Carleton Inc.

With 55+ years of experience, Carleton provides accurate & compliant payment calculations, lending document generation, & audit consulting services nationwide.

[Carleton Inc. @CarletonInc]

We're headed to Chicago for CCFL's 2026 Spring Consumer Financial Services Conference (May 28-29)!

Excited for insights on key updates and emerging issues across the #ConsumerFinance industry.

Let us know if you'll be there!

#CCFL #RegulatoryCompliance

[Carleton Inc. @CarletonInc]

Starting July 1st, #Iowa is simplifying regulated #lending. New law replaces tiered rates with a flat 36% annual cap on loans under $30K, plus a service charge limited to the lesser of 3% or $100.

Does this impact you?

https://t.co/AetjF3lFNz

#Compliance #RegulatoryUpdate

[Carleton Inc. @CarletonInc]

When #APR disclosures exceed #TILA tolerances, it’s more than a math error. Lenders may owe borrower reimbursements, especially if charges are understated.

Key lessons #lenders can’t ignore: https://t.co/EcZXCEJb1y

#LendingCompliance #ConsumerFinance #ComplianceRisk #FinTech

[Carleton Inc. @CarletonInc]

Looking forward to the #AFSA2026 Independents Conference & Expo next week at Omni PGA Frisco Resort!
With rising scrutiny on #LoanServicing & #PaymentAccuracy, #Compliance teams are under more pressure than ever. Excited to bring back fresh insights for our partners and clients.

[Carleton Inc. @CarletonInc]

#Nebraska’s LB 717 raises the NILSA loan threshold to $100K which brings more consumer loans (with terms of 6+ months) and participating entities under licensing and #compliance requirements.
Projected Effective Date: July 2026

https://t.co/2h0gTq3veZ

#ConsumerLending #FinTech

[Carleton Inc. @CarletonInc]

#AutoFinanceSummit East kicks off in Nashville next week! @TyYalich is excited to connect with industry leaders and explore what's next for lending, technology, and #compliance across the #autofinance industry.

If you'll be there, Tim would love to connect!

#AFSEast #FinTech

[Carleton Inc. @CarletonInc]

Several states have passed significant new laws & released dollar bracket adjustments, impacting motor vehicle dealers, lenders, & #consumerfinance in our newest #compliancealerts. Many of these #regulatorychanges take effect in '26 & '27.

https://t.co/lxjX0KBWgs

#AutoFinance

[Carleton Inc. @CarletonInc]

Carleton’s new nationwide survey explores shifts in #compliance confidence across lending, revealing where pressure is building and which systems lenders are prioritizing to strengthen oversight.

View Survey Insights: https://t.co/xWsVbSthIL

#AutoFinance #ConsumerFinance

[Carleton Inc. @CarletonInc]

Our #Compliance Team is heading to Chicago on Thursday for the 4th annual "Driving Ahead: Insights from Industry Leaders" seminar hosted by @hinshaw to discuss the latest developments impacting consumer and commercial #lending. 

Let us know if you'll be there!

#AutoFinance

[Carleton Inc. @CarletonInc]

Carleton is thrilled to be featured again by SubPrime Auto Finance News as one of "The Most Influential Companies" in the #AutoFinance Industry! Congrats to all of the industry leaders who earned a spot on this year's list.

View Full List --> https://t.co/7FOcMKUZFV

#Automotive

[Carleton Inc. @CarletonInc]

Sarah Milovich, General Counsel & VP of Compliance, joins the @Automotive_News Daily Drive podcast to discuss the #compliance risks #auto #lenders face when they use #AI. 

Apple Podcasts: https://t.co/H5AjYG3Qeo
Spotify: https://t.co/0PtizXSQbH
Website: https://t.co/4KExZnxwRw

[Carleton Inc. @CarletonInc]

The latest #compliance alert review is now available! View a summary of the legislative changes impacting Indiana, Mississippi, Nebraska, and Wyoming.

View Compliance Alerts: https://t.co/p0D5AJ1Iiv

#RegulatoryCompliance #ConsumerLending #CreditUnions #EV #ElectricVehicles

[Carleton Inc. @CarletonInc]

Introducing our redesigned website! This refresh was built wth the consumer in mind for better clarity, speed, and easier navigation. See how Carleton’s compliant #financialsolutions fit seamlessly into the purchasing journey.

💻https://t.co/KNvXWuGhKF

#fintech #compliance

[Carleton Inc. @CarletonInc]

We're excited to share that CarletonDocs® is now integrated with https://t.co/6qz2TvzwTn' appTRAKER™ LOS, giving lenders an even more seamless, compliant path from application to funding.

Press Release: https://t.co/riRWi6OkcT

#DocumentGeneration #LOS #Fintech #LoanOrigination

[Carleton Inc. @CarletonInc]

Our team had the privilege of returning to Cultivate Food Rescue's March Meal Madness event. Grateful for everyone who showed up to make a difference & especially proud of our team for preparing 1,868 meals in just 90 minutes!

https://t.co/HxyJkMfaRE

#FoodRescue #CarletonCares

[Carleton Inc. @CarletonInc]

The end of the U.S. penny is forcing cash‑based small‑dollar lenders to rethink rounding, payments, & #Compliance in a nickel‑minimum world. Clear strategies will be crucial in 2026.

https://t.co/zGdWnvNLjY

#Fintech #ConsumerFinance #SmallBusinessFinance #AlternativeLending

[Carleton Inc. @CarletonInc]

Check out this month's compliance updates! This review highlights legislative changes in New York, Ohio, and Utah.

View February Compliance Alerts: https://t.co/ljjKYtyvFT

#ComplianceAlerts #RegulatoryCompliance #CarletonCompliance #NewYork #Ohio #Utah

[Carleton Inc. @CarletonInc]

Our annual #compliancealerts review is now available! This year’s edition breaks down the most important 2025 #consumerlending #legislativeupdates across state & federal landscapes, as well as what to watch in 2026 & beyond.

View 2025 Year in Review --> https://t.co/BIZBgxhVbs

[Carleton Inc. @CarletonInc]

Catch our team in #LasVegas at AFSA's Vehicle Finance Conference & Expo & the #NADAShow in less than 2 weeks!

These two events are always a great way to kick off the new year by providing an opportunity to connect with industry leaders across the #automotive market.
#NADA #AFSA

[Carleton Inc. @CarletonInc]

We've released our latest #compliance alert review! This summary highlights six different states & their recent legislative updates. Plus, a recap on the federal changes announced by #CFPB.

Read the Review -->https://t.co/lOlwFKKb7p

#RegulatoryCompliance #CarletonCompliance