Just put £5,300 on a 0% purchase card to cover a job at the house.
Not because I’m short on cash. Because I’m not.
That £5,300 is still sitting in my Stocks ISA, growing, while M&S basically gave me an interest free loan to get the work done.
I’ll clear it monthly before the 0% period ends. Zero interest paid. Money keeps compounding in the background the whole time.
Debt gets a bad reputation. Used properly it’s just leverage. The trick is having a repayment plan before you spend, not after.
Anyone else run this play or do you keep it simple and pay cash upfront?
We rode the 5 wave counter pump like a boss and then the dump on #burger. Look at that double tap rejection off the perfect 0.786 sell point 👌
Posted updates on this chart in the #discord for the CKC 🙌
Felt like a celebrity pulling on to the drive with all the trick or treaters in the street, Halloween up there with the worst night of the year #BahHumbug