the calibration right matters for banks, borrowers and the broader economy: https://t.co/bBoTa9y19K

[Bank Policy Institute @bankpolicy]

In this weekend's BPInsights: 

➡️ Prudential regulators testify before the House Financial Services Committee.

➡️ Why tailoring thresholds should be regularly adjusted.

and more.
https://t.co/LWYkX744Pp

[Bank Policy Institute @bankpolicy]

BPI President and CEO Greg Baer recently testified in front of the House Financial Services Committee.

He set the record straight on multiple misconceptions about the latest Basel proposal in his opening statement, including the false claim that the failure of Silicon Valley Bank means that all banks should hold more capital.

Watch his entire remarks: https://t.co/57sLGliKmW

[Bank Policy Institute @bankpolicy]

Bank regulation runs on acronyms and specialized terms.

BPI's banking term glossary gives you a searchable database of definitions so you're never lost: https://t.co/0xxRUVYx22