Binit Kumar

Co Founder of Voracious reader, Writer, Thinker and An Avid Learner

[Binit Kumar @BinitKumar78134]

My Reddit post detailing how a ₹500 SIP grew into ₹1 crore in 11 years has crossed 143k views.
If you haven’t started investing yet… today is a good day. 📈
#Investing #SIP #Compounding #WealthBuilding #FinancialFreedom Follow now

[Binit Kumar @BinitKumar78134]

CSM Technologies IPO is today.
9MFY26 PAT already beats FY25.
Yet receivable days are 129 and borrowings have surged.
Growth story or balance sheet risk?
https://t.co/WmOwgAWrqv
#IPO #StockMarket

[Binit Kumar @BinitKumar78134]

Dhanwel Hybrid Seeds IPO opens today.
PAT surged 3.2x from ₹1.91 Cr to ₹6.12 Cr.
Revenue doubled, EBITDA jumped 3.3x, and the IPO is priced at just 10.35x P/E.
Undervalued growth story?
https://t.co/nS75LCtUPj
#IPO #DhanwelHybridSeeds

[Binit Kumar @BinitKumar78134]

CSM Technologies IPO opens today.
PAT up, margins improving.
But debt jumped from ₹5.6 Cr to ₹74.5 Cr.
Priced at 30.37x P/E.
Can earnings growth justify the valuation?
https://t.co/WmOwgAWrqv
#IPO #CSMTechnologies

[Binit Kumar @BinitKumar78134]

India's only cruise operator.
FY26 PAT: ₹5.21 Cr.
Debt: ₹101.9 Cr.
IPO P/E: 100.74x.
Investors are paying for future ships, not current profits.
Full Review
https://t.co/Cs9JDrIkjO
#IPO #CordeliaCruises

[Binit Kumar @BinitKumar78134]

PAT 2.4x
Debt 13x
Advit Jewels IPO opens today.
P/E: 17.42x
Full analysis
https://t.co/ys7mmu0Qi5
#IPO #AdvitJewelsIPO

[Binit Kumar @BinitKumar78134]

Revenue jumped 5.8x to ₹693 Cr. Debt: ₹0.
Yet Day 1 subscription is only 0.31x and GMP is just ₹2.
What is the market worried about?
Turtlemint Fintech IPO: growth, losses, valuation, risks & outlook decoded.
Full analysis👇
https://t.co/RDygTv8dmn #ipo

[Binit Kumar @BinitKumar78134]

SME IPOs dramatically outperformed Mainboard IPOs on listing day in 2026.
Average Listing Gain:
• SME: 14.13%
• Mainboard: 1.85%
That's nearly 8x higher listing gains in the SME segment.
Full IPO GMP vs Listing Study:
https://t.co/yOifvfy8a8
#IPO #SMEIPO #StockMarket #Investing

[Binit Kumar @BinitKumar78134]

PAT tripled.
P/E just 10.91x. GMP ₹70.
Yet this SME IPO is still under the radar.
Avience Biomedicals: revenue growth, margin expansion, RoNW 49.89%, risks & valuation decoded.
Detailed analysis by MrMoneyFrugal 👇
https://t.co/kxOHqY8zIc #ipo

[Binit Kumar @BinitKumar78134]

How accurate is IPO GMP?
We analysed 82 IPOs listed in 2026.
Result:
• 50 IPOs had a GMP signal
• GMP got the listing direction right in 38 cases
• Directional accuracy: 76%
That's roughly 3 out of every 4 IPOs.
https://t.co/yOifvfy8a8
#IPO #GMP #StockMarket #mrmoneyfrugal

[Binit Kumar @BinitKumar78134]

PAT jumped 8x in just 2 years.
Yet Anubhav Plast IPO is priced at a P/E of only 10.66x.
Revenue is growing, margins are expanding, but debt remains a key watchpoint.
Check full analysis at:
https://t.co/LReq6LUqCX
#IPO #AnubhavPlastIPO #SMEIPO #StockMarket

[Binit Kumar @BinitKumar78134]

🔥 Listing Gain: 46.60%
With a GMP of ₹75 and a massive 282.87x subscription, investor demand was off the charts.
Did it meet your expectations?
Check full analysis at:
https://t.co/wrqyo0Iah7
#HorizonReclaimIPO #IPOListing #SMEIPO #StockMarket #Investing

[Binit Kumar @BinitKumar78134]

Clay Craft IPO closed with a massive 95.35x subscription!
PAT has doubled, profitability improved, and the IPO is priced at a P/E of just 11.38x.
Will strong demand lead to a blockbuster listing?
Check full analysis at:
https://t.co/3Ofkj6aUIU
#ClayCraftIPO #IPO #SMEIPO

[Binit Kumar @BinitKumar78134]

₹693 Cr revenue from ₹119 Cr in just one year. But there's a catch.
Turtlemint Fintech's revenue jumped 5.8x, yet FY25 loss stood at ₹194 Cr.
Zero debt, improving EBITDA, but profitability remains elusive.
Full Analysis by MrMoneyFrugal.
https://t.co/RDygTv8LbV
#ipo

[Binit Kumar @BinitKumar78134]

PAT jumped 3.7x.
EBITDA surged 4.3x.
But debt exploded to ₹38.97 Cr.
Is Riyaasat Lifestyle a premium growth story or a leverage risk?
Full IPO analysis by MrMoneyFrugal.
https://t.co/CRsSfMRL2M
#IPO #StockMarket

[Binit Kumar @BinitKumar78134]

PAT tripled. RoNW near 50%.
Yet Avience Biomedicals IPO is priced at just 10.91x FY25 earnings.
Cheap growth story or hidden risk?
Full IPO review.
https://t.co/kxOHqY8zIc
#IPO #StockMarket

[Binit Kumar @BinitKumar78134]

Revenue jumped 5x in 2 years. Liotech Industries IPO Review
PAT up 15x.
Yet valued at 23.13x P/E.
Analysis by MrMoneyFrugal:
https://t.co/xvo62I9cZB

[Binit Kumar @BinitKumar78134]

PAT doubled.
EBITDA margin at 23.3%. P/E just 11.38x.
Is Clay Craft IPO being overlooked?
Check detailed analysis by MrMoneyFrugal:
https://t.co/3Ofkj6bsys
#ipo

[Binit Kumar @BinitKumar78134]

Horizon Reclaim IPO subscribed 69.98x by Day 2.
Revenue: ₹20 Cr → ₹50 Cr
PAT: ₹0.7 Cr → ₹10.5 Cr
P/E: 13.97x
GMP: ₹63
Strong growth, reasonable valuation. Key risk: sustainability of EPR-driven earnings.
Analysis:
https://t.co/wrqyo0Iah7
#ipo #ipoalert

[Binit Kumar @BinitKumar78134]

Horizon Reclaim India IPO subscribed 7.65x on Day 1.
•Revenue: ₹20 Cr → ₹50 Cr
•PAT: ₹0.7 Cr → ₹10.5 Cr
•P/E: 13.97x
Borrowings rose to ₹35.8 Cr, but the IPO will partly repay debt.
With 2 days left, can demand accelerate further?
https://t.co/wrqyo0Iah7
#IPO #Investing

[Binit Kumar @BinitKumar78134]

Susan Electricals India IPO subscribed ~14x.
• Revenue: ₹78 Cr → ₹136 Cr
• PAT: ₹0.4 Cr → ₹5.7 Cr
• P/E: 22.24x
• GMP: ₹62 (~49%)
Borrowings also rose to ₹74 Cr.
Growth is strong. Is the valuation justified?
https://t.co/uNY6zhU8zs
#IPO #Investing #mrmoneyfrugal