If you invest KSh 130,000 every month, here’s how much of your wealth comes from your own contributions versus investment returns, assuming a 10% annual return:
KSh 1 Million ➡️ 97% your money
KSh 5 Million ➡️ 87% your money
KSh 10 Million ➡️ 77% your money
KSh 25 Million ➡️ 59% your money
KSh 100 Million ➡️ 33% your money
At the beginning, building wealth depends heavily on how much you save and invest.
But as your investments grow, compound returns begin doing more of the heavy lifting.