Nigeria is ranked #1 in global USDT and USDC ownership.
Not the US. Not the UK. Not Singapore.
Nigeria.
59% of Nigerian crypto users hold USDT. 48% hold USDC. More than any other country surveyed. India is third. Brazil close behind.
The reason is obvious once you see it: in countries where local currency loses 20โ40% of value annually, stablecoins aren't a crypto product. They're a savings account. A dollar-denominated store of value that doesn't require a US bank account.
Here's what the data doesn't show: most of those stablecoin holders can't use their USDT to buy anything.
No merchant acceptance. No subscription billing. No automatic payment. No way to pay a supplier. They hold the dollars. They can't spend the dollars. They convert back to fiat every time they need to transact.
The gap between stablecoin adoption and stablecoin utility is most visible not in San Francisco or Singapore. It's in Lagos, Jakarta, Sรฃo Paulo.
$308B in circulation. The people who need stablecoin commerce most have the fewest tools to access it.
That's not a distribution problem. That's an infrastructure problem. The rails exist everywhere. The billing layer doesn't exist anywhere.
That's who we're building for.
This statement is deeply problematic and harmful. While itโs commendable to value education and support others in accessing it, making sweeping generalizations that associate higher education with immorality is unfair, divisive, and misleading.
Education doesnโt create thieves or fornicators โ peopleโs choices and values do. There are honest and dishonest individuals across all educational levels. Demonizing educated people while praising drop-outs creates a false dichotomy that undermines unity, respect, and truth.
We should uplift all people regardless of their educational background โ without labeling or demeaning others. Letโs focus on promoting integrity, justice, and opportunity for everyone.
The greatest battle of all is with yourselfโyour weaknesses, your emotions, your lack of resolution in seeing things through to the end. You must declare unceasing war on yourself.
The market is already giving us signs of what sectors will pump hardest post election if Trump.
Current best performers in the last 24h:
$fwog (memes)
$mpl (rwa)
$michi (memes)
$doge (memes)
$nos (ai)
$fet (ai)
$TRAC (rwa)
$virtual (ai)
$mog (memes)
$agix (ai)
$grass (ai)
$wld (ai)
$goat (memes+ai)
$shib (memes)
So in essences memes + ai + rwa.
I'm not surprised.
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