Stop calling into The Ramsey Show with questions about how to handle your $7.4 million 401(k) in your final ten years of life.
“Should we go to Italy or keep saving??? We’re 78 years old!”
Nobody tunes in for success stories.
I want complete devastation.
I need a guy making $16/hr as a part time YMCA pool lifeguard with 5 kids and a wife who just bought a 2026 Yukon Denali at 21% and now has a $1,400 monthly payment.
I need a 50 year old dad on his third marriage who just took out a HELOC to fund his third wife’s grown daughter’s wedding with Jimmy the local tattoo artist who “promises” to pay it back.
I need Denise who took a $400,000 SBA loan for her Etsy candle brand that does $6 in revenue.
No one cares about your social security or pension or your rental property capital gains questions.
I want carnage. Feed me.
The Full grown adults who can’t vacation, take a gap year, have hobbies, play an instrument, speak multiple languages, swim, cycle, skate, or backpack. Just a lifetime of hustling and trying to escape survival mode. These are subtle poverty metrics nobody really talks about.