Ross Morrison

Vandy&USC BioMedical Orthopedics. Entrepreneur. Freedom of Speech b/c 2A. The Constitution was written to protect us from government overreach. Yeshua is God

[Ross Morrison @CaliRomo]

@InterStarMedia It’s law. The citizens of the great USA are required to maintain a well organized militia to keep the government small and in check and serving the people.

[Kim "Katie" USA @KimKatieUSA]

This is the moment a customer busted two @Shell workers running the screw scam to charge gas to other customers.

He told them straight: take the screws out or I’m ruining your entire company.

I’m so sick of people coming to America just to scam hard-working citizens. Deport every single one running these street-level cons.

[QThestorm @17QStorm]

BREAKING: Marco Rubio just said the quiet part out loud.

Americans work 40+ years…

Pay taxes.
Follow the rules.
Build the country.

Then retire on $800, $900, maybe $1,000 a month.

Meanwhile, new arrivals can allegedly receive more support from the same system they never paid into.

Read that again.

The people who built America are being pushed to the back of the line.

This is not compassion.
This is a government priority problem.
America First was never just a slogan.
It was a warning.

Who comes first?

The taxpayer… or the system?

[David Marshall 🏴󠁧󠁢󠁥󠁮󠁧󠁿 @Sausageandeggx]

They broke his bones, gouged his eyes out, cut out his tongue and castrated him. He died of a heart attack after being set on fire and dragged himself 50 meters across the floor.

[Nick shirley @nickshirleyy]

🚨 This is a prime example of fraud and waste inside California's homeless industrial complex

California bought this hotel for $8 million in 2020 and now wants $20 million to fix it. That is $625,000 per homeless person.

6 years later and NOTHING to show.

EXPOSE IT ALL.

[Elon Musk @elonmusk]

Yes

[Benny Johnson @bennyjohnson]

Each one of these beautiful young people were slaughtered by leftist policies designed to kill western civilization.

Their deaths must not be in vain…

[Rob Schneider 🇺🇸 @RobSchneider]

Now do EVERY other state!!

[Ross Morrison @CaliRomo]

@Market_Kap @CloverHealth will 4 stars take us straight to $8?

[Clover Health @CloverHealth]

Today's 1Q26 earnings release demonstrates how market-leading growth and GAAP profitability can scale together at full risk in Medicare Advantage. Highlights:

- We achieved positive GAAP Net Income in first-quarter 2026, marked by strong performance across our key metrics: Total Revenues, Adjusted EBITDA, and Consolidated Gross Profit.

- We had market-leading MA membership growth with underlying trends tracking in line with expectations.

- We expect to meet or exceed our full year 2026 outlook across all metrics, including achieving our first full year of GAAP Net Income profitability.

Here’s the full release on what we delivered this quarter, in Clay Thornton’s first earnings as our Interim CFO:

https://t.co/WzNG3I1JyY

[Alex Jones @RealAlexJones]

A Florida homeowner just set an example for us all when 3 armed home invaders tried breaking into his house, and he hit them all with his AK-47.

All 3 were wounded , and police say the homeowner acted within his rights..

[Nick shirley @nickshirleyy]

Here’s your daily reminder that your tax dollars are going to men like this to run “daycares” who can’t even answer a basic question about the $2,250,000 they receive from our tax dollars

“F*cking million dollars, don’t worry about it!”

ARREST ALL THE FRAUDSTERS

[Wall Street Apes @WallStreetApes]

Full breakdown of the new January 6th report

- The FBI deployed 26 paid confidential informants in Washington DC on January
- 4 entered the Capitol building during the events
- 13 entered the restricted areas around the Capitol
- This means over a dozen FBI-linked informants were actively in the “riot” or restricted zones
- CHS provided intelligence that Jan 6 “was gonna get a little hairy.” FBI HQ allegedly did nothing to prevent escalation and later claimed otherwise to Congress
- ZERO charges against any of their FBI informants

FBI covered up details before the election, confirmed Director Christopher Wray announced his resignation timing tied to report release

- Media and Democrats pushed the “inside job by Trump” while dismissing FBI and Antifa involvement, despite early knowledge of CHS numbers (THEY KNEW)
- Jan 6 politically benefited Democrats with impeachments, indictments, criminalizing MAGA, Jan 6 Committee focus
- No accountability for uncharged informants despite “greatest attack on democracy since 9/11” rhetoric

- There were allegedly payment made. Congress needs more details on CHS (Confidential Human Source)’s conduct, payments for hotels and more and pre-event activities
- Says the FBI, media, and prior investigations are all not credible

This only means one thing. Democrats used the FBI to stage an insurrection against Donald Trump. They tried to cover their tracks by hiring outside people to be agitators, then have those people they hired immunity against prosecution for doing the same activities they prosecuted Americans for

All to steal the election and rush certification of their stolen election

Inside job. Treason.

[Ross Morrison @CaliRomo]

@counterparthlth Awesome. I work at Advocate/ Atrium hospitals/patient care networks. They span many states. Counterpart would be awesome

[Ross Morrison @CaliRomo]

@Ryanmatta Bill gates

[Ross Morrison @CaliRomo]

@BottleneckFindr @MattNachtrab this might be the only biotech that has given us enough data point readouts during P3 to conclude trial success.

[DC_Draino @DC_Draino]

Rudy Giuliani was right about election fraud in Fulton County.

Give him his money back.

[MarketMaverick @DiaTSLAPLTR]

🧵 $CLOV Q1 2026 DEEP DIVE: I Read Every Line of the 10-Q, Press Release, and Transcript. Here's my updated analysis (Part1)

THE 5 THINGS NOBODY ELSE CAUGHT

1. SBC DROPPED 54% — AND NOBODY IS TALKING ABOUT IT
In every previous post, I flagged stock based compensation as my #1 bear concern. FY25 SBC was $104M, roughly 1/8 of market cap. I called it "among the worst dilution rates in healthcare." From the Q1 cash flow statement: SBC was $12.3M in Q1 2026 vs. $26.4M in Q1 2025. That's a 54% reduction. This is the single most underreported improvement in the quarter. The dilution bear case just got cut in half.

2. CASH ACTUALLY INCREASED — THE BURN THESIS IS DEAD
In my FY25 analysis, I flagged cash declining from $438M to $320M with negative $67M OCF. It was a central bear case. From the Q1 balance sheet: Total cash, cash equivalents & investments = $418.2M (up from $319.9M at Dec 31, 2025). Cash & cash equivalents alone went from $78.3M to $173.3M

Operating cash flow was +$107.9M. Important nuance: $107.2M of that came from unpaid claims reserves increasing (timing-related working capital from the larger member base). This will partially reverse. But even adjusting for timing, the underlying cash generation is positive. The cash burn narrative is over.

3. THE COUNTERPART INTERSEGMENT REVENUE NOBODY READS
Buried in the segment reconciliation: "Elimination of intersegment profits" was $20.4M in Q1 2026, up from $14.4M in Q1 2025. That's +41%.

This is the internal transfer pricing between Counterpart Health and Clover's insurance segment. It represents what the MA plan pays Counterpart for technology services. While this eliminates in consolidation (so it doesn't appear in reported revenue), it's a proxy for the growing economic value Counterpart is generating internally. At scale, this is what external payers would pay too. $20M/quarter = $80M annualized internal economic value. Nobody tracks this.

4. THEY DELIBERATELY SLOWED GROWTH — AND THAT'S BULLISH

Andrew Toy on the call: "beginning in OEP, we also decided to moderate in-year growth to prioritize clinical integration."

This is the first time Clover has ever pumped the brakes on member growth. They're choosing clinical quality over raw membership numbers. For a company that grew 51% YoY, the confidence to slow down signals they don't need to chase members anymore. They're optimizing lifetime value, not maximizing enrollment.

Additionally, Clay Thornton revealed they're "intentionally prioritizing growth in core markets and plans where Clover-assisted coverage and impact is highest." They're directing growth toward higher-margin geographies. This is a mature management decision.

5. HOME CARE ENROLLMENT UP 90% — THE HIDDEN MARGIN DRIVER

Clay Thornton: "Enrollment in our Clover Care Services programs is up approximately 90% year-over-year."

Home care is where the largest cost savings occur — keeping high-acuity members out of hospitals. This isn't in the headline numbers. But it's a leading indicator that returning cohort profitability will continue to improve, because the sickest (most expensive) members are being actively managed earlier.

ADDRESSING EVERY PREVIOUS BEAR CONCERN

I've tracked 9 bear concerns across my posts. Here's the Q1 scorecard:

Bear #1: "GAAP profitability razor thin ($0-$20M)": INVALIDATED. Q1 alone: $27.3M. Exceeded full-year guidance in one quarter.

Bear #2: "Cash burn accelerating" : INVALIDATED. Cash up $98M. OCF +$108M. Zero debt.

Bear #3: "SBC dilution crushing shareholders": MATERIALLY IMPROVED. SBC down 54% YoY. Annualized ~$49M vs $104M.

Bear #4: "BER deteriorating": STABLE. 86.5% vs 86.1%. 40 bps, not the 970 bps from FY25.

Bear #5: "Metric change hiding bad performance": WEAKENED. Consolidated Gross Profit $160M, +47%. The metric they asked us to watch is performing.

Bear #6: "Thin analyst coverage": UNCHANGED. Still only 2 analysts (Richard Close, Canaccord; Jonathan Yong, UBS). This remains the biggest structural problem.

Bear #7: "NJ geographic concentration" : REFRAMED. Andrew Toy: "Clover is now the largest PPO in New Jersey." Concentration = market dominance.

Bear #8: "Counterpart pre-revenue": UPGRADED. "Early traction" in non-plan markets. Internal intersegment value $20.4M/quarter. Not zero — just not external yet.

Bear #9: "CFO instability (3rd in 3 years)" : MANAGED. Clay Thornton handled the call confidently. Deep MA expertise (former Humana Regional CFO).

I own $CLOV. DYOR

[Libs of TikTok @libsoftiktok]

Gavin Newsom’s wife diverted money meant for fire victims to her own nonprofits

How is this not a bigger scandal?!