Tuesday Tip
Put your sinking funds in a high yield savings account. I personally love @ally they offer 4.35% APY! Makes for easy multiple savings accounts.
#budget#savings π°
β¨January CHALLENGE! β¨
Go through your bill statements for the last 3 months!
How much money did you spend on food? Door dash? Uber eats and restaurants?
GOAL π― Reduce that number by half
If not now, then when?!
Start your budget today! I donβt care if you donβt have a traditional job, if youβre an entrepreneur or work 9-5. You work too hard for your money to not know where it went!
Need help?! Comment βREADYβ β¬οΈ below
Start with a Christmas list
-How many people did you want to purchase gifts for?
-What items did you want to get them
-Look up how much the item cost
Keep in mind there are only 26 days left until Christmas
$1000- $39 a day
$750-$29 a day
$500-$20 a day
$250-$10 a day
Howβs that Christmas π singing fund looking? π
I know you guys were putting money together all year and wont be going into debt!!!
Whatβs the plan ?? Comment below β¬οΈβ¬οΈβ¬οΈ
Purchased a $1800 drone from @BestBuy@BestBuy_Deals just to get weighted water bottle and batteries! It was factory sealed and now they are giving me a hard time to get the actual item purchased. OPEN YOUR BOXES AT THE STORE LESSON LEARNED!
If your not seeing any progress with your debt pay off strategy. Try this β¬οΈ
#1 stop spending on all your credit cards
#2 take all recurring payments off your credit cards until they are paid in full
#3 pay the minimum on all your cards except the one with the lowest balance
Itβs 18 more weeks until CHRISTMAS π
$50 a week x 17 =$850
$75 a week x 17 = $1275
$100 a week x 17 = $1700
This will allow for 1 week of shopping prior π THIS IS YOUR REMINDER start now π€
Full-time daycare for my two kids is 35% of my incomeπ³ I couldnβt imagine still having student loans or a car payment right now! π€¦π»ββοΈπ« If you do, follow the steps in the caption!