Caledonian Holdings PLC

Caledonian Holdings plc is focused on building an integrated financial services platform across payments, FX, trade finance and SME banking solutions. #CHP

[Caledonian Holdings PLC @CaledonianPLC]

3oo Customers This Year. 1800 Next. Inside the #CHP Route to £16m of Revenue Through Aspire.

“…Competitors are thin on the ground. Our strategy is high tech and high touch…”

Aspire CEO Adam Rigler & #CHP MD Jim McColl explain all to @TMSreach 🎙️

https://t.co/6iMLXHbYrA

[Caledonian Holdings PLC @CaledonianPLC]

🇬🇧 BRITAIN’S SMEs NEED THE RIGHT FINANCE TO GROW

Reports suggest a £20bn+ business finance package could be announced in this week’s #Budget26

#CHP through Aspire Commerce, provides specialist lending, working capital and payment solutions to UK SMEs.

https://t.co/HE4IrmbWGq

[Caledonian Holdings PLC @CaledonianPLC]

💳 SME lending is booming – but is it the RIGHT finance?

At #CHP, via Aspire Commerce, we’re combining smart technology with specialist lending to help SMEs access working capital, reduce expensive debt and fuel growth. 📈

Smarter finance for business.

https://t.co/FOXnl9m1l8

[Caledonian Holdings PLC @CaledonianPLC]

📊 Ahead of the Autumn Budget, businesses are looking for greater financial headroom to invest and expand.

Through Aspire Commerce, #CHP Caledonian Holdings is developing solutions across:

🏦 Trade finance
💳 Payments
🌍 FX & multi-currency accounts

https://t.co/4h9Y3sdBA1

[Caledonian Holdings PLC @CaledonianPLC]

"Budget 2026: Britain's SMEs Don't Just Need Tax Relief — They Need Access to Cash."

Businesses are facing higher employment costs, energy bills and tax pressures yet companies still need working capital to pay staff.

#CHP are ready to help…

https://t.co/LNxpKQwG39

[Caledonian Holdings PLC @CaledonianPLC]

🇬🇧 THE UK BUDGET – UNCERTAINTY OR OPPORTUNITY? 👀

Interesting @Barclays research ahead of the Budget.

Caledonian Holdings’ Aspire Commerce is positioning itself to deliver trade finance, digital banking & payment solutions.

#CHP #Budget26

https://t.co/CmZGNqj0B2

[Caledonian Holdings PLC @CaledonianPLC]

The SME funding gap = opportunity💡

As traditional banks pull back from SME lending, #CHP is increasing its exposure through Muloot Money & Aspire Lending.

💰 Growing demand
🤝 Supporting UK SMEs
🚀 Building an all-in-one funding platform

Read more 👇

https://t.co/usDN81Jc0B

[Caledonian Holdings PLC @CaledonianPLC]

Cashflow remains a major challenge for UK SMEs.

6 in 10 SME’s are taking longer to pay than a year ago, with the average owed over £72,000 in unpaid invoices.

It reinforces the opportunity for #CHP to provide flexible working capital and trade finance.

https://t.co/bSZiwSgeL5

[Caledonian Holdings PLC @CaledonianPLC]

𝗙𝗶𝗻𝗮𝗹 #CHP 𝗿𝗲𝘀𝘂𝗹𝘁𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘆𝗲𝗮𝗿 𝗲𝗻𝗱𝗲𝗱 𝟯𝟭 𝗠𝗮𝗿𝗰𝗵 𝟮𝟬𝟮𝟲

https://t.co/NpTa2P181D

[Caledonian Holdings PLC @CaledonianPLC]

Interesting read in @TimesBusiness this morning — and highly relevant to #CHP. 👀

“…Small businesses face a series of hurdles when trying to access finance…”

That’s exactly the opportunity Aspire Commerce is targeting…

https://t.co/kNAkCdLyaU

[Caledonian Holdings PLC @CaledonianPLC]

📢 Another key commercial milestone…

Through subsidiary Aspire Commerce Group, #CHP has completed the launch of its multi-currency business current account, including a @Mastercard World Business debit card. 💳🌍

📰 Read the full article 👇

https://t.co/nXoqE44fno

[Caledonian Holdings PLC @CaledonianPLC]

🌍 #CHP is bringing together business accounts, international payments, FX, debit cards and access to trade finance within one integrated proposition.

💳 Infrastructure built
🌐 Platform commercially available
📈 Focus now on customer growth and revenue

https://t.co/VgOClT68yj

[Caledonian Holdings PLC @CaledonianPLC]

📢 Another key milestone for #CHP

Aspire commercially launched its enhanced multi-currency business account proposition.

💳 @Mastercard World Business Debit Card
🌍 Multi-currency accounts & FX
🤝 Trade finance facilities up to £5m

https://t.co/VgOClT68yj

[Caledonian Holdings PLC @CaledonianPLC]

🇬🇧 UK SMEs have the ambition. The challenge is making sure they have the capital to match it.

At #CHP, the focus is simple:

💷 Helping businesses access capital
🚀 Supporting growth and expansion
🤝 Providing flexible funding solutions
🏢 Backing ambitious UK SMEs

[Caledonian Holdings PLC @CaledonianPLC]

Cash flow remains one of the biggest challenges facing UK #SMEs. 📊

With late payments estimated to cost the UK economy £11bn every year, access to flexible capital has rarely been more important.

At #CHP, we believe growing businesses need smart funding solutions.

[Caledonian Holdings PLC @CaledonianPLC]

The UK funding landscape is shifting.

Businesses increasingly want payment and financing solutions that are flexible and responsive to their needs.

Through Aspire, #CHP is building an integrated financial-services platform for this changing market.

https://t.co/WADBJvwF39

[Caledonian Holdings PLC @CaledonianPLC]

Fundraising to Accelerate Aspire Commercial Rollout

The net proceeds of the Fundraising will be used to provide working capital for #CHP and its wholly owned subsidiary Aspire.

https://t.co/Z0rbU3NZNK

[Caledonian Holdings PLC @CaledonianPLC]

Challenger and specialist banks accounted for 60% of gross UK SME lending in 2025—up from 39% in 2012

At #CHP this changing landscape sits at the heart of our strategy: delivering innovative financial products and tailored support to help ambitious SMEs

https://t.co/6hXFt4MLQ2

[Caledonian Holdings PLC @CaledonianPLC]

A key milestone in the #CHP growth strategy.

The acquisition of Aspire Commerce Group added established capabilities across payments, FX and trade finance, strengthening the Group’s vision of building an integrated financial services business.

https://t.co/9zwDAtg1WY

[Caledonian Holdings PLC @CaledonianPLC]

According to the British Business Bank, 68% of #SME lending now comes from challenger banks and non-bank lenders.

At #CHP we’re building a financial services platform focused on supporting #SMEs through payments, foreign exchange, trade finance and business banking.