✈️ Miles2Go 30-Day Challenge | Day 12/30
Where can 1 LAKH HDFC Infinia / Diners Black points take you?
A Qsuite to Europe? Suites on the A380? Cathay Business to Hong Kong?
Day 6 was Amex. Today it’s HDFC, and where you move these points matters as much as how many you have.
🧮 First, the conversion:
1,00,000 HDFC points can become:
1,00,000 KrisFlyer miles, Flying Blue miles, Finnair Avios or Qatar Avios (1:1 partners)
50,000 with 2:1 partners like British Airways, Etihad, Cathay or Air India Maharaja
Or ₹1,00,000 towards flights on SmartBuy
Here’s the benchmark: A 1:1 transfer must give you more than ₹1 per mile. A 2:1 transfer must give you more than ₹2 per mile. Otherwise, you’re better off using SmartBuy.
Now look at what 1 lakh points can get you.
1️⃣ Qsuite to Europe 🇪🇺
55,000 HDFC points one way.
55,000 Qatar Avios (1:1)
2️⃣ Singapore Airlines Suites on the A380 🇸🇬
61,500 points one way.
61,500 KrisFlyer miles (1:1)
The A380 with Suites is currently scheduled on Delhi and Mumbai flights.
3️⃣ Singapore in SQ Business 🇸🇬
45,000 points one way.
45,000 KrisFlyer (1:1)
Low taxes on SQ awards
Two people, one way, for 90,000 points.
4️⃣ Bali in Business 🇮🇩
47,500 points one way.
47,500 KrisFlyer, India to Bali on one award via Singapore
Zone pricing means the Singapore connection costs nothing extra.
5️⃣ Helsinki nonstop in Finnair Business 🇫🇮
55,000 points one way.
55,000 Avios booked right inside Finnair Plus (1:1 transfer)
€60 surcharge + taxes
Economy on the nonstop: Qatar’s partner chart priced the Delhi-Helsinki nonstop at 20,750 Avios
Business stays with Finnair Plus: Qatar’s partner chart priced the nonstop at 62,000
6️⃣ Europe in Air France-KLM Business 🇫🇷🇳🇱
From around 85,000 points one way.
Flying Blue is 1:1
Watch the monthly Promo Rewards on the 1st. 25% off batches have included India in 2026 (85,000 dropped to 63,750)
Their new “Light” business awards skip lounge access and changes
7️⃣ Flying Blue’s partner sweet spots 🌏
The miles are Air France-KLM’s. The planes aren’t.
Delhi → Hanoi nonstop in Vietnam Airlines Business: from 22,500 miles + taxes (economy 11,500)
Delhi → Abu Dhabi nonstop in Etihad Business: 20,000 miles + taxes (economy 11,500). Yes, Etihad is a Flying Blue partner.
8️⃣ Colombo in Business for 12,500 Avios 🇱🇰
12,500 Qatar Avios (1:1) on Qatar’s distance-based partner chart
Economy: just 6,000 Avios
Nonstop awards from Bengaluru, Chennai, Kochi, Trivandrum, Madurai and Trichy sit in the same distance band on the chart
1 lakh = 8 business one-ways, or 16 in economy.
9️⃣ Cathay Pacific Business to Hong Kong 🇭🇰
38,750 points one way.
Delhi → Hong Kong nonstop in Cathay Pacific Business: 38,750 Qatar Avios, transferred 1:1 from HDFC
Same price on Malaysia Airlines: Delhi → Kuala Lumpur nonstop in Business, also 38,750 Avios
🔟 Singapore in Economy, return for two 🇸🇬
76,000 points total.
19,000 KrisFlyer per person, one way
A couple’s Singapore flights, with 24,000 points still left.
⚠️ Before you transfer:
Check award seats FIRST. Transfers are irreversible.
Diners Black caps transfers at 75,000 points a month (Infinia: 1,50,000). A full lakh move on DCB spans two calendar months.
The real game isn’t the points. It’s knowing which door to push them through.
That’s my list. Now yours 🎯
Found a better HDFC redemption? Drop the route and the points in the comments.
✈️ Miles2Go 30-Day Challenge | Day 12/30
Where can 1 LAKH HDFC Infinia / Diners Black points take you?
A Qsuite to Europe? Suites on the A380? Cathay Business to Hong Kong?
Day 6 was Amex. Today it’s HDFC, and where you move these points matters as much as how many you have.
🧮 First, the conversion:
1,00,000 HDFC points can become:
1,00,000 KrisFlyer miles, Flying Blue miles, Finnair Avios or Qatar Avios (1:1 partners)
50,000 with 2:1 partners like British Airways, Etihad, Cathay or Air India Maharaja
Or ₹1,00,000 towards flights on SmartBuy
Here’s the benchmark: A 1:1 transfer must give you more than ₹1 per mile. A 2:1 transfer must give you more than ₹2 per mile. Otherwise, you’re better off using SmartBuy.
Now look at what 1 lakh points can get you.
1️⃣ Qsuite to Europe 🇪🇺
55,000 HDFC points one way.
55,000 Qatar Avios (1:1)
2️⃣ Singapore Airlines Suites on the A380 🇸🇬
61,500 points one way.
61,500 KrisFlyer miles (1:1)
The A380 with Suites is currently scheduled on Delhi and Mumbai flights.
3️⃣ Singapore in SQ Business 🇸🇬
45,000 points one way.
45,000 KrisFlyer (1:1)
Low taxes on SQ awards
Two people, one way, for 90,000 points.
4️⃣ Bali in Business 🇮🇩
47,500 points one way.
47,500 KrisFlyer, India to Bali on one award via Singapore
Zone pricing means the Singapore connection costs nothing extra.
5️⃣ Helsinki nonstop in Finnair Business 🇫🇮
55,000 points one way.
55,000 Avios booked right inside Finnair Plus (1:1 transfer)
€60 surcharge + taxes
Economy on the nonstop: Qatar’s partner chart priced the Delhi-Helsinki nonstop at 20,750 Avios
Business stays with Finnair Plus: Qatar’s partner chart priced the nonstop at 62,000
6️⃣ Europe in Air France-KLM Business 🇫🇷🇳🇱
From around 85,000 points one way.
Flying Blue is 1:1
Watch the monthly Promo Rewards on the 1st. 25% off batches have included India in 2026 (85,000 dropped to 63,750)
Their new “Light” business awards skip lounge access and changes
7️⃣ Flying Blue’s partner sweet spots 🌏
The miles are Air France-KLM’s. The planes aren’t.
Delhi → Hanoi nonstop in Vietnam Airlines Business: from 22,500 miles + taxes (economy 11,500)
Delhi → Abu Dhabi nonstop in Etihad Business: 20,000 miles + taxes (economy 11,500). Yes, Etihad is a Flying Blue partner.
8️⃣ Colombo in Business for 12,500 Avios 🇱🇰
12,500 Qatar Avios (1:1) on Qatar’s distance-based partner chart
Economy: just 6,000 Avios
Nonstop awards from Bengaluru, Chennai, Kochi, Trivandrum, Madurai and Trichy sit in the same distance band on the chart
1 lakh = 8 business one-ways, or 16 in economy.
9️⃣ Cathay Pacific Business to Hong Kong 🇭🇰
38,750 points one way.
Delhi → Hong Kong nonstop in Cathay Pacific Business: 38,750 Qatar Avios, transferred 1:1 from HDFC
Same price on Malaysia Airlines: Delhi → Kuala Lumpur nonstop in Business, also 38,750 Avios
🔟 Singapore in Economy, return for two 🇸🇬
76,000 points total.
19,000 KrisFlyer per person, one way
A couple’s Singapore flights, with 24,000 points still left.
⚠️ Before you transfer:
Check award seats FIRST. Transfers are irreversible.
Diners Black caps transfers at 75,000 points a month (Infinia: 1,50,000). A full lakh move on DCB spans two calendar months.
The real game isn’t the points. It’s knowing which door to push them through.
That’s my list. Now yours 🎯
Found a better HDFC redemption? Drop the route and the points in the comments.
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@RakshitSomani Definitely, there are no written rules that one needs to abide by. It's just that one shouldn't act all saintly when the shoe is on the other foot.
Unpopular opinion: One good transfer bonus or a good referral scheme is what it will take to convert the sour grapes into sweet juice.
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This Amex MR points issue will not affect most of Amex’s customers in India.
Most friends are not affected, neither are many others I know.
This affects us and those folk who were opening, shutting, flipping cards for joining and referral benefits (plus a few others). But people using the cards normally should be just fine.
Just to clarify, I’m not saying what Amex has done is fair or right. I’m still hoping they reverse this, though that candle is dimming 🕯️
Before anyone jumps to conclusions, let me be clear: I do believe what Amex has done is unethical. Clawing back points from closed cards by invoking a 30-day redemption clause that they had never really enforced until now is absolutely questionable.
That said, there’s something rather amusing about the reactions.
Many of the same people who spent years lecturing others about points selling and abusing Axis, claiming that such practices were responsible for devaluations, are now leading the charge against Amex. 😆
Let’s not pretend Amex’s ecosystem was never exploited either.
The 150K referral cap? People would close cards and move to new ones just to keep earning referral points. And those 2.3 million points being discussed? They certainly didn’t come from regular card spends.
You cannot spend years exploiting loopholes when they work in your favour, look the other way, and then suddenly take the moral high ground when the bank pushes back.
Amex deserves to be called out for what it has done. But a little consistency and introspection from everyone wouldn’t hurt either.
@lavsmohan Mostly the bigger fishes are upping their arms on X. Genuine users have just got burnt due to some big fishes wanted to use their influence to game the referral system.