Online scams are everywhere. Fake sellers, payment fraud, and lost moneyāitās a huge problem. But what if buying & selling online was 100% safe? š¤ā
š§µš #Fintech#Escrow#TrustOnline
I Solved What Most Fintechs Still Struggle With.
This product brought founders to my DMs and landed me an interview. It tackles a problem many fintech companies have tried to solve and struggled with.
Escrow sounds simple, In reality, trust, cash flow, settlement delays, and risk make it complex.
When you solve a problem others keep failing at, people notice, not because youāre loud but because clarity is rare.
You can read the full casestudy here.
https://t.co/plkMHIPTlS
I designed an escrow flow, and it still failed.
I once presented an escrow payment design to a platform and it got rejected.
Not because escrow is bad.
But because even with escrow, people are still scared to pay.
Thatās when I realized something:
Trust isnāt just about protection, itās about cash flow.
Hereās the idea that changed my thinking:
What if the platform released 70% of the money upfront on credit so the seller can fulfill the orderā¦
and only held 30% in escrow until delivery is confirmed?
Now:
⢠Buyers feel protected
⢠Sellers arenāt cash-starved
⢠Platforms reduce friction
⢠And SMBs donāt suffer from +1 day settlement delays
It turns escrow from a ālockā into a growth engine.
Designing payments isnāt just about flows and screens.
Itās about understanding what both sides actually need to feel confident enough to transact.
Thatās where real fintech UX lives.
Most AI tools wait for prompts. Thatās already too late.
In real work, the problem isnāt answers.
Itās knowing what question to ask.
You can sense something is off in a flow, a decision, a design, but you donāt always know how to frame it.
This screen decides whether users send the money or panic.
The result?
Users hesitate less.
They understand whatās happening.
And they complete the action with confidence.
Good payment design isnāt about looking fancy.
Itās about removing fear at the exact moment it matters.
Weāve seen too many people get scammed just trying to buy or sell online.
So we built something better.
BiExpress is live.
A safe, verified marketplace powered by escrow.
No ads. No fear. Just trust.
š Join the waitlist: https://t.co/rgRlLJqHSm
#BiExpress#NoScamZone
Day 10 of #BuildInPublic š
Youāve heard the vision. Now see it in action.
Presenting the first prototype of @BiExpressApp š
š Buyer places order
š Money held in escrow
š¦ Vendor ships
ā Delivery verified
šø Seller gets paid
#BiExpress#escrow#startups#NigeriaTech
Weāre not solving a tech problem ā weāre solving a trust problem.
And that affects real people every single day.
@BiExpressApp is here to change that.
Stay with us. This journey is just beginning š
#BuildInPublic#escrow#BiExpress
Day 8 of #BuildInPublic
Weāre building @BiExpressApp for real people ā and your feedback shapes everything.
Have you ever been scammed while buying/selling online? Tell us š
š https://t.co/u1jO0dI1Sr
Your story can help us build better.
#BiExpress#NigeriaTech#startups
Day 5 of #BuildInPublic
I am not just talking ā weāre building.
Hereās a first look at the @BiExpressApp landing page š„
Vendors are protected. Buyers are safe.
Trust is no longer a gamble.
š”ļø Escrow. ā Verified delivery.
#BiExpress#startups#escrow#NigeriaTech
Day 2 of #BuildInPublic
P2P commerce in Nigeria is broken.
Buyers lose money to ghost vendors.
Vendors get lied on by buyers.
@BiExpressApp fixes this.
Escrow holds the money. Logistics confirms delivery. No trust needed ā just proof.
#BiExpressApp#escrow#startup
Day 1 of #BuildInPublic
Someone tweeted they got scammed of a MacBook. That was it for me.
Weāre tired of āvendor switched offā stories.
Thatās why weāre building @BiExpressApp where your money stays safe in escrow until delivery is confirmed.
#startups#NigeriaTech#escrow
Day 3 of #BuildInPublic
Hereās how @BiExpressApp worksš
š Buyer places order
š° Funds go into escrow
š Vendor ships
ā Delivery confirmed by logistics
š Buyer approves
šø Vendor gets paid
No trust required. Just verified steps.
#startups#escrow#NigeriaTech
@luqmanola60 @timxdesign@BiExpressApp That can never happen.
Weāve partnered with logistics companies who confirm delivery independently.
So even if a buyer lies, we have receipts ā time-stamped, verified, and traceable.
BiExpress protects vendors too.
Scammers on both sides get nothing.
@luqmanola60 @timxdesign@BiExpressApp You, the buyer, confirm delivery.
Once you receive whatever you ordered, you mark it as delivered. Only then does the vendor get paid.