Bill Richards

"Young" GenXr in a Boomer, Gen Y&Z world. Barefoot runner guy via PHL/NYC.. NMLS#642147 Financial Advisor at Morgan Stanley. For information, visit my website.

[Bill Richards @BillRichardsMS]

On 7/4, the world's oldest continuous democracy turns 250 years old. Who could have imagined 3 centuries ago that our nation would become the largest economy, home to people from more than 100 countries and epicenter for the cutting edge technologies shaping the future?

[Bill Richards @BillRichardsMS]

Wishing you and yours a safe and meaningful Independence Day as we celebrate the ideals that continue to unite and inspire us!

[Bill Richards @BillRichardsMS]

On 7/4, the world's oldest continuous democracy turns 250 years old. Who could have imagined 3 centuries ago that our nation would become the largest economy, home to people from more than 100 countries and epicenter for the cutting edge technologies shaping the future?

[Bill Richards @BillRichardsMS]

That figure does not include the nearly 5 billion volunteer hours, that equates to an another $167 billion in economic value! From a close encounter I had with the Liberty Bell during my St Christopher's fourth-grade class trip, I've appreciated the tactile nature of our history.

[Bill Richards @BillRichardsMS]

Our team's third "act" for Global Volunteer Month was a canned-food donation to support our Milwaukee Market's Liberty Bell Canstruction project. The 1,200+ cans, along with a cash donation, will be donated to Feeding America.

[Bill Richards @BillRichardsMS]

We are also leaders in philanthropy, with more than $600 billion donated in 2025 alone. Much of that giving comes from individuals, not institutions: a majority of U.S. households donate, reflecting that generosity is widespread and not limited to high-net-worth families.

[Bill Richards @BillRichardsMS]

Rapid repositioning in technology stocks has grabbed attention lately, but more subtle developments may have longer-term implications for investors, including higher real rates. https://t.co/uCkBKwDZ7H

[Bill Richards @BillRichardsMS]

US equities rose Monday, with the S&P 500 snapping a five-day streak of consecutive declines as renewed confidence in the AI capex trade spurred a rally in megacap technology names. Read more in the 1% Move report. https://t.co/1cJQwzzme4

[Bill Richards @BillRichardsMS]

Emerging markets are increasingly differentiated, making active country and sector selection more important for diversification and returns. https://t.co/J4mGV9NcAr

[Bill Richards @BillRichardsMS]

Over one week, investors gained clarity on the opening of the Strait of Hormuz, new leadership at the Fed and the impact of record-high issuance. Relief is understandable, but are the issues resolved? https://t.co/S8z5HfIlXJ

[Bill Richards @BillRichardsMS]

US equities declined sharply on Tuesday as doubts surrounding the sustainability of the AI-driven rally spurred a global momentum unwind. Read more in the 1% Move report. https://t.co/IqLvXSVwfm

[Bill Richards @BillRichardsMS]

Happy Father's Day to all the incredible fathers and father figures out there!

[Bill Richards @BillRichardsMS]

On Juneteenth, we commemorate the end of slavery in the United States and celebrate the rich culture and history of Black Americans.

[Bill Richards @BillRichardsMS]

US equities rebounded Thursday on optimism of a re-opening of the Strait of Hormuz. Read more in the 1% Move report. https://t.co/E8FeWrPYsM

[Bill Richards @BillRichardsMS]

US equities retreated Wednesday as the first FOMC meeting for new Fed Chair Kevin Warsh yielded no change in the Fed Funds rate and a more hawkish shift for monetary policy. Read more in the 1% Move report: https://t.co/zlicOIObZk

[Bill Richards @BillRichardsMS]

Housing affordability is becoming a structural constraint, reshaping wealth building and first-time buyer access. https://t.co/gJmnWHSdYm

[Bill Richards @BillRichardsMS]

US equities rallied Monday on news that the US and Iran reached an agreement to re-open the Strait of Hormuz. Read more in the 1% Move report. https://t.co/sij7ZXTRTv

[Bill Richards @BillRichardsMS]

US equities rebounded Thursday after President Trump signaled an imminent end to the US-Iran conflict. Read more in the 1% Move report. https://t.co/zlrtJ4vMz6

[Bill Richards @BillRichardsMS]

US equities fell Wednesday on heightened geopolitical tensions, with President Trump announcing renewed strikes on Iran. Read more in the 1% Move report. https://t.co/f9H5EVpNYV

[Bill Richards @BillRichardsMS]

AI infrastructure has driven a narrow rally, but sustainability risks are rising, reinforcing the need for investors to stay diversified and focus on quality. https://t.co/70xrdTuDNd

[Bill Richards @BillRichardsMS]

The Global Investment Committee's refreshed Stock-Bond Indicator uses a more adaptive, data-driven approach to help investors navigate changing market conditions. https://t.co/8DUXYQljUC