BlackMoneyHelp

offers common sense tips #BlackMen & #BlackWom need to make smarter choices about #money #credit, #debt, #saving, & #investing .

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The #newbook designed to give you the information & resources needed to make better #financialchoices.

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You should strive to save a minimum of 20 percent of your income towards all of your financial goals, and then increase that amount as you are able to. #BlackWealth #BlackMoneyTips #BlackDollars #BlackInvesting

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Discretionary income is the amount of money you have left over after you pay your mortgage or lease, your car loan, taxes, bills and other necessary living expenses. #BlackWealth #BlackFamily #BlackDollars #BlackSuccess

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You should obtain a copy of your credit report to make sure that it is up to date and accurate. #GoodCredit #BlackDollars #BlackWealth #BlackMoneyTips

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Did you know that if you’re purchasing a car or home, on average you’ll need about 10% to 20% of the purchase price for a down payment? #BlackDollars #BlackMoneyTips #BlackMen #BlackWomen #BlackWealth

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You'll be surprised how many times you spend money without even thinking! #BlackDollars #BlackMoneyTips #BlackWealth

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U.S. government securities, such as savings bonds are potentially a great way to start saving and letting your money grow. #BlackInvesting #BlackMoneyAdvice #BlackDollars #BlackSuccess #BlackWealth

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Watch for weekly grocery store advertisements which list special buys for the week and either plan your menu around the sales or stock up on staples. #BlackDollars #BlackFamily #BlackEconomics #BlackWealth #BlackMoneyTips

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Save money by cancelling subscriptions to magazines and daily newspapers and visit your local library to keep up with your favorite periodicals. #BlackWealth #BlackSuccess #BlackMoneyTips #BlackDollars

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Credit scoring systems rely not only on how much money you owe, but also your utilization rate. #GoodCredit #BlackWealth #BlackMoneyTips

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Did you know that not all credit cards are alike? So be sure to research and find the one that's right for you! #BlackDollars #BlackMen #BlackWomen #BlackWealth

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Try to save the maximum you can and take full advantage of any company match or tax-advantaged plan every year. #BlackWealth #BlackMoneyTips #BlackDollars #BlackInvesting

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Find ways to spend less without sacrificing your quality of life. #BlackMoneyTips #BlackDollars #BlackFamily

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Don’t be afraid to just say NO if you’re contacted to purchase a product you do not want or need. #BlackWealth #BlackMoneyMoves #BlackDollars

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It’s better from a financial standpoint to save money and earn a return on it rather than borrow that money and pay interest on it later. #Frugal #BlackInvesting #BlackWealth #BlackDollars #BlackMoneyTips

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Before you think about borrowing money, you should be taking steps that can ensure you will qualify for a loan or credit card. #BlackDollars #BlackMoneyTips #BlackExcellence

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minimize or avoid fees by looking for a bank that offers ATM's that are conveniently located — close to your work, home or school. #BlackWealth #BlackMoneyTips #BlackDollars #BlackCommunity

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Consider working with a financial professional to help you reach your financial goals. #BlackDollars #CFP #CPA #BlackWealth

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Taking advantage of all company-match and tax-advantaged opportunities is key to helping make your money grow. #BlackInvesting #BlackWealth #BlackDollars #BlackMoneyTips

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Pre-arrange for an automatic transfer from your savings account to your checking account when the balance falls below zero. #BlackDollars #BlackMoneyTips #BlackSuccess

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Consider purchasing a long-term care insurance policy for potential nursing home or extended home care. #BlackDollars #BlackHealth #BlackInvesting #BlackMoneyTips