Bibin Benson

[Bibin Benson @BibinChelsea]

@AxisBankSupport Sure. Same thing. Stop calling it a response, it’s embarrassing.

[Bibin Benson @BibinChelsea]

This is a thread about how @AxisBank inflated my education loan by ₹6.88 lakhs overnight, emptied my bank account, "caused my CIBIL score to drop 54 points, filed a false IBC default against me — and today told me it's all been "fully rectified."

[Bibin Benson @BibinChelsea]

@AxisBank Worst bank ever. You still haven’t resolved my dispute. Have been saying the same thing since February. @AxisBankSupport @FinMinIndia @RBIsays

[Bibin Benson @BibinChelsea]

@AxisBankSupport @AxisBankSupport just for it to be on the record.

[Bibin Benson @BibinChelsea]

@AxisBankSupport I can play the same game all day. @AxisBankSupport @AxisBank @FinMinIndia

[Bibin Benson @BibinChelsea]

@AxisBank @RBI @FinMinIndia @AxisBankSupport @RBIsays @RBI how is this fair in any case?

[Bibin Benson @BibinChelsea]

Their own NeSL Submissions 1-4 show the lower principal. Now claiming it was always higher.
RBI Ombudsman already found deficiency in service. Now claiming no violation. Settlement proposal sent to Zonal Manager. 10 working days. Then Consumer Court.
@AxisBank @RBI @FinMinIndia

[Bibin Benson @BibinChelsea]

@AxisBankSupport You keep replying with the same thing. @AxisBankSupport

[Bibin Benson @BibinChelsea]

@AxisBankSupport @AxisBankSupport repeating the same thing over and over again doesn’t do anything. Address the issue rather than going on like a broken record. @RBIsays @RBIsays

[Bibin Benson @BibinChelsea]

@AxisBankSupport @AxisBankSupport I answer every call I get, especially the 160 ones because of this dispute, the call you are referring to didn’t happen. I got one call from a 160 number at 13:46,which rang once and disconnected, nothing since.Stop trying to do things for show purposes. @RBIsays

[Bibin Benson @BibinChelsea]

@AxisBankSupport @AxisBankSupport this is your response. I have been escalating since February. No resolution has been reached, so your solution is that I reach put again? For you to not reply again? @RBIsays @jaagograhakjago

[Bibin Benson @BibinChelsea]

@AxisBankSupport Done, let’s see what resolution you provide via Chat. @AxisBankSupport

[Bibin Benson @BibinChelsea]

@AxisBank @RBI Three EMIs paid under protest w/o resolution and coercing me. @RBIsays is silent.

@AxisBank now wants to increase my EMI from ₹30,771 to ₹34,685, unilaterally, without my consent, during active legal proceedings.

@RBIsays @NCDRC_India @PMOIndia @AxisBankSupport @monikahalan

[Bibin Benson @BibinChelsea]

80 days. Principal still inflated. Legal notice expired. No response.

@AxisBank added ₹1,90,925 on top of the disputed ₹4,97,337, never explained it once across 80 days.

If it’s interest on their own error you cannot charge interest on a mistake you hid for 33 months.

@RBI

[Bibin Benson @BibinChelsea]

Roopika verbally flagged a discrepancy yet issued a written letter same day showing ₹18,06,112. Post batch jumped to ₹19,97,037.unexplained after 60 days.
No proper explanation of proof for bogus bounce charges.
@AxisBank @AmitabhChaudhry @RBI​​​​​​​​​​​​​​​​ @jagograhakjago

[Bibin Benson @BibinChelsea]

Update: MD Desk responded after 60+ days.
Their claims:
•”Fully rectified” principal still ₹19,76,532. Correct: ₹13,08,775.
•“No adverse CIBIL impact” I have proof of 54 point drop.
•EMI increasing ₹30,771 to ₹34,685 without my consent.
•NeSL filings — not mentioned.

[Champabati Patel @champabati44671]

@BibinChelsea @AxisBank @ajeetbharti sir please amplify

[Bibin Benson @BibinChelsea]

@tatacapital There was no bad experience with you. It was only with @AxisBank

[Bibin Benson @BibinChelsea]

@AxisBankSupport @AxisBankSupport I don’t want your PR responses. Either communicate with me over my loan account email or have your PNO call me on a recorded line. I’m done having your for show responses.

[Bibin Benson @BibinChelsea]

@AxisBank All facts mentioned are supported by my SOAs, emails, and recorded calls. I have sent a legal notice and will be initiating consumer court proceedings at Additional Thane DCDRC, Navi Mumbai, seeking transparent resolution.