Brandon Zborowski

Associate at Cornerstone Research. Formerly Finance PhD from @KelloggSchool | @NewYorkFed
| @BrownUniversity

[Brandon Zborowski @BrandonZborows1]

@mrfucker1980 The fireworks haven't started yet as of 10:15...

[Brandon Zborowski @BrandonZborows1]

@AJManaseer @xwanyex Is another reason for providing a renewal with below "new resident' rates credit risk? Meaning you know your current resident has already paid timely for X years, so they are less risky?

[Brandon Zborowski @BrandonZborows1]

@StuLoren Yes, but you can't say you are happy about higher gas prices because it is political suicide. Related, this is also like how oil and gas production was at record highs during the Biden administration but neither side of the political aisle wanted to talk about it.

[Brandon Zborowski @BrandonZborows1]

@DanielDiMartino Congrats! Where is the next step in your journey?

[Brandon Zborowski @BrandonZborows1]

@AJManaseer Actually, these days the common person just really cares about capital structure (especially the capital structure of companies that offer rental properties).

[Brandon Zborowski @BrandonZborows1]

@AJManaseer @arbitrageAli I really want Susanna. I believe she will right the ship. And she actually cares about finances

[Brandon Zborowski @BrandonZborows1]

@AJManaseer Yeah that is exactly what they are (implicitly) saying!

[Brandon Zborowski @BrandonZborows1]

@AJManaseer That isn't a fair comparison because peoples' decisions for whether to drive is not related to a seat belt mandate (the seat belt is already in the car). A helmet mandate does impact your decision to ride a bike (e.g. you forgot your helmet when you left your home).

[Brandon Zborowski @BrandonZborows1]

@AJManaseer As a regular bike rider in Chicago (and especially the loop), riding in a protected bike lane is much safer than riding on roads without one or even roads with unprotected bike lanes.

[Brandon Zborowski @BrandonZborows1]

@AJManaseer I generally agree with your takes but you made a leap in logic. All else equal, a bike helmet mandate would reduce death. As the Google AI summary from the screenshot suggests, mandates lower ridership -> less demand for bike lanes -> less bike lanes built ->less safe bike rides.

[Brandon Zborowski @BrandonZborows1]

@Handre This sounds 100% made up

[Brandon Zborowski @BrandonZborows1]

@ChicagoNewLibs Yes please!

[Brandon Zborowski @BrandonZborows1]

@bestfoodalex @gmoult Euroasia is amazing. Will try Diplomat sometime

[Brandon Zborowski @BrandonZborows1]

@joefrancis505 Finance academia has the Critical Finance Review, where they encourage critique papers. And the publishing process gives the original authors a chance to provide commentary to the referee. https://t.co/2Syi8TXD1j

[Brandon Zborowski @BrandonZborows1]

@mr_james_c Not to say disincentives don't exist! They definitely do and it is important for policymakers to understand how big this effect is when they are balancing it with other priorities in setting the tax schedule

[Brandon Zborowski @BrandonZborows1]

@mr_james_c You are missing the main point of a progressive taxation system. The marginal benefit of an extra dollar is lower when you are making a lot. For example, an extra 1k for someone earning $1M is not a big change, for someone earning $30k it can be life changing.

[Brandon Zborowski @BrandonZborows1]

@mattyglesias Which was incredibly important to prevent the economic situation from getting worse!

[Brandon Zborowski @BrandonZborows1]

@WFreedomnexus @IamSean90 @Heminator For the record, I think rent control is bad policy, with more losers than winners

[Brandon Zborowski @BrandonZborows1]

@WFreedomnexus @IamSean90 @Heminator I was genuinely curious. I have never heard the argument for why precious metal backed currency would allow for rent control to work. I think you are saying rent control is a disaster if inflation is too high, because costs outgrow rent growth.

[Brandon Zborowski @BrandonZborows1]

@WFreedomnexus @IamSean90 @Heminator What is the connection between money backed by precious metals and rent control