Olivia
Online
Conservatives against Trump
@CarlosVignote
#Fanniegate follower
Joined November 2016
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437 Followers
18.3K Posts
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BEWARE OF PAID SHILLS REPLYING TO MY POSTS W/
"I don't understand what you are trying to say.
SPS LP increased for free and its offset, absent from the B-Sheets, a Financial Stmt fraud?
Res...Restrrr. Restriction on Capital Distributions?
Whaa?"#Fanniegate @TheJusticeDept @SECGov
CONCEALMENT
NO SECRET:BASED ON PUBLICLY AVAILABLE INFO
Laws&rules including the FHLB bailout:Separate Acct.
Restriction on c distrib.Exception:↓SPS;Recap off-B.Sheet.
TrumpPulte promote all the #Fanniegate alibis:
Coverups
Letter,fabricated evidence
Profitability
Declassify docs
@LeadingReport I expect we will see the theft of Fannie Mae and Freddie Mac come out. $fnma $fmcc @pulte
CAPITAL ACCUMULATION: RE
Restr on C Distr is a c restoration plan.
Not a 13-yr bail-in,prior mandatory exit, but all the way to💯%of P.C.Buffer w/o JPS(AT1 c):CET1=3%of ATA,🆕exit &Privatization(Charter repeal),statutory too,TCCA:
Study on capital needs
12%ROE(No fees)#Fanniegate
STRESS TEST,VOID.RATING F
#Fed's Powell's article is included in Remediation Req(1)
-Capital:High-quality c RE/CET1 c element
-Liq
-Fwd-looking indic.A plan w/ qualifying ALLL(Loan Loss Reserve):$16B Tier 2 c that FHFA simulates $0.
Adding(2)=Separate Acct/Simulation.#Fanniegate
STRESS TEST,VOID.RATING F
#Fed's Powell's article is included in Remediation Req(1)
-Capital:High-quality c RE/CET1 c element
-Liq
-Fwd-looking indic.A plan w/ qualifying ALLL(Loan Loss Reserve):$16B Tier 2 c that FHFA simulates $0.
Adding(2)=Separate Acct/Simulation.#Fanniegate
VOID
The FnF B.Sheet stress-tested w/ $187B of SPS LP/↓$187B high-quality c RE acct, missing.
RATING(F)
▪️$402B of Core C shortfall over min Lvg C req 2.5%of ATA
▪️Liquidity:$381B of SPS LP to redeem.
The #Fed has an issue w/ RE acct(C distribs debited from).A #Fanniegate issue.
Who to follow
Robert
@robjunier
FANNIEGATE
@ethan2369
An Investor that had his life savings & college grad $ stolen by the US Gov Obama admin in 2012 via The Net Worth Sweep.
MIA
@MIA95629998
I'm here to inform the public that US Gov has stolen over $500B from Fannie Mae Freddie Mac & @POTUS Trump, FHFA @pulte & Bessent planning a $1 Trillion THEFT
Although
-Ps,permanent sec but redeemable,isn't explicitly stated at the option of FnF
-PA hinders the↓SPS LP at the time of each banned c distr
it enables the FHLB plan by law:$ simulates inv in 0-coupon Tsry Notes to redeem SPS LP @ "maturity"(Dec2014)
#Fanniegate:Nonrepayable
Funding pot from Tsry(c),BA calls:"line of credit". But (g)Funding Commitment, isn't?
lnvestment only Equity. Inv in Debt securities isn't inv?
SPS bought w/ g, allowed in c:
Hybrid
Ps,redeemable
Tsry can SELL at any time. BA:"BUY"
6 considerations in authority of Tsry:↓SPS asap
2ND REASON FOR CHEATING:TIER2 C=$0
#Fanniegate's alibi for:"NW renamed C Reserve is what has to meet the c req".
Because "qualifying ALLL" would be Tier2 c to meet the🆕ATC, yet isn't NW but Asset writedown.
Despite that ALLL is included in TC(ERCF)in a FHEFSSA of 1992 they deny.
FHFA CHEATS W/ TIER 2 C
A plan to deprive FnF of reg capital.
BAC:Not 2 Loan Loss Reserves🚨like FMCC before👇,but "qualifying ALLL".#Fanniegate
4.6%RWA c hole: Unrealized losses in🚨investments in debt secs held in HTM portfolio(HQLA no more)unaccounted for in Eq: FV(RE)or AOCI.
FHFA CHEATS W/ TIER 2 C
A plan to deprive FnF of reg capital.
BAC:Not 2 Loan Loss Reserves🚨like FMCC before👇,but "qualifying ALLL".#Fanniegate
4.6%RWA c hole: Unrealized losses in🚨investments in debt secs held in HTM portfolio(HQLA no more)unaccounted for in Eq: FV(RE)or AOCI.
BAC HIDES CET1 CAPITAL ELEMENT RE TOO
CET1=CE+Adj🆚The sum of Cs PV (-Tsry Stock)+APIC+RE+AOCI+Adj, like the FHFA definition:CFR1240.20(b).
Other banks and FnF 1st calculate CE w/ Total Eq-Ps.
BAC directly posts CE.#Fanniegate
👇HTM c hole=4.6%of RWA. Hence surreal TC Buffer 5.5%
Funding pot from Tsry(c),BA calls:"line of credit". But (g)Funding Commitment, isn't?
lnvestment only Equity. Inv in Debt securities isn't inv?
SPS bought w/ g, allowed in c:
Hybrid
Ps,redeemable
Tsry can SELL at any time. BA:"BUY"
6 considerations in authority of Tsry:↓SPS asap
#FANNIEGATE (c)"LINE OF CREDIT"🆚(g)FUNDING CMT
-Homonymous provisions:
SPS w/ g,allowed in c
g $ updates c $
-Draws from Tsry(FnF request $→Oblig to pay back)
-Charter Act re fin of ops,both w/ Debt and Eq.
Aim:D🆚Eq.Only the latter is called "investment",when SPS,hybrid(Oblig)
$16B OF QUALIFYING ALLL, TIER 2 C FOR THE ADJUSTED TOTAL CAPITAL, DENIED. THE TIP OF THE ICEBERG
CET1=$-242B as of 3/31/2026:$-55B official in the ERCF-$187B of↓RE w/ $187B🆓SPS LP since 2019
🆚FHFA,a problem of attitude:Zing!
CET1=$272B(3.3%of ATA🆚3%chosen for exit)#Fanniegate
REG CAPITAL DENIAL PROVES SIMULATION🔃$490B OF RE UNDER UST CUSTODY
FHFA chose Advanced approach for ALLL:Only $>Expected Losses is Tier2 c.Max 0.6%of RWA.
Qualifying ALLL in FnF,$0🚨despite that statutory TC definition:Gnrl reserve in full,not against specific assets.#Fanniegate
REG CAPITAL DENIAL PROVES SIMULATION🔃$490B OF RE UNDER UST CUSTODY
FHFA chose Advanced approach for ALLL:Only $>Expected Losses is Tier2 c.Max 0.6%of RWA.
Qualifying ALLL in FnF,$0🚨despite that statutory TC definition:Gnrl reserve in full,not against specific assets.#Fanniegate
END OF QTR:THE ADJUSTED BVPS INCREASES W/ THE Q2 ESTIMATE
$FNMA=$141
$FMCC=$199
Pending confirmation:Q2 report SEC filing 10-Q form due July 30.
If there is Loan Loss Reserve(ALLL)release in F.Mac(>shadow mandate 0.6%of RWA),I expect additional $2🚨like in Q1(Not $1👇)#Fanniegate
Q2 ESTIMATE BVPS+$3 FNMA+$4FMCC
EPS $0,simulation.
Q1 Loan Loss Reserve release in FMCC to 0.64%of RWA🆚0.59%FNMA.
Likely,undisclosed 0.6%mandate ALLL"additional reserve req for particular purpose re activity":HERA.Not NW renamed C Reserve.
Show me $1 more,@FreddieMac!#Fanniegate
VOLUME GROWTH IN MAY (WEBSITE)
It includes liquidations.
@FannieMae:Annualized -0.6%MoM; +0.2%YoY
@FreddieMac:Annualized +0.9%MoM; +2.5%YoY
The YoY data marks the trend.#Fanniegate
VOLUME GROWTH IN APRIL (WEBSITE)
It includes liquidations.
@FannieMae:Annualized +0.1%MoM; +0.3%YoY
@FreddieMac:Annualized +1.4%MoM; +2.5%YoY
The YoY data marks the trend.#Fanniegate
BAC HIDES CET1 CAPITAL ELEMENT RE TOO
CET1=CE+Adj🆚The sum of Cs PV (-Tsry Stock)+APIC+RE+AOCI+Adj, like the FHFA definition:CFR1240.20(b).
Other banks and FnF 1st calculate CE w/ Total Eq-Ps.
BAC directly posts CE.#Fanniegate
👇HTM c hole=4.6%of RWA. Hence surreal TC Buffer 5.5%
I've learned that banks have also a Prescribed C Buffer over min Tier 1 c/TC of 6%/8%,resp (Risk-Based c req), excluded from the Buffer Framework for c distrib constraints(Only CET1)
A bank-issue w/ HTM c hole.
BAC still calls the min c req+c buffer, "min c req". Duh!
#Fanniegate
Payout ratio (The Fed, lhs. FHFA, rhs) for the Buffer Framework (Capital distributions constraints) commented before.#Fanniegate
Opposite Basel std (Payout ratio🆚C Conservation ratio): Intent to deceive in Conservation-ship(Statutory path).
Referred to c distrib, laymen link payout only to $ div.
E.g.Trump:"Obama stole money".Same↓RE acct w/ the ongoing barred🆓SPS LP(Phase3:Recap off-B.Sheet)#Fanniegate
Whereas Separate Acct as per law(↓SPS LP FHLB-like;Recap off-B.Sheet)simulating c distribs to Tsry(🚫.Deficit RE)worth $490B of RE,is funny:
$301B div:↓Cash↓RE
$189B🆓SPS↓RE(*)👇
#Fanniegate,felonies:
Coverups
Abuse of process and WH
Complot(Alibis:Combo P/BV;TP;Etc)
Rating F
Opposite Basel std (Payout ratio🆚C Conservation ratio): Intent to deceive in Conservation-ship(Statutory path).
Referred to c distrib, laymen link payout only to $ div.
E.g.Trump:"Obama stole money".Same↓RE acct w/ the ongoing barred🆓SPS LP(Phase3:Recap off-B.Sheet)#Fanniegate
THE FED CONCEALS THAT CAPITAL DISTRIBS ARE CHANGE IN EQUITY OPERATION
Explained👇.The Basel std it emanates from makes the point.
Different:
1.$ amount %of earnings
2.Accounting:Need of Surplus RE acct for div/🆓SPS.
Earnings called "eligible retained income" skips #2.#Fanniegate
(*)Except the expenses that are declared capital distribution by the regulator (#3👇E.g.Payment of litigation judgments CFR1229.13; Bonuses;...), yet remain recorded as expenses.
THE FED CONCEALS THAT CAPITAL DISTRIBS ARE CHANGE IN EQUITY OPERATION
Explained👇.The Basel std it emanates from makes the point.
Different:
1.$ amount %of earnings
2.Accounting:Need of Surplus RE acct for div/🆓SPS.
Earnings called "eligible retained income" skips #2.#Fanniegate
THE #FED HAS AN ISSUE W/ RE: BCE SHEET(CO'S PICTURE)
Net Income called "eligible retained income"(in da cloud) for c distrib, skips the notion of actual RE acct:
-Accumulation
-Where most c distribs(Divs,🆓SPS) are taken from, as Changes in Equity ops.
Need of surplus.#Fanniegate
TAKEAWAY
-Although a Buffer above min TC can be justified w/ its purpose(Avoid Prompt Corrective Action🚫div),not w/ an overblown Buffer~5.5%of RWA
-Aim:Both banks/FnF maintain their JPS, held by bond traders that seek higher yield than similar obligs +Div suspension safe harbor.
Buffer over min TC8%of RWA(Adeq Cap)totalling~13.5% to avoid undercap(<8%)and Prompt Corrective Action(🚫c distr),but,there is already a Buffer Framework w/ CET1(Basel👇)that tops~10%.
-Adds B on top of B
-Lvg ratio acts as backstop to Risk-Based c req,not v/v.
DELETE.#Fanniegate
Having Prescribed C Buffers that aren't included in the Buffer Framework for c distrib constraints, goes against its purpose and is considered Calabria's 2 gifts to the #Fanniegate crew for their "4%,high".
Now,the #Fed's too, although I haven't seen it written in a Capital Rule.
24 series of JPS of FnF are redeemable "at any time".
The @FHFA-C Inc Pwr can override the next Redemption Dates in:
$FNMAP 3/31/2028
$FNMAO 9/30/2026
$FNMAS 12/31/2030
$FMCKJ 12/31/2027
$FMCCJ 6/30/2027
$FMCCN 3/31/2027
$FMCCM 3/31/2027
$FMCCL 12/31/2029
Long overdue.#Fanniegate
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