Welcome to Centenary Bank's official page. We are Uganda’s leading Commercial Microfinance Bank serving 3M customers . Call us 0800200555 or 0800335344
WhatsApp Banking is no longer available as we streamline and enhance our services for you.
But don’t worry; your banking remains uninterrupted. Continue to enjoy easy, reliable access through our other banking channels.
Our commitment is to make your banking experience better, every day.
#StayAlert #TosuulaStep
Why line up at the branch to withdraw cash when you can just tap, swipe, and keep moving? Your CenteCard turns long lines into an instant checkout. Use it today for your daily supermarket run and fast-track your day!
CentenaryBank
CenteCard
That’s a wrap on an insightful afternoon at the #FITSPA2026 engagement at the Sheraton Hotel!
A massive thank you to the panel and our GM Back Office, Edith Kababure, for beautifully articulating how Scaling Fintech Innovation For Inclusive Growth and a Resilient Digital Economy. Together, we are building a seamless digital economy!
#CenteTech #FITSPA2026
Dear ivan10k, Thank you for sharing your experience with us. We are delighted to know that you are enjoying the benefits of banking with Centenary Bank and appreciate your kind words about our branch and agent network. Your feedback motivates us to continue serving you better. Thank you for choosing Centenary Bank. ^jk
During the Q&A session, a question was asked: "What is the difference between GonzaPay and CenteMobile?"
Our GM Back Office noted that CenteMobile is a direct mobile extension of our Centenary Bank accounts and services. In contrast, GonzaPay is a standalone digital wallet open to both bank customers and non-customers, built primarily for quick peer-to-peer and merchant payments.
#CenteTech #FITSPA2026
During the Q&A session, a question was asked: "What is the difference between GonzaPay and CenteMobile?" Our GM Back Office noted that CenteMobile is a direct mobile extension of our Centenary Bank accounts and services. In contrast, GonzaPay is a standalone digital wallet open to both bank customers and non-customers, built primarily for quick peer-to-peer and merchant payments. #CenteTech #FITSPA2026
“Availability of services that are trusted enough for customers to safely execute transactions and meet the needs of their needs as apriority," noted @KababureEdith, GM Centralized Back Office, while speaking at the ongoing FITSPA panel on what builds absolute trust in digital channels
#CenteTech #FITSPA2026
On cyber security, "there must be standards across the industry- including with API security- managing fraud across the industry, because we have seen everyone try to manage on their own, which shouldn't be the case."@KababureEdith, GM Centralized Back Office Centenary Bank.
We are live at the Sheraton Hotel for #FITSPA2026 under the theme:
Scaling Fintech Innovation For Inclusive Growth and a Resilient Digital Economy.
Our General Manager Back Office, @KababureEdith shares exclusive insights on how Centenary Bank is bridging the gap between traditional banking structures and agile FinTech systems to accelerate business and individual digital economy growth.
#CenteTech #FITSPA2026
@valemfite Dear @valemfite, thank you for this feedback. We appreciate your vigilance and thank you for being fraud-conscious. Your efforts help promote awareness and protect others from falling victim to fraud. ^JK
We have something exciting true!
It's been carefully engineered to bring more value and security to your financial journey with us.
Before we lift the curtain, we want to hear from you. Take a guess in the comments what do you think is coming next?
#TosuulaStep#Tokikola
@nicho_sebuu Dear @nicho_sebuu, the ATM card is the same as Visa card that you are able to use to make payments online and through a point of sale. ^ WK
WhatsApp Banking is no longer available as we streamline and enhance our services for you.
But don’t worry; your banking remains uninterrupted. Continue to enjoy easy, reliable access through our other banking channels.
Our commitment is to make your banking experience better, every day.
#StayAlert #TosuulaStep
Dear @MagomuKass19488, thank you for writing to us. Kindly be informed that your account is an Ordinary Savings Account, which attracts a monthly ledger fee of UGX 3,450 inclusive of 15% tax. We note that the account had gone several months without sufficient funds to cover these charges. As a result, the unpaid monthly ledger fees accumulated and were automatically deducted when funds were subsequently deposited into the account, which affected your expected account balance. ^JK
A little preparation can make the next step clearer. If you're considering a CenteSalary Loan, make sure you meet the basic requirements before heading to the bank.
Visit your nearest Centenary Bank branch to learn more and begin your application.
#CenteSalaryLoan #CentenaryBank
Good morning @DrayzRhan94754, the service enables you to save funds with Jubilee insurance through your bank account by placing a standing order of a certain amount to be deducted monthly. The premiums are discussed between you and the insurance company. We have the Insurance company agents in all our branches who can support you further. ^ WK
Whether you are catching lunch at a local spot, riding transit, or taking care of late-night bills, your entire bank branch lives in your pocket.
Enjoy total operational mastery wherever you go with the CenteMobile App.
Dear @nvannungi02, thank you for taking the time to share this wonderful feedback. We are delighted to hear about your positive experience with our colleague, James, from the Credit Section. We truly appreciate your kind words regarding his honesty, transparency, and professionalism. Your message and sincere appreciation will be conveyed to him and the Mubende branch team. Thank you for banking with us. ^MN.
At the Annual Uganda Social Entrepreneurship and SME Conference, Juliet Baggya, our Manager of SME Banking, broke down exactly what enterprises should consider when deciding whether debt financing is appropriate for their stage of growth:
When is debt appropriate?
Debt is appropriate when a business has predictable cash flows and is able to comfortably meet its repayment obligations.
Critical questions before taking on debt:
* What is the funding being used for?
* Will it generate sufficient returns to cover the repayments?
Match your debt to your stage of development:
* Early-Stage: Enterprises at this level often require equity, grants, or blended finance to build their initial foundation.
* Mature Stage: Businesses with established, predictable revenues are in a much better position for traditional debt financing.
The ultimate key is matching the type of financing to the exact stage of your business growth. Do not wait for a funding opportunity to clean up your books. Establish strict financial hygiene today. When your enterprise shows up with total clarity, the capital will follow.
#USESME2026 #SMEFinance #InvestorReadiness #UgandaSMEs
Dear @Edgarwill1414, thank you for your kind words and continued trust in us. We are delighted to know that you consider us the best bank under the sun. Your support motivates us to keep providing you with excellent banking services and solutions. We appreciate your loyalty and look forward to serving you even better. ^MN.