Clint Dowell

On Point Home Loans, Inc
Licensed in NC and SC
NMLS- 2418873/1904069
Equal Housing Lender

[Clint Dowell @CDowellMortgage]

@SenTedCruz maybe @tedcruz should go back to canada 🤡

[Yahoo Finance @YahooFinance]

“There are many, many uncertainties left to resolve, yes, we are learning more and more, it doesn’t feel like we’re very close to the end of that process,” Federal Reserve Chair Jerome Powell says.

[Yahoo Finance @YahooFinance]

“Our monetary policy actions are guided by our dual mandate to promote maximum employment and stable prices for the American people,” Federal Reserve Chair Jerome Powell says.

[Yahoo Finance @YahooFinance]

“Recent indicators suggest growth of economic activity has moderated, GDP rose at a 1.2% pace in the first half of this year, down from 2.5% last year,” Federal Reserve Chair Jerome Powell says.

[The Kobeissi Letter @KobeissiLetter]

SUMMARY OF FED DECISION (7/30/2025):

1. Fed leaves rates unchanged for 5th straight meeting

2. Fed voted 9-2 to keep interest rates unchanged

3. Indicators suggest growth of economy moderated

4. Inflation in the US remains "somewhat elevated"

5. Unemployment rate remains low and labor market is "solid"

6. Waller and Bowman dissent, preferring a 25 bps rate cut

The Fed pause continues even as Trump calls for 300 bps of rate cuts.

[Bloomberg @business]

Federal Reserve officials left interest rates unchanged but downgraded their view of the US economy, a sign policymakers could be edging closer to lowering borrowing costs. https://t.co/36X7h91VKU

[Yahoo Finance @YahooFinance]

The Federal Reserve has released its decision to hold interest rates steady at the range of 4.25%-4.50%.

@Jenniferisms explains:

[Joe Weisenthal @TheStalwart]

BREAKING:

TWO DISSENTS

*FED GOVERNORS WALLER, BOWMAN DISSENTED IN FAVOR OF RATE CUT

*FED HOLDS BENCHMARK RATE IN 4.25%-4.5% TARGET RANGE

https://t.co/xfsd2aU8X4

[HousingWire @HousingWire]

Pulte says GSEs will accept VantageScore 4.0 immediately https://t.co/l9j1MvzEDg

[Mortgage Rates : Daily Index @MortgageRatesUS]

Mortgage Rates Hold Steady at 3 Month Lows
30 Yr. Fixed: 6.67% (0.00% ) | 15 Yr. Fixed: 5.91% (0.00% ) |
https://t.co/fpDmV3L2BT

[Yahoo Finance @YahooFinance]

"The best thing we can do for the housing market, the absolute best thing, is to restore price stability so that rates come down," Fed Chair Powell says.

[Joe Weisenthal @TheStalwart]

BREAKING:

*FED LOWERS 2025 GDP ESTIMATE TO 1.4%, LIFTS INFLATION TO 3%

*FED: UNCERTAINTY ABOUT OUTLOOK HAS DIMINISHED, STILL ELEVATED

*FED HOLDS BENCHMARK RATE IN 4.25%-4.5% TARGET RANGE

*FOMC MEDIAN FORECAST STILL SHOWS 50 BPS OF RATE CUTS IN 2025

https://t.co/Fx5hHAtTid

[Yahoo Finance @YahooFinance]

The Federal Reserve has released its decision to leave interest rates unchanged.

@Jenniferisms explains:

[CNBC @CNBC]

Fed holds interest rates steady: What that means for your credit cards, auto loans, mortgage and more https://t.co/mIChQOwcWe

[CNBC @CNBC]

Here's what changed in the new Fed statement https://t.co/S8tAd4KCGO

[Redfin @Redfin]

History shows that home prices cool when sellers outnumber buyers💰

Buyers: Affordability may improve if prices fall and sellers become more open to lower offers and concessions.

Sellers: Be open to negotiations and list your home sooner rather than later before prices fall.

[Redfin @Redfin]

The U.S. housing market has a record 490,000 more sellers than buyers, which means home prices will likely fall by year-end. Sellers, you may want to move quickly. Buyers, know that you may gain purchasing power 🏠💸 #housingmarket
https://t.co/AFXvbR7cEU

[Yahoo Finance @YahooFinance]

“Inventory is up; that has been the major constraint on the market the last couple of years; there weren’t enough homes for sale,” Mortgage Bankers Association chief economist Mike Fratantoni says.

[Yahoo Finance @YahooFinance]

February CPI rose 2.8% year over year, falling below the estimated level of 2.9%.

[CNBC @CNBC]

Weekly mortgage demand surges 11% higher, as interest rates dropped for the sixth straight week https://t.co/xeFMMpcjvG