Bryan Brzeg

[Bryan Brzeg @BryanBrzeg]

$9,000,000 CLOSED & FUNDED
10% CASH DOWN PAYMENT
CROSS-COLLATERAL + PLEDGED ASSETS + Pre-IPO RSUs
Creative financing. Capital preserved.

Luxury real estate often requires more than a conventional mortgage. It requires a capital strategy.

We recently helped structure the financing for this $9M Clyde Hill acquisition with only 10% cash toward the purchase, while strategically utilizing cross-collateralized real estate, pre-IPO RSUs and pledged assets to complete the transaction.

The structure allowed our client to:

• Preserve significant liquidity
• Leverage equity in an existing property
• Avoid a traditional bridge loan and the associated costs
• Utilize pledged investment assets rather than liquidating them
• Execute on a complex jumbo purchase with a customized lending solution

The result: thousands of dollars saved compared with a traditional bridge-loan structure while keeping substantially more capital invested and available.

At this level, mortgage financing isn’t simply about finding the lowest rate. It’s about understanding the borrower’s entire balance sheet and structuring the debt intelligently.

That’s where a mortgage broker can make a very real difference.

Havencrest Mortgage Inc.
Bryan Brzeg | President & Residential Mortgage Broker
NMLS #2040912 | Company NMLS #2705066

Financing scenarios are borrower-specific and subject to underwriting, collateral, asset and program requirements. This transaction is not representative of all available financing.

[Bryan Brzeg @BryanBrzeg]

@Chilearmy123 Can you make the pitch deck public? 😂

[Bryan Brzeg @BryanBrzeg]

Do you remember when you joined X? I do! #MyXAnniversary

[Bryan Brzeg @BryanBrzeg]

My beautiful wife and baby daughter. Special invitation to tour the release of the penthouses at The Emerald downtown. #SeattleRealEstate

[Bryan Brzeg @BryanBrzeg]

On the Move!

Bryan Brzeg | People on the Move - Puget Sound Business Journal https://t.co/dAfnhkFPYx via @PSBJ

[Bryan Brzeg @BryanBrzeg]

@edngai078_ni Felt it too

[Bryan Brzeg @BryanBrzeg]

Old Hollywood Style #90210 @ The Ivy Restaurant, Beverly Hills https://t.co/Iub6lj6pFD

[Bryan Brzeg @BryanBrzeg]

Happiness is a spontaneous meal. #truffle @ Mott32 https://t.co/5OAA67mqCf

[Bryan Brzeg @BryanBrzeg]

Lucky Door in Victoria, BC #🚪 @ Fan Tan Alley https://t.co/M1z3ffU34z

[Bryan Brzeg @BryanBrzeg]

Take me to the circus! #🎪 @ LUZIA by Cirque du Soleil https://t.co/x3Adx5PEHq

[Bryan Brzeg @BryanBrzeg]

Starting to look like summer out on the lake! #⚓️ @ Lake Washington https://t.co/0FLFOBlJKy

[Bryan Brzeg @BryanBrzeg]

Look for chances to take the less-traveled roads. There are no wrong turns. #🗺 @ San Juan Island https://t.co/YXEw9JaLyi

[Bryan Brzeg @BryanBrzeg]

Some people hustle to be seen - I hustle so I can disappear. #🕶 @ The Reverie Saigon https://t.co/0cQ9huWloK

[Bryan Brzeg @BryanBrzeg]

Whoa, amber is the color of your energy.
Whoa, shades of gold display naturally. #🔶 @ The… https://t.co/YSkGHgDNIm

[Bryan Brzeg @BryanBrzeg]

Le Labo #💯 https://t.co/EkbOqod7WD

[Bryan Brzeg @BryanBrzeg]

When all you can think about is late night sushi in the Central District #🍣 @ Tsim Sha Tsui,… https://t.co/J48bi15GyG

[Bryan Brzeg @BryanBrzeg]

Spring Time with this Beauty #🇹🇭 @ Bangkok, Thailand https://t.co/8qcmGf4R7Y

[Bryan Brzeg @BryanBrzeg]

Sunday never looked so good. #🏔 #OrcasIsland @ Mount Constitution https://t.co/CyBYLFduKZ

[Bryan Brzeg @BryanBrzeg]

Waiting for you... #PacificNorthwest @ San Juan Islands https://t.co/xgjEZwjYcT