OUSD... OpenStandard... Open. Standard.
Open Coin? The name of Ripple, prior to becoming Ripple.
Standard Chartered? The name of Ripple's subsidiary, the trust that issues RLUSD, with BNY Melon as custodian.
This is Ripple getting the Clarity Act over the finish line, aligning banks with the vision that Ripple's wanted all along. Give up some market share on RLUSD, while XRP acts as a trojan horse handling the backend settlement which accrues to Ripple's benefit.
Now, watch Ripple acquire Circle and get the best of both worlds: stablecoin dominance + XRP appreciation.
Do you understand?
They’re not making it obvious. They never do. But if you understand, it's hard to not see it...
A coalition of 140+ heavyweights (Visa, Mastercard, Stripe, BlackRock, Coinbase, Ripple and more) launching a shared-governance stablecoin with zero mint/redeem fees, shared reserve yields, and no single issuer capturing the upside. This inverts the old model and directly attacks the economics that have kept Circle & Tether dominant.
It does several critical things at once:
Bootstraps real liquidity and depth across multiple stables from day one instead of waiting for organic pairs.
Gives TradFi a clean, compliant, win-win on-ramp where participants bring capital, earn on reserves, and stay aligned.
Creates credible competition that devalues single-issuer dominance like USDC.
But the deeper play is the rails underneath.
I’ve said it before: RLUSD is a trojan horse, it's being under-appreciated in Japan. Japan’s rollout of RLUSD on ETH is temporary - the activity and liquidity being built there are designed to flow to XRPL because it offers the least friction at scale. Japan (creditor nation, massive treasury holdings, yen carry trade pressure) is the perfect proof of concept. XRPL in Japan is already roadmapped for end of year. Trustlines (or MPTs) get handled at the custodian level for normies. Ripple provides the custodian solution + benefits from RLUSD + benefits from XRP appreciation. The goal has always been that most people never even know XRP exists.
Now layer in this consortium model + XRPL’s Multi-Purpose Tokens (MPTs). MPTs embed compliance controls, metadata, transfer restrictions, supply caps, and institutional-grade features directly into the protocol. No custom smart contracts. No rippling complexity. Smaller ledger footprint. Far easier and safer for regulated issuers to tokenize stables and RWAs at scale. This is exactly what’s needed to onboard the existing global population safely - starting with familiar digital dollars through banks and payment networks they already trust, then scaling into payments, tokenization, and yield without the usual crypto friction or risk surface.
Ripple’s moat is already formidable: GTreasury serving thousands of banks, Hidden Roads for prime brokerage and derivatives, RLUSD as the compliant on-ramp. Banks want cheaper, faster, compliant rails. They’ll act in pure self-interest - and that self-interest routes volume to where costs stay negligible and liquidity is deepest.
This is how you quietly standardize the future of stablecoin issuance. Every participant plugs in their own stable under the same framework. The market drifts toward the path of least resistance. And that path runs through XRPL.
We’ve seen the same playbook with DTCC moves, Japan stablecoin approvals, and the broader macro setup (yen pressure, BRICS dynamics, global liquidity needs). XRP opportunities keep getting obfuscated among bigger headlines - exactly as designed. The absence of screaming headlines about XRP is the signal.
They’re building the standards. They’re laying the infrastructure under the radar (account and MPT activity has been rising steadily). And they’re positioning the rails so that when institutions and eventually billions move on-chain, XRPL becomes the obvious, efficient backbone.
This isn’t just another stablecoin launch.
It’s the coalition that sets the rules… and XRPL is built to be the settlement layer those rules run on.
The pieces are connecting faster than most realize.
Ok this cannot be Coincidence!!
This just gets crazier..... 🫠
2022 The Legendary Shatner on,
Get this "The Masked Singer" as the Knight!
Also the Debt Clock images has the silver Knight... as well as the bearableguy123 Gold /Silver Kight...
@NFAdotcrypto@BankXRP
This video is released and then William Shatner comes out as the spokesperson for XMoney and XMoney partner Cross River Bank (a Ripple Partner).
You cannot possibly make this stuff up. Nor could you explain this to a "normal" person.
Did you hear the song the musicians were playing when Melania and President Trump walked up?
With Melania in this stunning SILVER dress!
It was the Lone Ranger theme song about HI HO SILVER!!!!
🥈🥈🥈🥈🥈🥈🥈🥈🥈🥈
But President Trump had nothing to do with the price of silver….🤣
WWG1WGA
@MelissaRedpill
This weekend marks a major milestone in payments: the coexistence period between MT and ISO 20022 message standards ends. From 22 November 2025, all FI-to-FI payment instruction messages will be delivered only in ISO 20022 format.
ISO 20022 brings richer data, better compliance, and improved automation - but preparation is key to avoid NAK’ed messages and operational delays.
Be prepared for the weekend.
All FIN and FINplus Users are strongly advised not to send any message from Saturday 15:00 GMT till Sunday 05:00 GMT and to check Swift Knowledge Base for full details, troubleshooting guides, and contingency processing information.
Find resources and support here: https://t.co/toQEO4G1gp
👉 Questions? Contact your account manager or visit the Swift KB articles for detailed guidance.
#ISO20022