But in my case Sir Not only pre-approved but also no documet required and physical verification happened 2 times for both the my address didn't understand what's the process of decision I asked call representative and they said physical verification done by third party how can we trust third party
@Cardsinsights@IDFCFIRSTBank@Credolite@EvryPaisaMatter Bro in Pre Approved offers from IDFC FIRST Bank the only Previlege is now income Proof is demanded while the physical verification usually happens.
Request IDFC for repeating Office Verification if you feel they have done mistake.
@IDFCFIRSTBank@creditcardwalah@Credolite@EvryPaisaMatter I applied for idfcfirst bank pre-approved no documet required credit card But After 10 days and 2 times visited of my office address and communication address and I provide all the required details despite of no documet and pre-approved card but they said to me that we are unble to confirm your employment and business activity at your office address. Fraudulent credit offer ,very disappointed service by idfcfirst bank credit Never recommend anyone to idfcfirst card
HSBC Live+ is now a serious everyday cashback card! 💳
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💡 Utilities: 10%
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Earn up to ₹1,200/month in accelerated cashback!
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🚨The Marriott Bonvoy HDFC Bank Credit Card is such an underrated credit card.
For an annual/joining fee of ₹3,000 + GST, which comes to ₹3,540, you get a Free Night Award worth up to 15,000 Marriott Bonvoy points as a joining benefit, and you get another one every year on renewal as well.
Apart from that, the card gives you:
• 10 Elite Night Credits
• Marriott Bonvoy Silver Elite status
• 12 domestic lounge visits every year
• 12 international lounge visits every year
And the lounge access comes without any spend criteria or quarterly capping, which makes this card particularly useful if you travel frequently.
There are also milestone benefits where you can earn additional Free Night Awards during your anniversary year:
• 1 Free Night Award on eligible spends of ₹6 lakh
• 1 Free Night Award on eligible spends of ₹9 lakh
• 1 Free Night Award on eligible spends of ₹15 lakh
@tata_neu@bigbasket_com
I just ordered a mixer and recieved with unsealed and some of the product is missing now there team is saying this product is non-returnable & non-exchangeble very cheap service by tata
💥Pnb Imperial debit card is best in rupay select platform
💥all other banks rupay select debit card should match this
💥recently redeem kalyan voucher on silver jewelry also #pnb#debitcards#rupayselect
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🚨 BIG CHANGE IN UPI CHARGES — OLD vs NEW!
A lot of people are confused about the new 0.4% UPI MDR, so here’s the simple breakdown 👇
🟢 BEFORE — Normal Bank Account → UPI
• ₹2,000 UPI payment to a merchant → ₹0 MDR
• ₹10,000 → ₹0 MDR
• ₹50,000 → ₹0 MDR
Normal bank-account UPI was effectively free for merchants.
🔴 FROM 15 OCTOBER 2026 — Bank Account → UPI
For specified P2M transactions above ₹2,000:
• ₹2,000 → 0%
• ₹3,000 → 0.4% = ₹12
• ₹10,000 → ₹40
• ₹50,000 → ₹200
• ₹1,00,000 → ₹300 max (MDR capped at ₹300)
Government Clarifies Charges on UPI & RuPay Debit Cards
The Government of India has notified that banks and payment system providers cannot impose charges on:
📲 UPI transactions up to ₹2,000
💳 RuPay debit card transactions of any amount
For RuPay debit cards, MDR remains 0%, regardless of the transaction value.
⚠️ For UPI transactions above ₹2,000, a charge may be introduced under a future MDR framework. The government has not announced any rate yet.