If you're thinking of going with @Apple iPhone insurance policy, avoid it. Their provider @AIGinsurance are a disgrace. 4 days with a open claim and I've been asked to send my ID 7 times, they tell you it will be sorted in 2 days.
@MikeyBenno @Mikgrant81 @nadderley It was pretty grim from the moment PJ withdrew funding. We were mid table L1 in about 2007, a long time a go. The rot set in when PJ dropped the funding in 2009. I'd go back and have a look at our signings around then if I were you, time is a healer.