Juan Cerruti

Dad. Group Chief Economist, Santander ♨️. Professor of Macroeconomics (UBA). Passionate for economy & public policy. Opinions my own. 🇦🇷 in 🇪🇦

[Santander @bancosantander]

Today we are also announcing a new phase in the US with the agreement to acquire Webster for $12 billion, allowing the group to achieve 18% RoTE in the U.S. by 2028 while creating a stronger, more competitive bank for customers. Read more 🔗 https://t.co/N5ALFcV8DW

[Santander @bancosantander]

We have achieved record full-year results for 2025, adding 8 million customers (up to 180 million) and increasing earnings per share by 17%.

✅ Profit of €14,101 million, up 12%
✅ RoTE up to 16.3% post-AT1
✅ CET1 capital ratio at all-time high of 13.5%
✅ Revenue of €62.4bn, driven by record fee income
✅ NPL ratio down to 2.91%
✅ Achieved all targets for 2025

Read more 🔗 https://t.co/ByjcO1Czke

[Facultad de Cs. Económicas UBA @UBAeconomicas]

"UBA Económicas me dio excelencia y adaptación a situaciones inciertas"

Juan Cerruti es Economista Jefe Global en Banco Santander, el banco de Europa con mayor capitalización bursátil. Y además, tiene una historia que lo une a nuestra facultad👇🏼

[Juan Cerruti @CerrutiJuan]

Interested in what we expect for the global economy in 2026? Our annual outlook, The Year Ahead, is now available. There we share our perspectives on the economic outlook for the US, Europe and Latam.
You can read full report here:
https://t.co/yIWqtJC26e
I hope you enjoy it!

[Juan Cerruti @CerrutiJuan]

https://t.co/4ZOJ7aTTkA

[Santander @bancosantander]

Global growth is expected to reach 3.1% in 2026 and 3.2% in 2027, according to our new economic outlook The Year Ahead. In this report, we cut through the noise to outline the key factors shaping the world economy, from AI and regulation to productivity and the EU-Mercosur agreement.

🔍 Discover how these trends could ‘reset’ the global growth model in the years ahead 👉 Read the full report: https://t.co/zMZqM5DWvd

[Juan Cerruti @CerrutiJuan]

No te pierdas mi último artículo: Why Become an Economist? (For those contemplating the path) https://t.co/k2bG0Td5es a través de @LinkedIn

[Juan Cerruti @CerrutiJuan]

No te pierdas mi último artículo: Por qué ser economista (dedicado a quienes lo meditan) https://t.co/I8iPE30Kcg a través de @LinkedIn

[Santander @bancosantander]

We’ve announced that we expect to return €10bn to shareholders through share buybacks from '25 - '26 earnings and the anticipated excess capital, plus to our standard cash dividend distribution, subject to corporate and regulatory approvals.

Read more https://t.co/bqWE7kVpWu

[Santander @bancosantander]

We achieved a profit of €12,574 million in 2024 (+14%), exceeding all our targets for the year thanks to strong revenue growth across all global businesses and regions, as well as the addition of eight million new customers to 173 million.

[Juan Cerruti @CerrutiJuan]

https://t.co/LfY4Oe4kRR

[Juan Cerruti @CerrutiJuan]

Glad to share the "Chief Economist Outlook" just released by the World Economic Forum prior to Davos. In this survey, about 30 wonderful collegues and myself share our thougths on the future developments of global economy.
#ChiefEconomist #WEF #Davos
https://t.co/ChjYHd7D7a

[Juan Cerruti @CerrutiJuan]

It's all about institutions... ALL

[Juan Cerruti @CerrutiJuan]

@DrDaronAcemoglu Congrats!!

[Juan Cerruti @CerrutiJuan]

https://t.co/BYUQLsgJvO

[Juan Cerruti @CerrutiJuan]

Interesting debates in Sintra, Portugal, in the European Central Bank Forum. Lots of opportunities and challenges ahead for policymakers, goverments and private sector. #Sintra #ECB_Forum

[Juan Cerruti @CerrutiJuan]

Soy economista egresado de la Universidad de Buenos Aires (UBA). Considero la universidad pública en Argentina como un impulsar del progreso social. El país necesita más educación, pública o privada, no menos. Pero siempre de calidad, eficiente y con transparencia presupuestaria

[Casa de América @casamerica]

📈 Presentamos ‘Panorama de Inversión Española en Iberoamérica 2024’.

🗣️ Con Roberto Bosch, León de la Torre, Alba Reyes, @AndyMeoli, @abenavides10, @sanchez_sonia, Juan Martínez, Ana Valero, @CerrutiJuan, Antonio Rubio y Julieta Nassau.

🤝 Con @IEuniversity, @Iberia y @Auxadi.