Specialists in Conveyancing, Commercial Property
& Private.
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Your solicitor sends the purchase funds to the seller’s solicitor. Once received, completion is confirmed and you can collect the keys. We’ll keep you updated throughout.
#ConveyancingUK#CompletionDay#HomeBuying#StAlbans
The TR1 is the legal document that transfers ownership of a property from seller to buyer. It’s signed by both parties and registered with HM Land Registry after completion.
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We're delighted to welcome Benedict to Bryan & Mercer as our new Legal Assistant.
He has just completed his Masters in Law from the University of Law – congratulations, Benedict.
Welcome to the team, Benedict.
Check the lease length, ground rent, service charges, restrictions, and any planned major works. Your solicitor will review the lease and explain what to look out for.
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Searches rely on local authorities and other bodies, so timescales can vary. They check for issues like planning, drainage, and environmental risks — an important step before you proceed.
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Frustrating, but not always the end of the transaction. You may be able to renegotiate, find a new buyer or seller, or proceed chain-free. We’ll help you understand your options.
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The TA10 form lists what’s included in the sale, such as appliances, carpets, and light fittings. It helps avoid confusion so you know exactly what will be left in the property.
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A mortgage valuation is for the lender to confirm the property’s value. A survey is for you, giving a detailed view of the property’s condition and any potential issues.
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HM Land Registry records who owns a property in England and Wales. Your solicitor registers your ownership after completion to ensure your legal rights are protected.
#ConveyancingUK#HomeBuying#LandRegistry
We guide you through the process, explain schemes and deposits clearly, review contracts, and protect your interests - so you can move forward with confidence.
#FirstTimeBuyer#ConveyancingUK#StAlbans
A Completion Statement sets out the final costs of your property transaction, including the purchase price, fees, and any adjustments — so you know exactly what to pay before completion.
#ConveyancingUK#HomeBuying#PropertyGlossary
A Completion Statement sets out the final costs of your property transaction, including the purchase price, fees, and any adjustments — so you know exactly what to pay before completion.
#ConveyancingUK#HomeBuying#PropertyGlossary
There’s often more happening than you realise — reviewing contracts, raising enquiries, checking searches, and liaising with your lender. We keep everything moving and you informed throughout.
#ConveyancingUK#HomeBuying#StAlbans
Why do you need buildings insurance from exchange?
Once contracts are exchanged, you’re usually responsible for the property. That’s why buildings insurance should be in place from exchange, not completion.
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In most cases, they don’t. Exchange makes the deal legally binding, while completion is when you get the keys. There’s usually a gap between the two, though same-day can happen in some cases.
#ConveyancingUK#HomeBuying#PropertyMyths#StAlbans
Common next steps include arranging a specialist report, renegotiating the price, or asking the seller to carry out repairs. We’ll guide you through your options clearly so you can move forward with confidence.
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If you’re buying a leasehold property, don’t forget to check whether the lease allows pets. Some leases include restrictions/require freeholder consent. Our conveyancing team will review the terms carefully so you know exactly where you stand before you move in
#NationalPetMonth