This is a thread about how @AxisBank inflated my education loan by ₹6.88 lakhs overnight, emptied my bank account, "caused my CIBIL score to drop 54 points, filed a false IBC default against me — and today told me it's all been "fully rectified."
Their own NeSL Submissions 1-4 show the lower principal. Now claiming it was always higher.
RBI Ombudsman already found deficiency in service. Now claiming no violation. Settlement proposal sent to Zonal Manager. 10 working days. Then Consumer Court.
@AxisBank@RBI@FinMinIndia
@AxisBankSupport@AxisBankSupport I answer every call I get, especially the 160 ones because of this dispute, the call you are referring to didn’t happen. I got one call from a 160 number at 13:46,which rang once and disconnected, nothing since.Stop trying to do things for show purposes. @RBIsays
80 days. Principal still inflated. Legal notice expired. No response.
@AxisBank added ₹1,90,925 on top of the disputed ₹4,97,337, never explained it once across 80 days.
If it’s interest on their own error you cannot charge interest on a mistake you hid for 33 months.
@RBI
Roopika verbally flagged a discrepancy yet issued a written letter same day showing ₹18,06,112. Post batch jumped to ₹19,97,037.unexplained after 60 days.
No proper explanation of proof for bogus bounce charges.
@AxisBank@AmitabhChaudhry@RBI @jagograhakjago
Update: MD Desk responded after 60+ days.
Their claims:
•”Fully rectified” principal still ₹19,76,532. Correct: ₹13,08,775.
•“No adverse CIBIL impact” I have proof of 54 point drop.
•EMI increasing ₹30,771 to ₹34,685 without my consent.
•NeSL filings — not mentioned.
@AxisBankSupport@AxisBankSupport I don’t want your PR responses. Either communicate with me over my loan account email or have your PNO call me on a recorded line. I’m done having your for show responses.
@AxisBank All facts mentioned are supported by my SOAs, emails, and recorded calls. I have sent a legal notice and will be initiating consumer court proceedings at Additional Thane DCDRC, Navi Mumbai, seeking transparent resolution.