Behavior Money

Equities, emotions and networks.

[Behavior Money @BehaviorMoney]

@shawngorham Commission on something like that?

[Behavior Money @BehaviorMoney]

@eastdakota @thdxr Cloudflare is THE network. Godspeed.

[Behavior Money @BehaviorMoney]

I'm ready to sell my rental property and just throw it in $VTSAX

I'm done

[Behavior Money @BehaviorMoney]

Will never order from @backcountry again

Order placed on 6/1 and chose “next-day air”

Still no tracking number and “customer service” keeps giving me the runaround

[Behavior Money @BehaviorMoney]

Bought some $LEU.

Thesis: The only licensed HALEU enricher in the Western world.

That's it.

[Behavior Money @BehaviorMoney]

@bricked_trades $NET > $300 on 6/9/26

[Behavior Money @BehaviorMoney]

@FIREDUpWealth $NET (even at ATHs)

[Behavior Money @BehaviorMoney]

Wild - $NET

[Behavior Money @BehaviorMoney]

Buy and hold great companies that will be around 10+ years

Ignore the rest of the noise

$NET

[Behavior Money @BehaviorMoney]

Dinner. Eating Healthy

[captaincrunch @Ze1ooooo]

Dinner. Eating Healthy

[Behavior Money @BehaviorMoney]

Along the Hudson River today

[Behavior Money @BehaviorMoney]

@krispuckett Bike fit.

[Behavior Money @BehaviorMoney]

@SevenParr @jrouldz Cloudflare Investor Day 2026 is around the corner

[Behavior Money @BehaviorMoney]

@jrouldz 2019 here…

https://t.co/EgbLVbWpvs

[Behavior Money @BehaviorMoney]

$NET

2019 - 2020 gains …

I feel like @darrenv96

[Behavior Money @BehaviorMoney]

@darrenv96 @pepemoonboy I can relate.

[Behavior Money @BehaviorMoney]

So AI agents... $NET

[Elon Musk @elonmusk]

Where will AI be in 1, 2 or 3 years?

[Behavior Money @BehaviorMoney]

@ppearlman Just went for a ride. :)

[Behavior Money @BehaviorMoney]

Bitcoin to < $20,000.

[Behavior Money @BehaviorMoney]

Still haven’t opened this book.

[Fred Krueger @dotkrueger]

This is how the world thought in 2024 (from our Big Bitcoin Book. Full 4 year cycle implanted in our brains.

[Behavior Money @BehaviorMoney]

You are missing the FACT that tomorrow isn’t promised.

[Aakash Gupta @aakashgupta]

The spreadsheet math on this is brutal. She left roughly $54 million on the table. Yet she probably just made the best financial decision of her life.

$1M in an S&P 500 index fund at age 20 compounds to approximately $58M in inflation-adjusted terms by age 80. The historical real return is about 7% annually over 97 years of data. Her annuity pays $52,000 a year. Over 60 years that totals $3.1M. The gap is 18x.

Every finance account in these replies will tell you she's wrong. The compounding math is clear. Take the lump sum, put it in VOO, don't touch it for 60 years.

The Certified Financial Planner Board says roughly a third of lottery winners declare bankruptcy within five years. Illinois court records show 28% of winners who won $50K or more went bankrupt in the same window. The average winner spends 60% of their winnings on family and friends in the first two years.

She's 20. Peak impulsivity, minimal financial literacy, and every person she's ever met just found out she has a million dollars in her checking account. The $1M doesn't go into a Vanguard account. It goes into the most socially pressured spending environment a human being can occupy.

$1,000 a week is a permanent $52K salary, tax-free in Canada, that arrives whether she makes good decisions or catastrophic ones. Can't be drained by a partner. Can't be lost to a scam. Can't be "invested" in a cousin's restaurant. Shows up every Friday for the rest of her life.

The spreadsheet says lump sum by 18x. The data on what actually happens to people who receive $1M at 20 says she just bought the most expensive insurance policy in lottery history, and it was worth every dollar she gave up.

[Behavior Money @BehaviorMoney]

@Ze1ooooo