Federal Reserve Meeting Update:
The Federal Reserve meeting began today and concludes tomorrow, when the Fed will announce its latest interest-rate decision.
Although the Fed has not provided direct forward guidance, many economists are expecting a rate increase.
There are many factors that go into the Fed’s decision, so a rate hike is certainly not guaranteed. However, current market expectations suggest the probability of a 25-basis-point increase may be in the 80%–90% range.
We’ll know more tomorrow.
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🏈 FOOTBALL IS BACK! 🏈
The NFL season kicks off tonight!
Hope you get to grab your favorite game-day food, find a comfortable spot on the couch, and enjoy the start of another NFL season.
🍕🍗🌭What's your go-to food for watching football?
Enjoy opening night! 🏈
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Tired of advisors who only call when they want more of your money under management, to purchase an annuity product, or ‘consolidate’ at an affiliated broker dealer?
We’re different.
Remember, Patrick left to start Bulldog Financial Planning out of a passion for providing Fee Only financial planning where we do not receive commissions or compensation contingent upon the sale or purchase of a financial product.
He’s better off.
Hourly planning available
No asset minimum
Fiduciary on every single engagement
Advice when you need it, Investment management if you want it.
Stubbornly in your Best Interests
Investing Involves Risk.
#BulldogFinancialPlanning #financialgoals #wealth #retirementplanning #wealthmanagement #moneymanagement #hourlyfinancialplanning #investmentaccount #investing #money
Tank, our Director of Customer Relationships, wanted me to remind everyone.
You shouldn’t have to hand over your entire portfolio just to get good advice. At Bulldog Financial Planning, every service is done as a fiduciary.
Need a one-time project or a second opinion?
We work by the hour without an assets under management requirement.
Prefer us to manage your investments?
We can do that too — but only if you choose.
Advice when you need it. Investment management if you want it.
#BulldogFinancialPlanning #financialgoals #wealth #retirementplanning #wealthmanagement #moneymanagement #hourlyfinancialplanning #investmentaccount #investing #money
Hope you are staying cool in this summer heat and remember:
At Bulldog Financial Planning, it’s never just about managed money—or where you keep your assets.
It’s about the human side: real people, real goals, and lasting relationships built on trust, just like the loyal spirit of Butch.
Every service we offer is delivered as a fiduciary making us stubbornly in your best interests, with no commissions or hidden agendas—honest, personalized guidance. Ready to plan with a partner who puts you first?
Let’s talk.
Investing Involves Risk of loss.
#BulldogFinancialPlanning #hourlyfinancialplanning #BulldogFP #financialplanning #financialfreedom #finance #financialadvisor #investing #financialgoals #wealth #retirementplanning #financialplanner #money
Tank, our Director of Customer Relationships, has been on the job for over a month now—and he’s already mastered some of the essentials: strategic door-guarding, high-level napping, thorough office inspections, and rigorous product testing (chew toys only).
He’s approved treats are necessary whenever going out or coming back from a walk.
Afterwards he slept through the market’s daily drama.
#BulldogFinancialPlanning #hourlyfinancialplanning #BulldogFP #financialplanning #financialfreedom #finance #financialadvisor #investing #financialgoals #wealth #retirementplanning #financialplanner #money
CPI Announcement Information
June 2026 CPI was announced yesterday. The overall year over year CPI including Food and Energy was 3.5%, which was down from last month, May 2026, when CPI was 4.2%.
The spike in oil prices explains the changes to this inflation reading. Brent Crude Oil prices reached $114.44/barrel in May and are now back down to around $84.14/barrel. We all noticed that gas prices increased recently.
Inflation without Food or Energy remained under 3% at 2.6%. This is down from last month’s CPI without Food and Energy which was 2.9%. Typically, in financial planning, inflation is estimated to be around 2.5%-3% per year. Some categories like Health care are around 5%-6%.
Here are a few details about the recent CPI reports:
Energy – Year over Year CPI in June 2026 was 15.7%, down from 23.5% in May 2026.
Energy Commodities – (A subcategory of Energy that includes Oil and another subcategory gasoline.) Year over Year CPI inflation in June 2026 was 27.1%, down from 40.6% in May 2026.
Airline fares CPI was 26.5% for June 2026 and was the only other category that has a double digit increase year over year.
The good news is that energy prices disinflated enough to bring overall CPI including Food and Energy back below 4%. Year over Year Core CPI was down to 2.6% in June.
Oil prices are expected to drop some more, but there is the risk that oil prices will not continue to drop. If this is the case, the Fed under Powell may have felt pressure to maintain more restrictive monetary policy with the possibility of a rate hike; however, the Fed under Warsh is expected to utilize the ‘Trimmed Mean PCE ‘ inflation rate instead of CPI or PCE.
The Trimmed Mean PCE was 2.8% in May 2026. The next announcement is scheduled for July 30th.
https://t.co/2albFvOFhZ
While the Fed under Warsh is not expected to raise rates and may find room to cut before the end of the year, the Fed can always change their policy. There is no guarantee of a rate cut this year or that there will not be a rate hike.
Sources:
“U.S. Bureau of Labor Statistics, Consumer Price Index - "News Release Table 1, June 2026"
https://t.co/WdOAxPYtMB (Accessed July 15th 2026)
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Happy Upcoming Independence Day!
A big year. I am feeling particularly patriotic.
A great time to reflect on our country’s journey. People seeking religious freedom to an Independent nation
250 years later, we get to celebrate our Nation’s freedom.
Have a safe and Happy Fourth!
📢Official Announcement📢We're Hiring!
After a long search, I'm pleased to announce that our new Director of Relationship Management, Lentil, will be joining the team on Friday.
We hope for his safe arrival.
He has pretty big paws to fill after Butch.
#BulldogFinancialPlanning
Take action from anywhere. Every step you take during the Wounded Warrior Project® Carry Forward® Virtual 5K helps wounded warriors heal, connect, and thrive. Join the movement. #WWPCarryForward https://t.co/IHqBNbD8J9 via @DonorDrive
Stubbornly in your best interests
Butch knew the value of fiduciary advice & a good boiled egg at Easter
At BFP, every service is delivered as a fiduciary & Butch liked it.
Wishing you a happy Easter weekend
Investing involves the risk of loss.
#BulldogFinancialPlanning
I left to started Bulldog Financial Planning LLC because of my passion for fee only financial planning.
Anything I say, they will say the opposite.
Anything I say, They will say its sour grapes.
I am better off.
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