After accidentally becoming a large XPL community member it prompted me to dig deeper into "Neo Banks" (+ crypto financial products).
I was today years old when I realized that Ripple is being referred to as a Neo Bank... it's trading at $183bn. That's 117x the current XPL market cap ($1.6bn)!
There's also a surprising number of other interesting opportunities and rewards:
1) @Plasma One (VISA): Waitlist sign ups available now. Earn yields of up to 10%, spend stablecoins + cash back of up to 4%. Fee free xfers plugging into 150m merchants worldwide should do the trick for distribution and UX upgrade.
2) @useTria (VISA): 6% kickback on purchases + lounge pass access. Get a physical VISA card that auto swaps the crypto deposited on the back end when making real world txs.
Currently additional rewards through @cookiedotfun points cSNAPS campaign. Costs $20 for the basic virtual card or physical metal card with 6% rewards is $220.
3) @EtherFi (VISA): Get 3-5% back on all purchases + ETHFI rewards ($4.5m distributed last quarter). Total of about $60m in cumulative spend volume now. Requires vault setup.
4) @Revolutapp (Mastercard): This one was surprising; I maxed out on Ultra membership ($60/month) for top interest rates to offset the monthly subscription cost by depositing enough in savings. Up to 1% casback rewards + points program
Optimal offramp and no trading fees for higher tier.
This also netted me several benefits; NordVPN, Uber One, WeWork, travel insurance (inc excess), Airport lounge passes + eSIM global data
5) @gnosispay (VISA): This has recently churned more than $100m in payment volume - essentially a 'Checking' account for crypto. 4% cashback (5% if validator)
6) @coinbase (VISA): Up to 4% in crypto cashback rewards, setup via Coinbase account and only eligible in US (currently)
7) @MetaMask Virtual Card (Mastercard): 1% cashback + LINEA rewards. Possible tie into the latest points program announced?
8) @cryptocom (VISA): Up to 5% cash back, tiered rewards based on CRO staking. Spotify, Netflix, F1, UFC events (Obsidian).
9) Bonus: @bitrefill: offers a plethora of vouchers by simply sending crypto to an address and you have a voucher code in seconds. Caps at $1k per month before having to register an email to do more.
TLDR: The future of finance is crypto; it's no wonder VISA and Mastercard have been doubling down on crypto payments. They're more integrated into crypto than many realize.
More recently they've been pushing AI integration through agents. Giving these cards to agents is a huge unlock, especially when you have physical AI / robots paying for their own needs, in the real world.
This is an insane industry to be in; it offers a glimpse into the future while regular people think this remains in the realms of science fiction.
Trillions.
Disclaimer: I'm not a financial advisor, this is for informational purposes only. Collating publicly available data points into a single place for you to peruse.
I'll publish the full spreadsheet to my subscribers.
📊 BASE AI Daily Data & Analysis: Buyers vs. Sellers Check-in!
The short-term crypto narrative is being written by the big players on Base. Here’s the critical on-chain data from the last 24-72 hours. Which way is the wind blowing! 👇
🎯 TL;DR & What I’m Watching Next
BUY SIDE: $PREDI's potential bounce from strong buyer pressure, the continued strength of $KTA, and monitoring $ZORA's entry.
SELL SIDE: The $GAME flip and the cooling run of $FACY.
What are your top Base plays this week? Drop your charts! 👇
This week on Base:
■ Two new stablecoins (XSGD 🇸🇬 + AUDD 🇦🇺) went live. That means there's 16+ local currencies now on Base. Every currency, everywhere, onchain.
■ @Coinbase + @MorphoLabs hit $1B in BTC-backed loans.
■ @Coinbase also launched DeFi lending with up to 10% earned, powered by @MorphoLabs + @SteakhouseFi.
■ Base Batches 002 applications launched with $500k in prizes up for grabs.
■ The Base global team visited Seoul, Tokyo, Singapore, @networkstate, and @token2049, where @jessepollak spoke on building a global economy.
■ @BaseVolApp secured a $3M raise, incubated on Base, bringing TradFi options expertise fully onchain.
■ @CNBC spotlighted how small businesses like @prevailcoffee are using stablecoins to slash fees and protect margins.
■ @alliancedao announced their MVP Hackathon winner: @ClipStake_X, a pay-per-view marketplace connecting brands with creators.
■ @sportfun wrapped its first month on Base with 40,000 packs opened and 50M+ in volume.
■ @tryoharaAI rolled out a mini-app inside the @baseapp, making it easier than ever to bring your idea to life.
■ @tryfomo is live, letting you discover, trade, and share Base coins on a social-first interface with zero trading fees this month.
■ @GMX_IO expanded access to Base, bringing 90+ Perps and 23 Spot markets.
■ @rainbowdotme debuted “King of the Hill,” a daily @clankeronbase trading game.
■ @districtxyz’s launchpad is open, focusing on fair launches, onchain treasuries, and AI-powered whitelists.
■ @SDinwiddie_25’s @CalaxyApp is here, a new place to create personalized coin-gated communities.
■ @playminiapp crowned Founder Mode® Gameshow winners, with the $26K prize split among top 6 players, including $13K to @steveklbnf.
■ Students are building the future, and @college_xyz is helping them do it onchain.
■ @sleap_io’s city mint is now available on @opensea. Own your city, earn travel perks.
■ @OpenVPP kicked off operations, turning cars into NFTs and starting a global Virtual Power Plant.
■ @tokiemonio turned 1 and celebrated with new breeds, skins, and a birthday present drop.
■ @freedomfactory unveiled the dGEN1. You can get $50 off with code BASEPAY.
■ @boleromusic_ is bringing music rights onchain.
■ @OverHerdXYZ launched anonymous posting on the @baseapp.
■ @betrmint celebrated six months with $180K in volume, $60K+ in creator rewards, and the start of Season 3.
■ @basemaxxing is here.
Based builders keep shipping. The onchain world keeps expanding.
See you next week 🟦
TL;DR:
Ex-Coinbase team. Non-inflationary. Auto buybacks.
Dex launching on Base soon.
Coinbase Ventures backed.
If Base season goes risk-on… $BMX might just lead the DEX narrative. ⚙️💧
https://t.co/jr35h902px
$BMX Base’s Emissions-Free DEX Play 🚀
1⃣Multi-chain project building Morpheus Swap (live on Fantom) and DeliSwap an upcoming Base-native DEX powered by Uniswap V4 hooks.
Built by ex-Coinbase team, designed to capture routing fees from all sources even aggregators👀
7️⃣ Narrative Momentum
Recently getting strong push on CT
Mentioned by Altcoinist, Definitive, Game for One
Followed by Jesse and other Base ecosystem influencers 💥