Our friend Surendhar Kuppusamy (@beingsurendar) has been a victim of major financial fraud, losing ₹1,08,000 in an unauthorized @CRED_club linked transaction, and the system’s security has completely failed to prevent it—even though an OTP was sent and his card was blocked immediately .
Incident Details
- On October 3, 2025, Surendhar received an SMS with an OTP for a transaction of ₹1,08,000 .
- Seconds later, at 9:15 AM, another SMS confirmed that ₹1,08,000 was debited from his HDFC account (card \*6061) via “Dreamplug Paytech Solu” .
- The HDFC debit card was blocked right after the transaction .
- The transaction was marked as a POS (Point-of-Sale) transaction—a process that should require the physical card .
- Surendhar had previously given Account Aggregator (AA) consent to Dreamplug Advisory Solutions (CRED group) to analyze spending, raising questions about data vulnerability .
Critical Security Questions
- How did @CRED_club’s system process a POS transaction of ₹1,08,000 without the card physically present?
- Is the AA data linking with Dreamplug making user accounts more vulnerable to fraud?
- Why did standard bank and app controls fail to stop this massive unauthorized activity?
Action Taken
- Cyber crime complaint filed: 32910250061819 .
- HDFC Bank complaint registered: 00625276002991 .
- CRED support ticket raised: #21948188 (filed by a concerned friend) .
Urgent Call for Action @kunalb11
This is a serious breach that demands immediate attention and a full refund.
Everyone with CRED, Dreamplug, or linked accounts—please check recent transactions and bank statements now .
Guys Please share and RETWEET to support Surendhar and protect others from similar fraud.
#CREDsecurity #BankingSecurity #CyberCrime #FinancialFraud #CRED @CRED_club@kunalb11@RBI@HDFC_Bank @Ministry_of_Finance @nsitharamanoffc
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