โน19,000 crore.
That is what Banks collected in last 3 years just for not maintaining โMinimum Account Balance.โ
Not from the rich. Not from big borrowers.
From the poorest accounts in the system.
Their crime? They didnโt have enough money.
A farmer misses the minimum balance - Penalty.
A pensioner withdraws money for medicine - Penalty.
A daily wage worker falls short by a few hundred rupees - Penalty.
The poor keep money in banks for safety. Not to be quietly fined for being poor.
Financial inclusion should protect small savings, not punish small balances.
In Parliament today I proposed ending minimum balance penalties so the banking system stops charging people for their poverty.
๐จ Do you understand what OpenAI just quietly dropped?
> AI agents can now create other AI agents.
> Not a human spinning up an agent... The AGENT spinning up MORE agents.. On its own. In parallel. While you sleep.
> It's not one AI doing your job anymore.. It's one AI hiring a TEAM of AIs to do your job. Delegating. Managing. Like a boss.
You're not being replaced by AI. You're being replaced by AI's employee.
And AI's employee just got employees of its own.
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You missed YouTube in 2015
You missed TikTok in 2020
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I used AI to create 90-page nonfiction eBook, and now that brings in $3,000 to $5,000 every month.
You can learn how I did it step by step in a 5 hour tutorial I recorded.
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๐จ Report: Coinbase is in talks to form an investment partnership with Bybit, according to Wu Blockchain.
The move could help Bybit enter the U.S. regulated market, with its valuation reportedly near $25Bโsimilar to OKX.
#Crypto