@DaveAdamsTXCTMO So sorry for your loss. This is my favorite Bible verse. May Laura rest in peace and may God bless you with peace that surpasses all understanding.
@camp_wealth I like the tips you’ve shared, but disagree that individual stocks is speculating. Certain types of stocks might be, but there are just as many that are established, well run, successful companies, paying healthy dividends that can be part of a well diversified portfolio.