Captain Health USA 813-391-3448

Healthcare coverage specialist.

[Captain Health USA 813-391-3448 @CaptainHealthUS]

This month I did a special series on the basics of health insurance & understanding key terms and concepts. Make sure you don’t miss any of the tips I shared—visit my blog: https://t.co/jza3XX2aBY
https://t.co/xOrlfLCCMO
#Healthinsurance #MedicalCoverage #MedicalInsurance

[Captain Health USA 813-391-3448 @CaptainHealthUS]

Navigating the world of #health #insurance can be overwhelming. If you have questions about health insurance, contact an insurance agent to get all of your questions answered.
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Read My Blog: https://t.co/xOrlfLCCMO

[Captain Health USA 813-391-3448 @CaptainHealthUS]

Open #enrollment is a period of time during which individuals can enroll in or make changes to their #health #insurance #coverage. This period usually occurs once a year.

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Visit: https://t.co/rdsY7KeYvW
Blog: https://t.co/xOrlfLCCMO

[Captain Health USA 813-391-3448 @CaptainHealthUS]

A pre-existing #condition is a #medical condition that an individual had before they enrolled in their #health insurance plan. #Insurance companies may charge higher premiums or deny coverage altogether for individuals with pre-existing conditions. https://t.co/xOrlfLCCMO

[Captain Health USA 813-391-3448 @CaptainHealthUS]

Out-of-network providers are #Medical professionals and facilities that have not contracted with an individual’s #insurance company. Using out-of-network #providers can result in higher out-of-pocket costs for medical services.

[Captain Health USA 813-391-3448 @CaptainHealthUS]

In-network providers are medical professionals and facilities that have contracted with an individual’s insurance company to provide services at a discounted rate. Using in-network providers can help individuals save money on medical expenses.

[Captain Health USA 813-391-3448 @CaptainHealthUS]

An out-of-pocket maximum is the most an individual will have to pay for #medical #expenses in a given year. Once an individual reaches their out-of-pocket maximum, their insurance will cover 100% of any additional medical expenses for the remainder of the year.

[Captain Health USA 813-391-3448 @CaptainHealthUS]

Coinsurance is a % of the cost of #medical services that an individual is responsible for paying. This amount is usually in addition to any #co-pays or #deductibles that must be paid.

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[Captain Health USA 813-391-3448 @CaptainHealthUS]

A #co-payment, or #co-pay, is a fixed amount that an individual pays for #medical services.
Co-pays are usually paid at the time of service and can vary depending on the type of service.

Visit Me Online: https://t.co/rdsY7KeYvW
Read My Blog: https://t.co/xOrlfLCCMO

[Captain Health USA 813-391-3448 @CaptainHealthUS]

A #deductible is the amount of #money an individual must pay out of pocket for #medical #expenses before their #insurance coverage kicks in. Deductibles can vary depending on the insurance plan, and they can be different for in-network and out-of-network #providers.

[Captain Health USA 813-391-3448 @CaptainHealthUS]

A #premium is the amount of money an individual pays for #health #insurance coverage. Premiums can be paid on a monthly or yearly basis, and the amount of the premium will depend on a number of factors, including age, health status, and the type of coverage they are purchasing.

[Captain Health USA 813-391-3448 @CaptainHealthUS]

Health insurance provides financial protection for medical expenses. This can include doctor visits, hospital stays, prescriptions, & other medical treatments. In exchange for paying a premium, those with health insurance receive coverage for these expenses. #Healthinsurance

[Captain Health USA 813-391-3448 @CaptainHealthUS]

This month I did a special series on “Top things to consider before you choose a new #healthcare #provider.” Get all of my tips by reading my latest blog post here: https://t.co/l1NL28VpBA

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[Captain Health USA 813-391-3448 @CaptainHealthUS]

#Consider the #healthcare #provider's use of technology. Do they offer online #appointment scheduling or a #patient portal for #communication?

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Visit Me Online: https://t.co/OGsum9CLRW

[Captain Health USA 813-391-3448 @CaptainHealthUS]

Check the #healthcare #provider's #hospital affiliations. Make sure they are affiliated with a hospital that meets your needs.

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[Captain Health USA 813-391-3448 @CaptainHealthUS]

Evaluate the #healthcare #provider's availability. Can you get an #appointment when you need one? Do they have after-hours or weekend availability?

Schedule your FREE consultation by calling me: [phone]

[Captain Health USA 813-391-3448 @CaptainHealthUS]

#Communication style. Do they #listen to your #concerns? Do they take the time to #answer your questions?

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[Captain Health USA 813-391-3448 @CaptainHealthUS]

Check online for #patient #reviews. This can give you an idea of the #provider's bedside manner and the #quality of care they provide.

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[Captain Health USA 813-391-3448 @CaptainHealthUS]

Review the #healthcare #provider's experience. How long have they been #practicing? Do they specialize in a specific area?

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[Captain Health USA 813-391-3448 @CaptainHealthUS]

Make sure the #healthcare #provider accepts your #insurance. You can check with your insurance company or the provider's office.

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