Highly experienced short-term finance lender. Providing bespoke bridging loans to private individuals & property investors. Get in touch & to find out more...
Century Capital provides fast, flexible and reliable short-term bridging finance. Our bridging loans are built around the specific needs of the client. Our clients range from private individuals to professional property investors.
#property#finance#buisness
John who is also referred to as ”The Godfather” has over 30 years of experience (and counting!) in the property finance industry, the last 20 years having been spent in the short term and development sectors, on both sides of the fence as both a broker and a lender.
#team
This week we congratulate Sarah Revell who celebrates her five-year anniversary at Century Capital. Sarah is head of operations & client management, she is an integral part of each deal we do at Century and a brilliant member of the century team. Congratulations Sarah!
#team
Services - A Second Charge Loan is used to obtain further funds for a short period of time when there is already an existing mortgage on the property. The original mortgage is referred to as the first charge and the additional finance is referred to as the second charge.
Case Study- Century Capital completed a £1.2M facility to a well-known Senior Financial Services Director in order to allow the completion of a new build luxury home in Berkshire.
#buisness#casestudy#finance
Property is normally used to secure bridging finance. A bridging loan is usually for a percentage of the value of the property, which can be between 70% and 75%.
#property#finance#realestate#investmentproperty
'Luke heads up the lending team at Century Capital. He assumes the head of lending role following several years’ experience at Century. Over this time, Luke has played a key role in building Century’s loan book and client base and continues to take a highly hands-on role.
Bridging loans can be arranged quickly, and it is possible for a loan application to be approved within a matter of hours. A standard mortgage may take weeks to arrange, which is why bridging loans are useful to speedily complete purchases on property.
#loan#loans#refinance
Demonstrating Century’s versatility, we completed on an £800,000, six-month bridge facility for a property investor in North London, taking 2nd charges over a total of four commercial units, six BTL flats, and a detached house.
#RealEstate#property#deal#casestudy
As a traditional asset lender, we base our loan decisions on the open market value of the property rather than the credit profile of the client. This equity-based approach to lending grants us a greater level of flexibility, meaning we are often able to lend where others cannot.
A bridging loan is a great way to purchase a property when you need finance quickly and the timeframe for a traditional mortgage is too great. In addition, some properties do not meet the necessary criteria to obtain a traditional mortgage,
#mortgage#realestate#finance