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COINBASE: NO MARGIN CALLS FOR BITCOIN-BACKED MORTGAGES
Coinbase says its crypto-backed mortgages will carry rates around 0.5% to 1.5% higher than a standard 30-year, depending on borrower profile.
Loans feature no margin calls or collateral top-ups.
BTC price drops do not change loan terms or trigger liquidation.
Collateral is only at risk after 60 days of missed payments, aligning with traditional mortgage standards.
I found the best way to bankrupt the government.
It comes from a Russian quantum physicist.
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In 2004, a man named Vadim Zeland wrote a book titled, "Reality Transurfing."
In the book, he introduces a concept called âpendulumsâ that explains why fighting the government never works.
The government's operation is absurd.
-$39 trillion in debt
-Funding wars you never voted for
-Printing money whenever they want
-Endlessly taxing you in every direction
-Selling new bonds to pay off old bonds
-Politicians retiring as multimillionaires on $174,000 salaries
But hereâs the thingâŠ
Accountability wonât come from the system. Thatâs why Zelandâs concept of âpendulumsâ is so important.
A pendulum is anything that lives off your attention and emotion (energy-in-motion).
Religions, political movements, businesses, group chats, diet trends⊠these are all pendulums that feed on attention and energy.
If the world collectively withdrew its energy from Buddhism, Buddhism would dissolve.
If America collectively withdrew its energy from the Democratic or Republican party, it would dissolve.
Itâs like food to a person. If you stop giving it food, it will die.
Your government is a pendulum, but⊠there's a key point to understand.
The government feeds on your attention and your energy. But that is not its primary food source.
Its primary food source is fiat money. The money they print, control, and force you to use.
They have an unlimited supply of it. They can tax it however they want. They get to enforce the rules around it. Their money endlessly feeds them, by design.
Thatâs why you can vote whoever you want into office, but nothing will change â because the money hasnât changed. Their primary source of fuel hasnât changed.
The pendulum stays alive as long as their money stays alive.
Thatâs the key thing to understand. The money is the target.
If you actually want to end the governmentâs fraud, you have to stop using their money. You have to withdraw your energy from their system. You have to starve them.
You do that by starving the source of their food. If they canât eat, they will die. If they donât have their money, they will die.
If the government didnât have an infinite source of money that they control at will, they could never rack up $39 trillion in debt. But because they *do* have an infinite source of money that they control at will, they have an endless source of food.
Thatâs the target.
It was never the politicians. It was always the money.
So how do you actually starve the pendulum?
Zeland gives us the answer â he calls it âextinguishing the pendulum.â
Every pendulum has a script it expects you to follow. The script is designed to provoke a reaction out of you, to get you to swing your energy toward the pendulum.
It wants to hook you like a fish.
For example, think of a hostile comment you receive online. That comment is a pendulum. It wants your energy.
When you defend yourself, think about a clever reply, escalate, hurl an insult back â you feed it.
The pendulum doesnât care if you agree or disagree. It just wants your energy.
Complaining about the government only feeds the pendulum of the government. Itâs exactly what the government wants. It wants you to bite. It wants to keep you in its frequency. It wants to keep you in its game.
So how do you actually win?
You donât.
You leave the game.
Extinguishing the pendulum means breaking the script.
You break the script by offering an abnormal response.
When a pendulum tries to provoke you, you do something completely off-script, something that doesnât fit the game itâs trying to play.
You shift to a different frequency and play a different game.
Suddenly, the pendulum has nothing to grab onto.
The best way to bankrupt the government is simple:
You stop using their money.
The governmentâs entire script is dependent on you using their money.
Their monetary system is designed to feed them energy.
When you work for their money, they tax it.
When you spend their money, they tax it.
When you hold their money, they quietly steal it through inflation.
Hereâs the devastating part.
To function in modern life, you need money â and the fiat monetary system is designed as a monopoly.
They create legal tender laws which mandate the use of their money â and their money only â for taxes and debts.
If you donât pay your taxes in their money, you get fined, your assets get seized, or you get sent to jail.
They coerce you into their pendulum under the threat of violence.
Itâs the trap inside the trap. Itâs not just that they feed on fiat money. Itâs that theyâve made it illegal to not use fiat money.
For as long as fiat governments have existed, there was no true off-script move.
You could complain. You could vote. You could move countries, only to find another version of the same system awaiting you.
You were always left inside their monetary system. You were always hooked to their pendulum.
The only real exit was leaving the grid entirely. You would have to stop using money, close your bank accounts, and disengage from modern life altogether.
Peopleâs yearning to live âoff-gridâ is simply a desire to escape the fiat pendulum.
But they made it inescapable.
Until 2009.
---
Satoshi Nakamoto created Bitcoin to be the off-script move.
The abnormal response.
The different game.
Bitcoin was designed to extinguish the pendulum of fiat.
Previously, it could never be done, because there was never a different frequency to shift to, other than going completely off-grid.
Bitcoin is, for the first time, the truly different frequency of money that you can shift to.
It doesnât argue with fiat.
It doesnât demand accountability.
It doesnât run for office.
It doesnât ask for permission.
It doesnât try to reform the Fed, or audit gold, or pass legislation.
It doesnât even acknowledge fiat as a worthy opponent.
It simply exists as a completely different frequency, governed by a completely different set of rules:
1. The protocol is neutral â it has no political ties.
2. The system is transparent â you can verify the rules for yourself.
3. The supply is fixed â it cannot be inflated.
4. The network is permissionless â you don't need permission from banks and governments to use it.
5. The protocol is decentralized â there is no central party manipulating the system.
6. The supply issuance is based on math â not what a group of elites thinks is best.
Every single one of those traits is the dead opposite of fiat.
Bitcoin swings the pendulum of money in the opposite direction â and thatâs exactly whatâs required to extinguish fiat.
No matter who youâve voted for, the government hasnât changed.
The system remains the same, because the money remains the same.
The off-script move isnât to vote with your ballot. Thatâs the script fiat wants you to follow.
The off-script move is to vote with your money.
The off-script move is to stop using their money and shift to a different game.
Thatâs how you stop feeding the government.
Thatâs how you starve the pendulum.
The best part?
Zeland notes that when you extinguish a pendulum, its energy doesnât disappear.
It returns to you.
Every dollar you hold in fiat is energy youâve been losing your whole life â to inflation, to taxes, to a government with trillions in debt.
When you shift to Bitcoin, all of that energy comes back to you.
What previously went to the government and all their closest friends now flows to you.
That difference in energy is the pendulum being extinguished in real-time.
Itâs the power shifting from the top of the system to you.
You donât have to protest.
You donât have to wait for an election.
You donât have to vote anybody into office.
You can stop feeding their system, right now.
Bitcoin exists, right now. The network is open. For anybody, at any time.
All you have to do is shift.
Thatâs how it ends.